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Fabio 5941153bb7 Legislation: batch B — IL IN KS KY LA MA MD ME MI MN 
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:27:20 -04:00

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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill DENTAL LOSS RATIO ACT Creates the Dental Loss Ratio Act. Sets forth provisions concerning dental loss ratio reporting. Provides that a health insurer or dental plan carrier that issues, sells, renews, or offers a specialized health insurance policy covering dental services shall, beginning January 1, 2025, annually submit to the Department of Insurance a dental loss ratio filing. Provides a formula for calculating minimum dental loss ratios. Sets forth provisions concerning minimum dental loss ratio requirements. Provides that the Department may adopt rules to implement the Act. Provides that the Act does not apply to an insurance policy issued, sold, renewed, or offered for health care services or coverage provided as a function of the State of Illinois Medicaid coverage for children or adults or disability insurance for covered benefits in the single specialized area of dental-only health care that pays benefits on a fixed benefit, cash payment-only basis. Defines terms. Effective January 1, 2025. us/states/il Illinois General Assembly 103rd SB 3305 Illinois SB 3305 (103rd)
bill
enacted
Jennifer Gong-Gershowitz
Laura Fine
7 51 5 2024-02-07 2024-08-09 openstates ocd-bill/b2bce16b-91f9-4de5-96b6-ed869ad4ef05 https://beta.ilga.gov/Legislation/BillStatus?DocNum=3305&GAID=17&DocTypeID=SB&LegId=152705&SessionID=112 2fa6baf17713c21d8c2000c58b640c686c9c1fc60df770c14891e2c1db799a9a 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-il

Illinois SB 3305 (103rd) — DENTAL LOSS RATIO ACT

Creates the Dental Loss Ratio Act. Sets forth provisions concerning dental loss ratio reporting. Provides that a health insurer or dental plan carrier that issues, sells, renews, or offers a specialized health insurance policy covering dental services shall, beginning January 1, 2025, annually submit to the Department of Insurance a dental loss ratio filing. Provides a formula for calculating minimum dental loss ratios. Sets forth provisions concerning minimum dental loss ratio requirements. Provides that the Department may adopt rules to implement the Act. Provides that the Act does not apply to an insurance policy issued, sold, renewed, or offered for health care services or coverage provided as a function of the State of Illinois Medicaid coverage for children or adults or disability insurance for covered benefits in the single specialized area of dental-only health care that pays benefits on a fixed benefit, cash payment-only basis. Defines terms. Effective January 1, 2025.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Senate Amendment 001 (committee substitute) — source
  4. Senate Amendment 002 (committee substitute) — source
  5. Senate Amendment 003 (committee substitute) — source
  6. Senate Amendment 004 (committee substitute) — source
  7. Enrolled (enrolled) — source

Votes

  • Insurance — 10–0 (pass) · lower
  • Third Reading — 55–0 (pass) · lower
  • Insurance — 14–0 (pass) · lower
  • Insurance — 10–0 (pass) · lower
  • Third Reading — 112–0 (pass) · lower

Sponsors

  • Jennifer Gong-Gershowitz — primary (person)
  • Laura Fine — primary (person)
  • Nicole La Ha — cosponsor (person)
  • Willie Preston — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2024-02-07 Filed with Secretary by Sen. Laura Fine filing
  • 2024-02-07 First Reading reading-1
  • 2024-02-07 Referred to Assignments
  • 2024-02-20 Assigned to Insurance referral-committee
  • 2024-03-06 Postponed - Insurance
  • 2024-03-15 Rule 2-10 Committee Deadline Established As April 5, 2024
  • 2024-04-05 Rule 2-10 Committee Deadline Established As April 19, 2024
  • 2024-04-10 Senate Committee Amendment No. 1 Filed with Secretary by Sen. Laura Fine amendment-introduction
  • 2024-04-10 Senate Committee Amendment No. 1 Referred to Assignments
  • 2024-04-11 Senate Committee Amendment No. 2 Filed with Secretary by Sen. Laura Fine amendment-introduction
  • 2024-04-11 Senate Committee Amendment No. 2 Referred to Assignments
  • 2024-04-12 Rule 2-10 Third Reading Deadline Established As May 3, 2024
  • 2024-04-16 Senate Committee Amendment No. 2 Assignments Refers to Insurance
  • 2024-04-16 Senate Committee Amendment No. 1 Pursuant to Senate Rule 3-8 (b-1), the following amendments will remain in the Committee on Assignments
  • 2024-04-19 Rule 2-10 Committee Deadline Established As May 3, 2024
  • 2024-05-03 Rule 2-10 Committee/3rd Reading Deadline Established As May 17, 2024
  • 2024-05-07 Senate Committee Amendment No. 3 Filed with Secretary by Sen. Laura Fine amendment-introduction
  • 2024-05-07 Senate Committee Amendment No. 3 Referred to Assignments
  • 2024-05-07 Senate Committee Amendment No. 2 Adopted amendment-passage
  • 2024-05-08 Do Pass as Amended Insurance; 010-000-000
  • 2024-05-08 Placed on Calendar Order of 2nd Reading May 8, 2024 reading-2
  • 2024-05-08 Second Reading reading-2
  • 2024-05-08 Placed on Calendar Order of 3rd Reading
  • 2024-05-09 Senate Floor Amendment No. 4 Filed with Secretary by Sen. Laura Fine amendment-introduction
  • 2024-05-09 Senate Floor Amendment No. 4 Referred to Assignments
  • 2024-05-09 Senate Floor Amendment No. 4 Be Approved for Consideration Assignments
  • 2024-05-09 Recalled to Second Reading reading-2
  • 2024-05-09 Senate Floor Amendment No. 4 Adopted; Fine amendment-passage
  • 2024-05-09 Placed on Calendar Order of 3rd Reading
  • 2024-05-09 Third Reading - Passed; 055-000-000 passage, reading-3
  • 2024-05-09 Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a) amendment-failure
  • 2024-05-09 Senate Committee Amendment No. 3 Tabled Pursuant to Rule 5-4(a) amendment-failure
  • 2024-05-09 Added as Co-Sponsor Sen. Willie Preston
  • 2024-05-09 Arrived in House introduction
  • 2024-05-09 Chief House Sponsor Rep. Jennifer Gong-Gershowitz
  • 2024-05-13 First Reading reading-1
  • 2024-05-13 Referred to Rules Committee
  • 2024-05-13 Assigned to Insurance Committee referral-committee
  • 2024-05-13 Committee/Final Action Deadline Extended-9(b) May 24, 2024
  • 2024-05-20 Do Pass / Short Debate Insurance Committee; 014-000-000
  • 2024-05-21 Added Alternate Co-Sponsor Rep. Nicole La Ha
  • 2024-05-21 Placed on Calendar 2nd Reading - Short Debate reading-2
  • 2024-05-21 Second Reading - Short Debate reading-2
  • 2024-05-21 Held on Calendar Order of Second Reading - Short Debate reading-2
  • 2024-05-23 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2024-05-23 Third Reading - Short Debate - Passed 112-000-000 passage, reading-3
  • 2024-05-23 Passed Both Houses
  • 2024-06-21 Sent to the Governor executive-receipt
  • 2024-08-09 Governor Approved executive-signature
  • 2024-08-09 Effective Date January 1, 2025
  • 2024-08-09 Public Act . . . . . . . . . 103-0972 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/b2bce16b-91f9-4de5-96b6-ed869ad4ef05. Confidence: reported (aggregated from official Illinois legislature records).

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