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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill CLIMATE RISK & STRENGTHEN HOME Amends the Department of Commerce and Economic Opportunity Law of the Civil Administrative Code of Illinois. Creates the Strengthen Illinois Homes Fund. On or before July 1, 2028, and depending on availability of funds, provides that the Department of Insurance shall identify areas of need to administer a pilot grant program known as the Strengthen Illinois Homes Program. Requires the Department of Commerce and Economic Opportunity, in conjunction with the Department of Insurance, to develop a standard application and grant award rubric for the eligible program grantees. Establishes program requirements for contractors. Amends the State Finance Act to make a conforming change. Amends the Illinois Insurance Code. Establishes notice requirements for companies providing flood coverage. Creates the Climate Risk Disclosure Article, which may be referred to as the Climate Risk Disclosure Law. Requires all companies, corporations, and organizations subject to the Article to, upon direction from the Department, participate in climate surveys issued by the National Association of Insurance Commissioners. Creates the Strengthen Illinois Homes Article, which may be referred to as the Strengthen Illinois Homes Act. Provides that, for homeowners insurance policies, an insurer shall provide an actuarially justified premium discount or insurance rate reduction to a specified owner. Provides that the Director of Insurance may adopt rules that establish standard discount amounts, targets, or benchmarks for the coverage of insurable property meeting the specified mitigation program standards. Provides that an insurer writing homeowners insurance policies that provide coverage of an insurable property that is a nonfortified insurable property shall offer an optional rider, endorsement, or supplemental policy provision that provides the insured a right to receive claim payments for the cost to upgrade an insurable property to mitigation program standards for a specified claim. Makes other changes. Amends the Dental Service Plan Act, the Health Maintenance Organization Act, and the Limited Health Service Organization Act to establish conforming requirements. us/states/il Illinois General Assembly 104th SB 4006 Illinois SB 4006 (104th)
bill
enacted
Julie A. Morrison
Thaddeus Jones
4 39 5 2026-02-06 2026-06-26 openstates ocd-bill/c16ea6c3-345d-45b0-b369-6d2e01a9b948 https://ilga.gov/Legislation/BillStatus?DocNum=4006&GAID=18&DocTypeID=SB&LegId=167535&SessionID=114 ca311422a0352f226257a6eb027c063b21f17556a6b87d114e63997b32d93898 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-il

Illinois SB 4006 (104th) — CLIMATE RISK & STRENGTHEN HOME

Amends the Department of Commerce and Economic Opportunity Law of the Civil Administrative Code of Illinois. Creates the Strengthen Illinois Homes Fund. On or before July 1, 2028, and depending on availability of funds, provides that the Department of Insurance shall identify areas of need to administer a pilot grant program known as the Strengthen Illinois Homes Program. Requires the Department of Commerce and Economic Opportunity, in conjunction with the Department of Insurance, to develop a standard application and grant award rubric for the eligible program grantees. Establishes program requirements for contractors. Amends the State Finance Act to make a conforming change. Amends the Illinois Insurance Code. Establishes notice requirements for companies providing flood coverage. Creates the Climate Risk Disclosure Article, which may be referred to as the Climate Risk Disclosure Law. Requires all companies, corporations, and organizations subject to the Article to, upon direction from the Department, participate in climate surveys issued by the National Association of Insurance Commissioners. Creates the Strengthen Illinois Homes Article, which may be referred to as the Strengthen Illinois Homes Act. Provides that, for homeowners insurance policies, an insurer shall provide an actuarially justified premium discount or insurance rate reduction to a specified owner. Provides that the Director of Insurance may adopt rules that establish standard discount amounts, targets, or benchmarks for the coverage of insurable property meeting the specified mitigation program standards. Provides that an insurer writing homeowners insurance policies that provide coverage of an insurable property that is a nonfortified insurable property shall offer an optional rider, endorsement, or supplemental policy provision that provides the insured a right to receive claim payments for the cost to upgrade an insurable property to mitigation program standards for a specified claim. Makes other changes. Amends the Dental Service Plan Act, the Health Maintenance Organization Act, and the Limited Health Service Organization Act to establish conforming requirements.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Senate Amendment 001 (committee substitute) — source
  4. Enrolled (enrolled) — source

Votes

  • Insurance — 110 (pass) · upper
  • Insurance — 110 (pass) · upper
  • Third Reading — 540 (pass) · upper
  • Third Reading — 7832 (pass) · lower
  • Insurance — 105 (pass) · lower

Sponsors

  • Julie A. Morrison — primary (person)
  • Thaddeus Jones — primary (person)
  • Adriane Johnson — cosponsor (person)
  • Bob Morgan — cosponsor (person)
  • Christopher Belt — cosponsor (person)
  • Doris Turner — cosponsor (person)
  • Mattie Hunter — cosponsor (person)
  • Meg Loughran Cappel — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2026-02-06 Filed with Secretary by Sen. Julie A. Morrison filing
  • 2026-02-06 First Reading reading-1
  • 2026-02-06 Referred to Assignments
  • 2026-03-03 Assigned to Insurance referral-committee
  • 2026-03-10 Postponed - Insurance
  • 2026-03-12 Added as Co-Sponsor Sen. Christopher Belt
  • 2026-03-13 Rule 2-10 Committee Deadline Established As March 27, 2026
  • 2026-03-24 Postponed - Insurance
  • 2026-03-25 Added as Co-Sponsor Sen. Mattie Hunter
  • 2026-03-25 Added as Co-Sponsor Sen. Meg Loughran Cappel
  • 2026-03-26 Added as Co-Sponsor Sen. Doris Turner
  • 2026-03-27 Rule 2-10 Committee Deadline Established As April 24, 2026
  • 2026-03-31 Added as Co-Sponsor Sen. Adriane Johnson
  • 2026-04-10 Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison amendment-introduction
  • 2026-04-10 Senate Committee Amendment No. 1 Referred to Assignments
  • 2026-04-14 Senate Committee Amendment No. 1 Assignments Refers to Insurance
  • 2026-04-14 Senate Committee Amendment No. 1 Adopted amendment-passage
  • 2026-04-14 Do Pass as Amended Insurance; 011-000-000
  • 2026-04-14 Placed on Calendar Order of 2nd Reading April 15, 2026 reading-2
  • 2026-04-15 Second Reading reading-2
  • 2026-04-15 Placed on Calendar Order of 3rd Reading April 16, 2026
  • 2026-04-16 Third Reading - Passed; 054-000-000 passage, reading-3
  • 2026-04-17 Arrived in House introduction
  • 2026-04-17 Chief House Sponsor Rep. Thaddeus Jones
  • 2026-04-17 First Reading reading-1
  • 2026-04-17 Referred to Rules Committee
  • 2026-04-27 Assigned to Insurance Committee referral-committee
  • 2026-05-05 Do Pass / Short Debate Insurance Committee; 010-005-000
  • 2026-05-06 Placed on Calendar 2nd Reading - Short Debate reading-2
  • 2026-05-19 Second Reading - Short Debate reading-2
  • 2026-05-19 Held on Calendar Order of Second Reading - Short Debate reading-2
  • 2026-05-20 Added Alternate Chief Co-Sponsor Rep. Bob Morgan
  • 2026-05-20 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2026-05-22 Third Reading/Final Action Deadline Extended-9(b) May 31, 2026
  • 2026-05-27 Third Reading - Short Debate - Passed 078-032-000 passage, reading-3
  • 2026-05-27 Passed Both Houses
  • 2026-06-22 Sent to the Governor executive-receipt
  • 2026-06-26 Governor Approved executive-signature
  • 2026-06-26 Public Act . . . . . . . . . 104-0534 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/c16ea6c3-345d-45b0-b369-6d2e01a9b948. Confidence: reported (aggregated from official Illinois legislature records).