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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill INS-PUBLIC ADJUSTERS/VARIOUS Amends the Public Adjuster Article of the Illinois Insurance Code. Provides that the Director of Insurance, upon finding that an applicant for a public adjuster license was previously convicted of any felony or a misdemeanor involving dishonesty or fraud (rather than a felony or misdemeanor involving dishonesty or fraud), shall consider any mitigating factors and evidence of rehabilitation contained in the applicant's record to determine if a license may be denied. Provides that the Director may place on probation, suspend, revoke, deny, or refuse to issue or renew a public adjuster's license or may levy a civil penalty for having been convicted of any felony or a misdemeanor involving dishonesty or fraud (rather than a felony or misdemeanor involving dishonesty or fraud), and failing to comply with specified provisions concerning associated contractors. Provides that an applicant's surety bond or irrevocable letter of credit shall be in the minimum amount of $50,000 (rather than $20,000). Provides that public adjusters shall ensure that all contracts for their services contain an email address and a scope of damages. Sets forth language required to be contained in a written disclosure provided to the insured. Provides that a public adjuster may provide emergency services before a written contract with the insured has been executed. Sets forth provisions concerning associated contractors. Makes other changes. Repeals the Fire Damage Representation Agreement Act. us/states/il Illinois General Assembly 103rd SB 1495 Illinois SB 1495 (103rd)
bill
enacted
Napoleon Harris, III
Thaddeus Jones
5 36 6 2023-02-07 2023-06-30 openstates ocd-bill/f71f77f9-d013-46c3-88e4-df49db886fce https://beta.ilga.gov/Legislation/BillStatus?DocNum=1495&GAID=17&DocTypeID=SB&LegId=146225&SessionID=112 0aca3abe72e586c744f56fc3c6b4f4c9e856fda98a52d63e34dffdfb1596caca 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-il

Illinois SB 1495 (103rd) — INS-PUBLIC ADJUSTERS/VARIOUS

Amends the Public Adjuster Article of the Illinois Insurance Code. Provides that the Director of Insurance, upon finding that an applicant for a public adjuster license was previously convicted of any felony or a misdemeanor involving dishonesty or fraud (rather than a felony or misdemeanor involving dishonesty or fraud), shall consider any mitigating factors and evidence of rehabilitation contained in the applicant's record to determine if a license may be denied. Provides that the Director may place on probation, suspend, revoke, deny, or refuse to issue or renew a public adjuster's license or may levy a civil penalty for having been convicted of any felony or a misdemeanor involving dishonesty or fraud (rather than a felony or misdemeanor involving dishonesty or fraud), and failing to comply with specified provisions concerning associated contractors. Provides that an applicant's surety bond or irrevocable letter of credit shall be in the minimum amount of $50,000 (rather than $20,000). Provides that public adjusters shall ensure that all contracts for their services contain an email address and a scope of damages. Sets forth language required to be contained in a written disclosure provided to the insured. Provides that a public adjuster may provide emergency services before a written contract with the insured has been executed. Sets forth provisions concerning associated contractors. Makes other changes. Repeals the Fire Damage Representation Agreement Act.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Senate Amendment 001 (committee substitute) — source
  4. Senate Amendment 002 (committee substitute) — source
  5. Enrolled (enrolled) — source

Votes

  • Third Reading — 570 (pass) · lower
  • Insurance — 150 (pass) · lower
  • Third Reading — 1130 (pass) · lower
  • Insurance, Amendment 2 — 90 (pass) · lower
  • Insurance — 110 (pass) · lower
  • Insurance — 100 (pass) · lower

Sponsors

  • Napoleon Harris, III — primary (person)
  • Thaddeus Jones — primary (person)
  • Bob Morgan — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2023-02-07 Filed with Secretary by Sen. Napoleon Harris, III filing
  • 2023-02-07 First Reading reading-1
  • 2023-02-07 Referred to Assignments
  • 2023-02-14 Assigned to Insurance referral-committee
  • 2023-03-03 Senate Committee Amendment No. 1 Filed with Secretary by Sen. Napoleon Harris, III amendment-introduction
  • 2023-03-03 Senate Committee Amendment No. 1 Referred to Assignments
  • 2023-03-07 Senate Committee Amendment No. 1 Assignments Refers to Insurance
  • 2023-03-07 Senate Committee Amendment No. 1 Adopted; Insurance amendment-passage
  • 2023-03-08 Do Pass as Amended Insurance; 010-000-000
  • 2023-03-08 Placed on Calendar Order of 2nd Reading March 9, 2023 reading-2
  • 2023-03-24 Senate Floor Amendment No. 2 Filed with Secretary by Sen. Napoleon Harris, III amendment-introduction
  • 2023-03-24 Senate Floor Amendment No. 2 Referred to Assignments
  • 2023-03-28 Second Reading reading-2
  • 2023-03-28 Placed on Calendar Order of 3rd Reading March 29, 2023
  • 2023-03-28 Senate Floor Amendment No. 2 Assignments Refers to Insurance
  • 2023-03-29 Senate Floor Amendment No. 2 Recommend Do Adopt Insurance; 009-000-000
  • 2023-03-29 Recalled to Second Reading reading-2
  • 2023-03-29 Senate Floor Amendment No. 2 Adopted; Harris amendment-passage
  • 2023-03-29 Placed on Calendar Order of 3rd Reading
  • 2023-03-29 Third Reading - Passed; 057-000-000 passage, reading-3
  • 2023-03-30 Arrived in House introduction
  • 2023-03-30 Chief House Sponsor Rep. Thaddeus Jones
  • 2023-03-30 First Reading reading-1
  • 2023-03-30 Referred to Rules Committee
  • 2023-04-18 Assigned to Insurance Committee referral-committee
  • 2023-04-21 Added Alternate Chief Co-Sponsor Rep. Bob Morgan
  • 2023-04-25 Do Pass / Short Debate Insurance Committee; 015-000-000
  • 2023-04-26 Placed on Calendar 2nd Reading - Short Debate reading-2
  • 2023-05-03 Second Reading - Short Debate reading-2
  • 2023-05-03 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2023-05-11 Third Reading - Short Debate - Passed 113-000-000 passage, reading-3
  • 2023-05-11 Passed Both Houses
  • 2023-06-09 Sent to the Governor executive-receipt
  • 2023-06-30 Governor Approved executive-signature
  • 2023-06-30 Effective Date January 1, 2024
  • 2023-06-30 Public Act . . . . . . . . . 103-0216 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/f71f77f9-d013-46c3-88e4-df49db886fce. Confidence: reported (aggregated from official Illinois legislature records).