republic-os/legislation/us/states/il/104th/sb-1777.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	BANKING&PROBATE-FINANCE/NOTICE	Amends the Illinois Banking Act. In provisions concerning customer financial records and confidentiality, provides that the language does not prohibit the furnishing of financial information to the executor, executrix, administrator, or other lawful representative of the estate of a customer. Amends the Savings Bank Act and the Illinois Credit Union Act to make the same changes. Amends the Illinois Credit Union Act. Amends the Illinois Trust and Payable on Death Accounts Act. Provides that any holder of an account may elect a per stirpes distribution option to the descendants of a natural person beneficiary if the beneficiary predeceases the last surviving holder of the account. Makes other changes. Amends the Financial Institutions Electronic Documents and Digital Signature Act. In provisions concerning electronic notices, provides that consent to electronic transactions given by the customer under the federal Electronic Signatures in Global and National Commerce Act satisfies applicable consent requirements. Amends the Probate Act of 1975. Provides that any person doing business or performing transactions on behalf of or at the direction of an executor or administrator with a will annexed is entitled to the presumption that the executor or administrator is lawfully authorized to conduct the business or perform the transaction as long as the person verifies that the letters testamentary or administration was issued by the court solely to the executor or administrator. Provides that if the letters testamentary or administration with the will annexed provide for co-executors or co-administrators, the person is entitled to the presumption only when the business or transaction is performed on behalf or at the direction of all listed executors or administrators in the letters. Provides that any person, corporation, or financial institution that conducts business or performs transactions on behalf of or at the direction of an executor or administrator with the will annexed is fully protected and released from liability if the person bases the presumption on the verification of the letters testamentary or administration with the will annexed.	us/states/il	Illinois General Assembly	104th	SB 1777	Illinois SB 1777 (104th)	bill		enacted	Margaret Croke Mark L. Walker	4	34	5	2025-02-06	2025-08-01	openstates	ocd-bill/365112fb-7563-417c-a5cd-fb02b8e60c14	https://ilga.gov/Legislation/BillStatus?DocNum=1777&GAID=18&DocTypeID=SB&LegId=160921&SessionID=114	dac54169cf6c4da19c224a609d4aaff3ba5af2525e8aa5eca749c04aca94fadc	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-il

Illinois SB 1777 (104th) — BANKING&PROBATE-FINANCE/NOTICE

Amends the Illinois Banking Act. In provisions concerning customer financial records and confidentiality, provides that the language does not prohibit the furnishing of financial information to the executor, executrix, administrator, or other lawful representative of the estate of a customer. Amends the Savings Bank Act and the Illinois Credit Union Act to make the same changes. Amends the Illinois Credit Union Act. Amends the Illinois Trust and Payable on Death Accounts Act. Provides that any holder of an account may elect a per stirpes distribution option to the descendants of a natural person beneficiary if the beneficiary predeceases the last surviving holder of the account. Makes other changes. Amends the Financial Institutions Electronic Documents and Digital Signature Act. In provisions concerning electronic notices, provides that consent to electronic transactions given by the customer under the federal Electronic Signatures in Global and National Commerce Act satisfies applicable consent requirements. Amends the Probate Act of 1975. Provides that any person doing business or performing transactions on behalf of or at the direction of an executor or administrator with a will annexed is entitled to the presumption that the executor or administrator is lawfully authorized to conduct the business or perform the transaction as long as the person verifies that the letters testamentary or administration was issued by the court solely to the executor or administrator. Provides that if the letters testamentary or administration with the will annexed provide for co-executors or co-administrators, the person is entitled to the presumption only when the business or transaction is performed on behalf or at the direction of all listed executors or administrators in the letters. Provides that any person, corporation, or financial institution that conducts business or performs transactions on behalf of or at the direction of an executor or administrator with the will annexed is fully protected and released from liability if the person bases the presumption on the verification of the letters testamentary or administration with the will annexed.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced (filed) — source
2. Engrossed (committee substitute) — source
3. Senate Amendment 001 (committee substitute) — source
4. Enrolled (enrolled) — source

Votes

• Judiciary — 9–0 (pass) · upper
• Third Reading — 56–0 (pass) · upper
• Third Reading — 115–0 (pass) · lower
• Judiciary — 9–0 (pass) · upper
• Third Reading — 19–0 (pass) · lower

Sponsors

• Margaret Croke — primary (person)
• Mark L. Walker — primary (person)
• Dan Ugaste — cosponsor (person)
• Daniel Didech — cosponsor (person)
• Jennifer Gong-Gershowitz — cosponsor (person)
• Jil Tracy — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2025-02-06 Filed with Secretary by Sen. Mark L. Walker filing
• 2025-02-06 First Reading reading-1
• 2025-02-06 Referred to Assignments
• 2025-02-18 Assigned to Judiciary referral-committee
• 2025-02-25 Added as Chief Co-Sponsor Sen. Jil Tracy
• 2025-03-14 Senate Committee Amendment No. 1 Filed with Secretary by Sen. Mark L. Walker amendment-introduction
• 2025-03-14 Senate Committee Amendment No. 1 Referred to Assignments
• 2025-03-18 Senate Committee Amendment No. 1 Assignments Refers to Judiciary
• 2025-03-19 Senate Committee Amendment No. 1 Adopted amendment-passage
• 2025-03-19 Do Pass as Amended Judiciary; 009-000-000
• 2025-03-19 Placed on Calendar Order of 2nd Reading March 20, 2025 reading-2
• 2025-03-20 Second Reading reading-2
• 2025-03-20 Placed on Calendar Order of 3rd Reading April 1, 2025
• 2025-04-04 Placed on Calendar Order of 3rd Reading **
• 2025-04-09 Placed on Calendar Order of 3rd Reading
• 2025-04-09 Third Reading - Passed; 056-000-000 passage, reading-3
• 2025-04-09 Arrived in House introduction
• 2025-04-09 Chief House Sponsor Rep. Margaret Croke
• 2025-04-09 First Reading reading-1
• 2025-04-09 Referred to Rules Committee
• 2025-04-17 Assigned to Judiciary - Civil Committee referral-committee
• 2025-04-23 Do Pass / Short Debate Judiciary - Civil Committee; 019-000-000
• 2025-04-23 Placed on Calendar 2nd Reading - Short Debate reading-2
• 2025-05-14 Second Reading - Short Debate reading-2
• 2025-05-14 Placed on Calendar Order of 3rd Reading - Short Debate
• 2025-05-20 Added Alternate Chief Co-Sponsor Rep. Dan Ugaste
• 2025-05-20 Added Alternate Chief Co-Sponsor Rep. Jennifer Gong-Gershowitz
• 2025-05-20 Added Alternate Chief Co-Sponsor Rep. Daniel Didech
• 2025-05-22 Third Reading - Short Debate - Passed 115-000-000 passage, reading-3
• 2025-05-22 Passed Both Houses
• 2025-06-20 Sent to the Governor executive-receipt
• 2025-08-01 Governor Approved executive-signature
• 2025-08-01 Effective Date January 1, 2026
• 2025-08-01 Public Act . . . . . . . . . 104-0123 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/365112fb-7563-417c-a5cd-fb02b8e60c14. Confidence: reported (aggregated from official Illinois legislature records).