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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill INS CODE-LIFE INSURANCE/NOTICE Amends the Illinois Insurance Code. Provides that a contract for life insurance covering a natural person 64 years of age or older that has been in force for at least one year may not be lapsed for nonpayment of premium unless the insurer has mailed a notification of the impending lapse in coverage to the policyowner and to a specified secondary addressee if such addressee has been designated in writing by name and address by the policyowner. Provides that an insurer issuing a life insurance contract on or after January 1, 2022 shall notify the applicant of the right to designate a secondary addressee at the time of application for the policy, on a form provided by the insurer and at any time the policy is in force, by submitting a written notice to the insurer containing the name and address of the secondary addressee. Provides that the notice of impending lapse in coverage must be mailed to the policyowner and the secondary addressee at least 21 days before the expiration of the grace period provided in the policy in specified circumstances. Provides that the secondary notice requirement does not apply to any life insurance contract under which premiums are payable monthly or more frequently and are regularly collected by a licensed agent or are paid by credit card or any preauthorized check processing or automatic debit service of a financial institution. Provides that if the policyowner has a life agent of record or any agent of record, the insurer must also notify the agent of the impending lapse in coverage at least 21 days before the effective date of the lapse. Provides that an insurer is not required to notify the agent in specified circumstances. Effective January 1, 2022. us/states/il Illinois General Assembly 102nd SB 2112 Illinois SB 2112 (102nd)
bill
enacted
Napoleon Harris, III
Robyn Gabel
4 36 2 2021-02-26 2021-08-20 openstates ocd-bill/a7872e38-439e-485b-bb41-57be204244ab https://ilga.gov/legislation/BillStatus.asp?DocNum=2112&GAID=16&DocTypeID=SB&LegId=134763&SessionID=110&GA=102 a0a1540c1a4dee205a7d06edd10ac63d857b9337af9c8ecb359b91a86bbdebad 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-il

Illinois SB 2112 (102nd) — INS CODE-LIFE INSURANCE/NOTICE

Amends the Illinois Insurance Code. Provides that a contract for life insurance covering a natural person 64 years of age or older that has been in force for at least one year may not be lapsed for nonpayment of premium unless the insurer has mailed a notification of the impending lapse in coverage to the policyowner and to a specified secondary addressee if such addressee has been designated in writing by name and address by the policyowner. Provides that an insurer issuing a life insurance contract on or after January 1, 2022 shall notify the applicant of the right to designate a secondary addressee at the time of application for the policy, on a form provided by the insurer and at any time the policy is in force, by submitting a written notice to the insurer containing the name and address of the secondary addressee. Provides that the notice of impending lapse in coverage must be mailed to the policyowner and the secondary addressee at least 21 days before the expiration of the grace period provided in the policy in specified circumstances. Provides that the secondary notice requirement does not apply to any life insurance contract under which premiums are payable monthly or more frequently and are regularly collected by a licensed agent or are paid by credit card or any preauthorized check processing or automatic debit service of a financial institution. Provides that if the policyowner has a life agent of record or any agent of record, the insurer must also notify the agent of the impending lapse in coverage at least 21 days before the effective date of the lapse. Provides that an insurer is not required to notify the agent in specified circumstances. Effective January 1, 2022.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Senate Amendment 001 (committee substitute) — source
  4. Enrolled (enrolled) — source

Votes

  • Third Reading — 590 (pass) · upper
  • Third Reading — 1160 (pass) · lower

Sponsors

  • Napoleon Harris, III — primary (person)
  • Robyn Gabel — primary (person)
  • Jacqueline Y. Collins — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2021-02-26 Filed with Secretary by Sen. Napoleon Harris, III filing
  • 2021-02-26 First Reading reading-1
  • 2021-02-26 Referred to Assignments referral-committee
  • 2021-03-16 Assigned to Insurance referral-committee
  • 2021-03-16 Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins
  • 2021-03-24 Do Pass Insurance; 013-000-000 committee-passage
  • 2021-03-24 Placed on Calendar Order of 2nd Reading March 25, 2021
  • 2021-04-16 Senate Floor Amendment No. 1 Filed with Secretary by Sen. Napoleon Harris, III amendment-introduction
  • 2021-04-16 Senate Floor Amendment No. 1 Referred to Assignments referral-committee
  • 2021-04-20 Senate Floor Amendment No. 1 Assignments Refers to Insurance
  • 2021-04-21 Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; 014-000-000
  • 2021-04-22 Senate Floor Amendment No. 1 Adopted; Harris amendment-passage
  • 2021-04-22 Second Reading reading-2
  • 2021-04-22 Placed on Calendar Order of 3rd Reading April 23, 2021
  • 2021-04-23 Rule 2-10 Third Reading Deadline Established As April 30, 2021 reading-3
  • 2021-04-30 Rule 2-10 Third Reading Deadline Established As May 7, 2021 reading-3
  • 2021-05-06 Third Reading - Passed; 059-000-000 passage, reading-3
  • 2021-05-07 Arrived in House introduction
  • 2021-05-07 Chief House Sponsor Rep. Jay Hoffman
  • 2021-05-11 First Reading reading-1
  • 2021-05-11 Referred to Rules Committee referral-committee
  • 2021-05-11 Alternate Chief Sponsor Changed to Rep. Robyn Gabel
  • 2021-05-13 Assigned to Insurance Committee referral-committee
  • 2021-05-13 Committee/Final Action Deadline Extended-9(b) May 28, 2021
  • 2021-05-20 Do Pass / Consent Calendar Insurance Committee; 018-000-000 committee-passage
  • 2021-05-21 Placed on Calendar 2nd Reading - Consent Calendar
  • 2021-05-24 Second Reading - Consent Calendar reading-2
  • 2021-05-24 Held on Calendar Order of Second Reading - Consent Calendar reading-2
  • 2021-05-25 Placed on Calendar Order of 3rd Reading - Consent Calendar
  • 2021-05-26 Third Reading - Consent Calendar - First Day reading-3
  • 2021-05-27 Third Reading - Consent Calendar - Passed 116-000-000 passage, reading-3
  • 2021-05-27 Passed Both Houses
  • 2021-06-25 Sent to the Governor executive-receipt
  • 2021-08-20 Governor Approved executive-signature
  • 2021-08-20 Effective Date January 1, 2022
  • 2021-08-20 Public Act . . . . . . . . . 102-0542 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/a7872e38-439e-485b-bb41-57be204244ab. Confidence: reported (aggregated from official Illinois legislature records).