Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
4.5 KiB
type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
| type | title | description | jurisdiction | legislature | session | identifier | citation | classification | subjects | status | primary_sponsors | version_count | action_count | vote_count | first_action | last_action | source | source_identifier | source_url | source_hash | vintage | source_snapshot | retrieved_at | confidence | tags | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bill | MORTGAGE DEBT-RELEASE | Amends the Mortgage Act. Provides that the Act does not abrogate the Illinois common law that the payment in full of a debt secured by a mortgage extinguishes the lien. Provides that payment in full of a debt secured by a mortgage pursuant to a payoff statement, as defined in the Mortgage Certificate of Release Act, issued by or on behalf of the holder of the indebtedness extinguishes the lien of the mortgage. Effective immediately. | us/states/il | Illinois General Assembly | 104th | SB 1443 | Illinois SB 1443 (104th) |
|
enacted |
|
3 | 27 | 4 | 2025-01-31 | 2025-08-01 | openstates | ocd-bill/02a17e44-fc75-4a31-a69b-cbc8155aaed1 | https://ilga.gov/Legislation/BillStatus?DocNum=1443&GAID=18&DocTypeID=SB&LegId=159988&SessionID=114 | 45df8444f72e0fd8e922d4335ad6d581c3f33e19685776049915fabbb76e16b3 | 2026-07-01 | https://data.openstates.org/daily/2026-07-01/public.pgdump | 2026-07-06 | reported |
|
Illinois SB 1443 (104th) — MORTGAGE DEBT-RELEASE
Amends the Mortgage Act. Provides that the Act does not abrogate the Illinois common law that the payment in full of a debt secured by a mortgage extinguishes the lien. Provides that payment in full of a debt secured by a mortgage pursuant to a payoff statement, as defined in the Mortgage Certificate of Release Act, issued by or on behalf of the holder of the indebtedness extinguishes the lien of the mortgage. Effective immediately.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
Votes
- Third Reading — 113–0 (pass) · lower
- Third Reading — 56–0 (pass) · upper
- Third Reading — 19–0 (pass) · lower
- Judiciary — 6–0 (pass) · upper
Sponsors
- Daniel Didech — primary (person)
- Michael E. Hastings — primary (person)
Timeline
The legislative action history — every referral, reading, and vote.
- 2025-01-31 Filed with Secretary by Sen. Michael E. Hastings
filing - 2025-01-31 First Reading
reading-1 - 2025-01-31 Referred to Assignments
- 2025-02-11 Assigned to Judiciary
referral-committee - 2025-02-20 Do Pass Judiciary; 006-000-000
- 2025-02-20 Placed on Calendar Order of 2nd Reading February 25, 2025
reading-2 - 2025-02-27 Second Reading
reading-2 - 2025-02-27 Placed on Calendar Order of 3rd Reading March 4, 2025
- 2025-04-04 Placed on Calendar Order of 3rd Reading **
- 2025-04-09 Placed on Calendar Order of 3rd Reading
- 2025-04-09 Third Reading - Passed; 056-000-000
passage, reading-3 - 2025-04-09 Arrived in House
introduction - 2025-04-10 Chief House Sponsor Rep. Daniel Didech
- 2025-04-10 First Reading
reading-1 - 2025-04-10 Referred to Rules Committee
- 2025-04-17 Assigned to Judiciary - Civil Committee
referral-committee - 2025-04-23 Do Pass / Short Debate Judiciary - Civil Committee; 019-000-000
- 2025-04-23 Placed on Calendar 2nd Reading - Short Debate
reading-2 - 2025-05-16 Second Reading - Short Debate
reading-2 - 2025-05-16 Held on Calendar Order of Second Reading - Short Debate
reading-2 - 2025-05-22 Placed on Calendar Order of 3rd Reading - Short Debate
- 2025-05-22 Third Reading - Short Debate - Passed 113-000-000
passage, reading-3 - 2025-05-22 Passed Both Houses
- 2025-06-20 Sent to the Governor
executive-receipt - 2025-08-01 Governor Approved
executive-signature - 2025-08-01 Effective Date August 1, 2025
- 2025-08-01 Public Act . . . . . . . . . 104-0101
became-law
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/02a17e44-fc75-4a31-a69b-cbc8155aaed1. Confidence: reported (aggregated from official Illinois legislature records).