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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill INS-PAST DUE PREMIUMS Amends the Illinois Health Insurance Portability and Accountability Act. Defines "grandfathered health plan". Provides that, except for grandfathered health plans, a health insurance issuer in the individual, small group, or large group market shall not deny coverage to an individual or employer due to the individual's or employer's failure to pay premiums owed under a prior policy, certificate, or contract of insurance. Specifies that nothing in the provisions concerning past-due premiums prohibits a health insurance issuer from pursuing the collection of past-due premiums from an individual or employer by any other means permitted by law. Effective immediately. us/states/il Illinois General Assembly 104th SB 3815 Illinois SB 3815 (104th)
bill
enacted
Laura Ellman
Martha Deuter
4 34 5 2026-02-06 2026-06-26 openstates ocd-bill/195b3538-b655-4a91-9aa7-14ad8dcd781b https://ilga.gov/Legislation/BillStatus?DocNum=3815&GAID=18&DocTypeID=SB&LegId=167206&SessionID=114 3602b35cb340e4de0bb317305bd6a3b988a4cabf994a47aeb7809fe11ba21c39 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-il

Illinois SB 3815 (104th) — INS-PAST DUE PREMIUMS

Amends the Illinois Health Insurance Portability and Accountability Act. Defines "grandfathered health plan". Provides that, except for grandfathered health plans, a health insurance issuer in the individual, small group, or large group market shall not deny coverage to an individual or employer due to the individual's or employer's failure to pay premiums owed under a prior policy, certificate, or contract of insurance. Specifies that nothing in the provisions concerning past-due premiums prohibits a health insurance issuer from pursuing the collection of past-due premiums from an individual or employer by any other means permitted by law. Effective immediately.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Senate Amendment 001 (committee substitute) — source
  4. Enrolled (enrolled) — source

Votes

  • Insurance, Amendment 1 — 110 (pass) · upper
  • Insurance — 105 (pass) · lower
  • Insurance — 90 (pass) · upper
  • Third Reading — 530 (pass) · upper
  • Third Reading — 945 (pass) · lower

Sponsors

  • Laura Ellman — primary (person)
  • Martha Deuter — primary (person)
  • Cristina Castro — cosponsor (person)
  • Mary Edly-Allen — cosponsor (person)
  • Matt Hanson — cosponsor (person)
  • Nicolle Grasse — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2026-02-06 Filed with Secretary by Sen. Laura Ellman filing
  • 2026-02-06 First Reading reading-1
  • 2026-02-06 Referred to Assignments
  • 2026-02-24 Assigned to Insurance referral-committee
  • 2026-02-27 Added as Chief Co-Sponsor Sen. Cristina Castro
  • 2026-03-04 Do Pass Insurance; 009-000-000
  • 2026-03-04 Placed on Calendar Order of 2nd Reading March 5, 2026 reading-2
  • 2026-03-05 Second Reading reading-2
  • 2026-03-05 Placed on Calendar Order of 3rd Reading March 10, 2026
  • 2026-04-09 Senate Floor Amendment No. 1 Filed with Secretary by Sen. Laura Ellman amendment-introduction
  • 2026-04-09 Senate Floor Amendment No. 1 Referred to Assignments
  • 2026-04-14 Senate Floor Amendment No. 1 Assignments Refers to Insurance
  • 2026-04-14 Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; 011-000-000
  • 2026-04-15 Recalled to Second Reading reading-2
  • 2026-04-15 Senate Floor Amendment No. 1 Adopted; Ellman amendment-passage
  • 2026-04-15 Placed on Calendar Order of 3rd Reading
  • 2026-04-15 Third Reading - Passed; 053-000-000 passage, reading-3
  • 2026-04-15 Added as Co-Sponsor Sen. Mary Edly-Allen
  • 2026-04-15 Arrived in House introduction
  • 2026-04-17 Chief House Sponsor Rep. Martha Deuter
  • 2026-04-17 First Reading reading-1
  • 2026-04-17 Referred to Rules Committee
  • 2026-04-27 Assigned to Insurance Committee referral-committee
  • 2026-05-05 Do Pass / Short Debate Insurance Committee; 010-005-000
  • 2026-05-06 Placed on Calendar 2nd Reading - Short Debate reading-2
  • 2026-05-19 Second Reading - Short Debate reading-2
  • 2026-05-19 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2026-05-22 Third Reading - Short Debate - Passed 094-005-000 passage, reading-3
  • 2026-05-22 Passed Both Houses
  • 2026-05-22 Added Alternate Co-Sponsor Rep. Matt Hanson
  • 2026-05-22 Added Alternate Co-Sponsor Rep. Nicolle Grasse
  • 2026-06-18 Sent to the Governor executive-receipt
  • 2026-06-26 Governor Approved executive-signature
  • 2026-06-26 Public Act . . . . . . . . . 104-0533 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/195b3538-b655-4a91-9aa7-14ad8dcd781b. Confidence: reported (aggregated from official Illinois legislature records).