republic-os/legislation/us/states/il/94th/hb-2404.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	FINANCIAL REG-SUBSTITUTE CHECK	Amends the Financial Institutions Digital Signature Act. Changes the short title of the Act to the Financial Institutions Electronic Documents and Digital Signature Act and makes corresponding changes. Defines "substitute check" and makes changes to the definition of "financial institution". Includes a substitute check among those items that may be possessed, recorded, or generated by a financial institution by any electronic or computer-generated process and provides that the substitute check and all other documents, representations, images, and reproductions generated by an electronic or computer-generated process shall have the same force and effect under the laws of this State as one comprised, recorded, or created on paper or any other tangible form. Effective immediately.	us/states/il	Illinois General Assembly	94th	HB 2404	Illinois HB 2404 (94th)	bill		enacted		3	26	2	2005-02-16	2005-08-04	openstates	ocd-bill/d1d78046-0b9f-4040-a5ff-4c124efcb3b6	http://ilga.gov/legislation/BillStatus.asp?DocNum=2404&GAID=8&DocTypeID=HB&LegId=17413&SessionID=50&GA=94	563d7471cd47c541c0ee26675e32cee7983115f8c50eb3476aa3110820a704cd	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-il

Illinois HB 2404 (94th) — FINANCIAL REG-SUBSTITUTE CHECK

Amends the Financial Institutions Digital Signature Act. Changes the short title of the Act to the Financial Institutions Electronic Documents and Digital Signature Act and makes corresponding changes. Defines "substitute check" and makes changes to the definition of "financial institution". Includes a substitute check among those items that may be possessed, recorded, or generated by a financial institution by any electronic or computer-generated process and provides that the substitute check and all other documents, representations, images, and reproductions generated by an electronic or computer-generated process shall have the same force and effect under the laws of this State as one comprised, recorded, or created on paper or any other tangible form. Effective immediately.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced (filed) — source
2. Engrossed (committee substitute) — source
3. Enrolled (enrolled) — source

Votes

• Third Reading — 57–0 (pass) · upper
• Third Reading — 113–0 (pass) · lower

Sponsors

• John E. Bradley — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2005-02-16 Filed with the Clerk by Rep. John E. Bradley filing
• 2005-02-17 First Reading reading-1
• 2005-02-17 Referred to Rules Committee referral-committee
• 2005-02-18 Assigned to Financial Institutions Committee referral-committee
• 2005-03-01 Do Pass / Short Debate Financial Institutions Committee; 025-000-000 committee-passage
• 2005-03-02 Placed on Calendar 2nd Reading - Short Debate
• 2005-03-02 Added Chief Co-Sponsor Rep. Thomas Holbrook
• 2005-03-15 Second Reading - Short Debate reading-2
• 2005-03-15 Placed on Calendar Order of 3rd Reading - Short Debate
• 2005-03-16 Third Reading - Short Debate - Passed 113-000-003 reading-3, passage
• 2005-03-17 Arrive in Senate introduction
• 2005-03-17 Placed on Calendar Order of First Reading April 6, 2005 reading-1
• 2005-04-06 Chief Senate Sponsor Sen. John J. Cullerton
• 2005-04-11 First Reading reading-1
• 2005-04-11 Referred to Rules referral-committee
• 2005-04-13 Assigned to Financial Institutions referral-committee
• 2005-04-21 Do Pass Financial Institutions; 006-000-000 committee-passage
• 2005-04-21 Placed on Calendar Order of 2nd Reading May 3, 2005
• 2005-05-10 Second Reading reading-2
• 2005-05-10 Placed on Calendar Order of 3rd Reading May 11, 2005
• 2005-05-20 Third Reading - Passed; 057-000-000 reading-3, passage
• 2005-05-20 Passed Both Houses
• 2005-06-17 Sent to the Governor executive-receipt
• 2005-08-04 Governor Approved executive-signature
• 2005-08-04 Effective Date August 4, 2005
• 2005-08-04 Public Act . . . . . . . . . 94-0458 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/d1d78046-0b9f-4040-a5ff-4c124efcb3b6. Confidence: reported (aggregated from official Illinois legislature records).