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republic-os/legislation/us/states/il/103rd/hb-5357.md
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Fabio 5941153bb7 Legislation: batch B — IL IN KS KY LA MA MD ME MI MN 
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:27:20 -04:00

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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill INS CD-HOMEOWNER'S INS-SEWER Amends the Illinois Insurance Code. Provides that when issuing or marketing a homeowner's insurance policy, an insurer shall disclose whether the homeowner's insurance policy covers damage from a sewer backup or overflow from a sump pump. Provides that if the homeowner's insurance policy being issued does not cover damage caused by a sewer backup or overflow from a sump pump, the insurer shall offer the insured the opportunity to purchase additional coverage for damage caused by a sewer backup or overflow from a sump pump. Provides that the cost of the additional coverage shall be clearly communicated to the insured at the time the opportunity to purchase the additional coverage is offered. Defines "homeowner's insurance policy". us/states/il Illinois General Assembly 103rd HB 5357 Illinois HB 5357 (103rd)
bill
enacted
Elizabeth "Lisa" Hernandez
Napoleon Harris, III
5 71 8 2024-02-09 2024-08-09 openstates ocd-bill/04016d1a-496d-4f2e-a7a0-194bf6df6c6c https://beta.ilga.gov/Legislation/BillStatus?DocNum=5357&GAID=17&DocTypeID=HB&LegId=153583&SessionID=112 c0bbaf4bfc5a34bfc59e4a5945a3fa05f3b513961fa74b2da0f944a09f26f4b2 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-il

Illinois HB 5357 (103rd) — INS CD-HOMEOWNER'S INS-SEWER

Amends the Illinois Insurance Code. Provides that when issuing or marketing a homeowner's insurance policy, an insurer shall disclose whether the homeowner's insurance policy covers damage from a sewer backup or overflow from a sump pump. Provides that if the homeowner's insurance policy being issued does not cover damage caused by a sewer backup or overflow from a sump pump, the insurer shall offer the insured the opportunity to purchase additional coverage for damage caused by a sewer backup or overflow from a sump pump. Provides that the cost of the additional coverage shall be clearly communicated to the insured at the time the opportunity to purchase the additional coverage is offered. Defines "homeowner's insurance policy".

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. House Amendment 001 (committee substitute) — source
  4. Senate Amendment 001 (committee substitute) — source
  5. Enrolled (enrolled) — source

Votes

  • Third Reading — 58–0 (pass) · lower
  • Insurance — 13–0 (pass) · lower
  • Insurance — 10–0 (pass) · lower
  • Third Reading — 105–0 (pass) · lower
  • Insurance, Amendment 1 — 15–0 (pass) · lower
  • Insurance, Amendment 1 — 7–0 (pass) · lower
  • Concurrence, Amendment 1 — 115–0 (pass) · lower
  • Insurance, Amendment 1 — 14–0 (pass) · lower

Sponsors

  • Elizabeth "Lisa" Hernandez — primary (person)
  • Napoleon Harris, III — primary (person)
  • Abdelnasser Rashid — cosponsor (person)
  • Adriane Johnson — cosponsor (person)
  • Bob Morgan — cosponsor (person)
  • Celina Villanueva — cosponsor (person)
  • Cristina Castro — cosponsor (person)
  • Dagmara Avelar — cosponsor (person)
  • Emanuel "Chris" Welch — cosponsor (person)
  • Emil Jones, III — cosponsor (person)
  • Javier L. Cervantes — cosponsor (person)
  • Jawaharial Williams — cosponsor (person)
  • Jeff Keicher — cosponsor (person)
  • Kevin Schmidt — cosponsor (person)
  • Laura M. Murphy — cosponsor (person)
  • Lilian Jiménez — cosponsor (person)
  • Margaret Croke — cosponsor (person)
  • Mary Edly-Allen — cosponsor (person)
  • Matt Hanson — cosponsor (person)
  • Meg Loughran Cappel — cosponsor (person)
  • Mike Porfirio — cosponsor (person)
  • Norma Hernandez — cosponsor (person)
  • Thaddeus Jones — cosponsor (person)
  • Tracy Katz Muhl — cosponsor (person)
  • Willie Preston — cosponsor (person)
  • Yolonda Morris — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2024-02-09 Filed with the Clerk by Rep. Elizabeth "Lisa" Hernandez filing
  • 2024-02-09 First Reading reading-1
  • 2024-02-09 Referred to Rules Committee
  • 2024-03-05 Assigned to Insurance Committee referral-committee
  • 2024-03-12 Do Pass / Short Debate Insurance Committee; 013-000-000
  • 2024-03-13 Added Chief Co-Sponsor Rep. Thaddeus Jones
  • 2024-03-13 Added Co-Sponsor Rep. Jeff Keicher
  • 2024-03-13 Added Co-Sponsor Rep. Margaret Croke
  • 2024-03-13 Added Co-Sponsor Rep. Jawaharial Williams
  • 2024-03-13 Added Co-Sponsor Rep. Tracy Katz Muhl
  • 2024-03-13 Placed on Calendar 2nd Reading - Short Debate reading-2
  • 2024-04-01 House Floor Amendment No. 1 Filed with Clerk by Rep. Elizabeth "Lisa" Hernandez amendment-introduction
  • 2024-04-01 House Floor Amendment No. 1 Referred to Rules Committee
  • 2024-04-02 House Floor Amendment No. 1 Rules Refers to Insurance Committee
  • 2024-04-17 House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000 committee-passage-favorable
  • 2024-04-17 Second Reading - Short Debate reading-2
  • 2024-04-17 Held on Calendar Order of Second Reading - Short Debate reading-2
  • 2024-04-18 Added Chief Co-Sponsor Rep. Bob Morgan
  • 2024-04-18 Added Co-Sponsor Rep. Emanuel "Chris" Welch
  • 2024-04-18 House Floor Amendment No. 1 Adopted amendment-passage
  • 2024-04-18 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2024-04-18 Added Co-Sponsor Rep. Kevin Schmidt
  • 2024-04-18 Added Co-Sponsor Rep. Matt Hanson
  • 2024-04-18 Added Co-Sponsor Rep. Dagmara Avelar
  • 2024-04-18 Added Co-Sponsor Rep. Norma Hernandez
  • 2024-04-18 Added Co-Sponsor Rep. Lilian Jiménez
  • 2024-04-18 Added Co-Sponsor Rep. Yolonda Morris
  • 2024-04-18 Third Reading - Short Debate - Passed 105-000-000 passage, reading-3
  • 2024-04-18 Added Co-Sponsor Rep. Abdelnasser Rashid
  • 2024-04-19 Arrive in Senate introduction
  • 2024-04-19 Placed on Calendar Order of First Reading reading-1
  • 2024-04-19 Chief Senate Sponsor Sen. Napoleon Harris, III
  • 2024-04-19 First Reading reading-1
  • 2024-04-19 Referred to Assignments
  • 2024-04-30 Assigned to Insurance referral-committee
  • 2024-04-30 Rule 2-10 Committee Deadline Established As May 10, 2024
  • 2024-05-08 Do Pass Insurance; 010-000-000
  • 2024-05-08 Placed on Calendar Order of 2nd Reading May 9, 2024 reading-2
  • 2024-05-08 Added as Alternate Co-Sponsor Sen. Willie Preston
  • 2024-05-08 Added as Alternate Chief Co-Sponsor Sen. Mike Porfirio
  • 2024-05-08 Added as Alternate Chief Co-Sponsor Sen. Javier L. Cervantes
  • 2024-05-08 Added as Alternate Chief Co-Sponsor Sen. Celina Villanueva
  • 2024-05-09 Second Reading reading-2
  • 2024-05-09 Placed on Calendar Order of 3rd Reading
  • 2024-05-13 Senate Floor Amendment No. 1 Filed with Secretary by Sen. Napoleon Harris, III amendment-introduction
  • 2024-05-13 Senate Floor Amendment No. 1 Referred to Assignments
  • 2024-05-14 Senate Floor Amendment No. 1 Assignments Refers to Insurance
  • 2024-05-15 Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; 007-000-000
  • 2024-05-16 Recalled to Second Reading reading-2
  • 2024-05-16 Senate Floor Amendment No. 1 Adopted; N. Harris amendment-passage
  • 2024-05-16 Placed on Calendar Order of 3rd Reading
  • 2024-05-16 Third Reading - Passed; 058-000-001 passage, reading-3
  • 2024-05-16 Arrived in House introduction
  • 2024-05-16 Placed on Calendar Order of Concurrence Senate Amendment(s) 1
  • 2024-05-17 Senate Floor Amendment No. 1 Motion Filed Concur Rep. Elizabeth "Lisa" Hernandez
  • 2024-05-17 Senate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee
  • 2024-05-21 Senate Floor Amendment No. 1 Motion to Concur Rules Referred to Insurance Committee
  • 2024-05-22 Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Insurance Committee; 014-000-000
  • 2024-05-24 Senate Floor Amendment No. 1 House Concurs 115-000-000
  • 2024-05-24 House Concurs 115-000-000
  • 2024-05-24 Passed Both Houses
  • 2024-05-24 Added as Alternate Co-Sponsor Sen. Cristina Castro
  • 2024-05-24 Added as Alternate Co-Sponsor Sen. Adriane Johnson
  • 2024-05-24 Added as Alternate Co-Sponsor Sen. Mary Edly-Allen
  • 2024-05-25 Added as Alternate Co-Sponsor Sen. Emil Jones, III
  • 2024-05-26 Added as Alternate Co-Sponsor Sen. Meg Loughran Cappel
  • 2024-05-26 Added as Alternate Co-Sponsor Sen. Laura M. Murphy
  • 2024-06-21 Sent to the Governor executive-receipt
  • 2024-08-02 Effective Date January 1, 2025
  • 2024-08-09 Governor Approved executive-signature
  • 2024-08-09 Public Act . . . . . . . . . 103-0858 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/04016d1a-496d-4f2e-a7a0-194bf6df6c6c. Confidence: reported (aggregated from official Illinois legislature records).

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