republic-os/legislation/us/states/il/101st/sb-1758.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	INSTALLMENT/PAYDAY LOANS	Amends the Consumer Installment Loan Act and the Payday Loan Reform Act. Provides that "substantially equal installment" includes a last regularly scheduled payment that is no more than 5% as large as the previous scheduled payment according to a disclosed payment schedule agreed to by the parties. Effective immediately.	us/states/il	Illinois General Assembly	101st	SB 1758	Illinois SB 1758 (101st)	bill		enacted		3	45	3	2019-02-15	2019-08-23	openstates	ocd-bill/830c8c02-1524-4b2b-a42e-6a4ac98499d7	http://ilga.gov/legislation/BillStatus.asp?DocNum=1758&GAID=15&DocTypeID=SB&LegId=119079&SessionID=108&GA=101	c6f90b16479fca9045ebcd4d477fd52e107662a1125c9c135d1d5affe74f6981	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-il

Illinois SB 1758 (101st) — INSTALLMENT/PAYDAY LOANS

Amends the Consumer Installment Loan Act and the Payday Loan Reform Act. Provides that "substantially equal installment" includes a last regularly scheduled payment that is no more than 5% as large as the previous scheduled payment according to a disclosed payment schedule agreed to by the parties. Effective immediately.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced (filed) — source
2. Engrossed (committee substitute) — source
3. Enrolled (enrolled) — source

Votes

• Third Reading — 49–0 (pass) · upper
• Concurrence, Amendment 1 — 59–0 (pass) · upper
• Third Reading — 114–0 (pass) · lower

Sponsors

• Antonio Muñoz — primary (person)
• Emanuel Chris Welch — primary (person)
• Stephanie A. Kifowit — cosponsor (person)
• Sue Scherer — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2019-02-15 Filed with Secretary by Sen. Antonio Muñoz filing
• 2019-02-15 First Reading reading-1
• 2019-02-15 Referred to Assignments referral-committee
• 2019-03-12 Assigned to Executive referral-committee
• 2019-03-15 Senate Committee Amendment No. 1 Filed with Secretary by Sen. Antonio Muñoz amendment-introduction
• 2019-03-15 Senate Committee Amendment No. 1 Referred to Assignments referral-committee
• 2019-03-19 Senate Committee Amendment No. 1 Assignments Refers to Executive
• 2019-03-21 Senate Committee Amendment No. 1 Adopted amendment-passage
• 2019-03-21 Do Pass as Amended Executive; 016-000-000 committee-passage
• 2019-03-21 Placed on Calendar Order of 2nd Reading March 26, 2019
• 2019-03-27 Second Reading reading-2
• 2019-03-27 Placed on Calendar Order of 3rd Reading March 28, 2019
• 2019-03-28 Third Reading - Passed; 049-000-000 reading-3, passage
• 2019-03-28 Arrived in House introduction
• 2019-03-28 Chief House Sponsor Rep. Emanuel Chris Welch
• 2019-03-28 First Reading reading-1
• 2019-03-28 Referred to Rules Committee referral-committee
• 2019-04-09 Assigned to Financial Institutions Committee referral-committee
• 2019-04-12 Added Alternate Chief Co-Sponsor Rep. Sue Scherer
• 2019-04-12 Added Alternate Chief Co-Sponsor Rep. Stephanie A. Kifowit
• 2019-04-30 Do Pass / Short Debate Financial Institutions Committee; 013-000-000 committee-passage
• 2019-05-02 Placed on Calendar 2nd Reading - Short Debate
• 2019-05-16 House Floor Amendment No. 1 Filed with Clerk by Rep. Emanuel Chris Welch amendment-introduction
• 2019-05-16 House Floor Amendment No. 1 Referred to Rules Committee referral-committee
• 2019-05-20 House Floor Amendment No. 1 Rules Refers to Financial Institutions Committee
• 2019-05-21 House Floor Amendment No. 1 Recommends Be Adopted Financial Institutions Committee; 010-000-000 committee-passage-favorable
• 2019-05-22 Second Reading - Short Debate reading-2
• 2019-05-22 Held on Calendar Order of Second Reading - Short Debate reading-2
• 2019-05-24 Final Action Deadline Extended-9(b) May 31, 2019
• 2019-05-28 House Floor Amendment No. 1 Adopted amendment-passage
• 2019-05-28 Placed on Calendar Order of 3rd Reading - Short Debate
• 2019-05-28 Third Reading - Short Debate - Passed 114-000-001 reading-3, passage
• 2019-05-29 Secretary's Desk - Concurrence House Amendment(s) 1
• 2019-05-29 Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 30, 2019
• 2019-05-29 House Floor Amendment No. 1 Motion to Concur Filed with Secretary Sen. Antonio Muñoz filing
• 2019-05-29 House Floor Amendment No. 1 Motion to Concur Referred to Assignments referral-committee
• 2019-05-29 House Floor Amendment No. 1 Motion to Concur Assignments Referred to Executive referral-committee
• 2019-05-30 House Floor Amendment No. 1 Motion To Concur Recommended Do Adopt Executive; 014-000-001
• 2019-05-31 House Floor Amendment No. 1 Senate Concurs 059-000-000
• 2019-05-31 Senate Concurs
• 2019-05-31 Passed Both Houses
• 2019-06-28 Sent to the Governor executive-receipt
• 2019-08-23 Governor Approved executive-signature
• 2019-08-23 Effective Date August 23, 2019
• 2019-08-23 Public Act . . . . . . . . . 101-0563 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/830c8c02-1524-4b2b-a42e-6a4ac98499d7. Confidence: reported (aggregated from official Illinois legislature records).