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republic-os/legislation/us/states/il/94th/sb-2349.md
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Fabio 5941153bb7 Legislation: batch B — IL IN KS KY LA MA MD ME MI MN 
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:27:20 -04:00

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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill MORTGAGE RESCUE FRAUD ACT Creates the Mortgage Rescue Fraud Act. Outlines the terms that must be contained in a distressed property consultant contract and a distressed property reconveyance contract. Provides notice requirements for a distressed property consultant contract. Provides the right to cancel a distressed property consultant contract at any time until after the distressed property consultant has fully performed each contracted service. Provides the owner of the distressed property has a right to cancel a distressed property reconveyance contract at any time until midnight of the fifth business day following the day on which the owner of the distressed property signs the contract or until 8:00 a.m. on the last day of the period during which the owner of the distressed property has a right of redemption. Lists actions that constitute a violation of the Act. Provides for civil remedies for violation of the Act. Provides that a person who commits an intentional violation of one of the listed violations of the Act commits criminal mortgage rescue fraud. Provides criminal penalties for a person who commits criminal mortgage rescue fraud. Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a violation of the Mortgage Rescue Fraud Act is a violation of the Consumer Fraud and Deceptive Business Practices Act. Effective January 1, 2007. us/states/il Illinois General Assembly 94th SB 2349 Illinois SB 2349 (94th)
bill
enacted
3 72 4 2006-01-18 2006-06-01 openstates ocd-bill/3e363626-5a1c-4660-86ac-81fffc38d2c6 http://ilga.gov/legislation/BillStatus.asp?DocNum=2349&GAID=8&DocTypeID=SB&LegId=23053&SessionID=50&GA=94 a906a7ae1b8154cb6dd9d291aa6690641410c16081793ea39084bd213af74be2 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-il

Illinois SB 2349 (94th) — MORTGAGE RESCUE FRAUD ACT

Creates the Mortgage Rescue Fraud Act. Outlines the terms that must be contained in a distressed property consultant contract and a distressed property reconveyance contract. Provides notice requirements for a distressed property consultant contract. Provides the right to cancel a distressed property consultant contract at any time until after the distressed property consultant has fully performed each contracted service. Provides the owner of the distressed property has a right to cancel a distressed property reconveyance contract at any time until midnight of the fifth business day following the day on which the owner of the distressed property signs the contract or until 8:00 a.m. on the last day of the period during which the owner of the distressed property has a right of redemption. Lists actions that constitute a violation of the Act. Provides for civil remedies for violation of the Act. Provides that a person who commits an intentional violation of one of the listed violations of the Act commits criminal mortgage rescue fraud. Provides criminal penalties for a person who commits criminal mortgage rescue fraud. Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a violation of the Mortgage Rescue Fraud Act is a violation of the Consumer Fraud and Deceptive Business Practices Act. Effective January 1, 2007.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Enrolled (enrolled) — source

Votes

  • Third Reading — 81–27 (pass) · lower
  • Third Reading — 56–0 (pass) · upper
  • Concurrence, Amendment 2 — 51–0 (pass) · upper
  • Concurrence — 51–0 (pass) · upper

Sponsors

  • Jacqueline Y. Collins — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2006-01-18 Filed with Secretary by Sen. Jacqueline Y. Collins filing
  • 2006-01-18 Chief Co-Sponsor Sen. Terry Link
  • 2006-01-18 First Reading reading-1
  • 2006-01-18 Referred to Rules referral-committee
  • 2006-01-18 Added as Chief Co-Sponsor Sen. Donne E. Trotter
  • 2006-01-19 Added as Chief Co-Sponsor Sen. Arthur J. Wilhelmi
  • 2006-01-31 Added as Chief Co-Sponsor Sen. Jeffrey M. Schoenberg
  • 2006-02-01 Added as Co-Sponsor Sen. Ira I. Silverstein
  • 2006-02-08 Assigned to Financial Institutions referral-committee
  • 2006-02-08 Senate Committee Amendment No. 1 Filed with Secretary by Sen. Jacqueline Y. Collins amendment-introduction
  • 2006-02-08 Senate Committee Amendment No. 1 Referred to Rules referral-committee
  • 2006-02-14 Senate Committee Amendment No. 1 Rules Refers to Financial Institutions
  • 2006-02-15 Senate Committee Amendment No. 2 Filed with Secretary by Sen. Jacqueline Y. Collins amendment-introduction
  • 2006-02-15 Senate Committee Amendment No. 2 Referred to Rules referral-committee
  • 2006-02-16 Senate Committee Amendment No. 1 Held in Financial Institutions
  • 2006-02-16 Do Pass Financial Institutions; 009-000-000 committee-passage
  • 2006-02-16 Placed on Calendar Order of 2nd Reading February 22, 2006
  • 2006-02-16 Added as Co-Sponsor Sen. Kimberly A. Lightford
  • 2006-02-17 Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Rules referral-committee
  • 2006-02-24 Senate Floor Amendment No. 3 Filed with Secretary by Sen. Jacqueline Y. Collins amendment-introduction
  • 2006-02-24 Senate Floor Amendment No. 3 Referred to Rules referral-committee
  • 2006-02-28 Senate Floor Amendment No. 3 Rules Refers to Financial Institutions
  • 2006-03-01 Senate Floor Amendment No. 3 Recommend Do Adopt Financial Institutions; 008-000-000
  • 2006-03-01 Second Reading reading-2
  • 2006-03-01 Senate Floor Amendment No. 3 Adopted; Collins amendment-passage
  • 2006-03-01 Placed on Calendar Order of 3rd Reading March 2, 2006
  • 2006-03-02 Added as Co-Sponsor Sen. Martin A. Sandoval
  • 2006-03-02 Third Reading - Passed; 056-000-000 reading-3, passage
  • 2006-03-02 Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a) amendment-failure
  • 2006-03-02 Senate Committee Amendment No. 2 Tabled Pursuant to Rule 5-4(a) amendment-failure
  • 2006-03-02 Arrived in House introduction
  • 2006-03-02 Placed on Calendar Order of First Reading reading-1
  • 2006-03-02 Chief House Sponsor Rep. Marlow H. Colvin
  • 2006-03-02 First Reading reading-1
  • 2006-03-02 Referred to Rules Committee referral-committee
  • 2006-03-03 Added Alternate Chief Co-Sponsor Rep. Karen A. Yarbrough
  • 2006-03-03 Added Alternate Chief Co-Sponsor Rep. Calvin L. Giles
  • 2006-03-03 Added Alternate Chief Co-Sponsor Rep. Eddie Washington
  • 2006-03-14 Assigned to Consumer Protection Committee referral-committee
  • 2006-03-23 Alternate Chief Co-Sponsor Removed Rep. Eddie Washington
  • 2006-03-24 House Committee Amendment No. 1 Filed with Clerk by Consumer Protection Committee amendment-introduction
  • 2006-03-24 House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote amendment-passage
  • 2006-03-24 Do Pass as Amended / Short Debate Consumer Protection Committee; 008-004-000 committee-passage
  • 2006-03-24 Placed on Calendar 2nd Reading - Short Debate
  • 2006-03-24 Added Alternate Chief Co-Sponsor Rep. Eddie Washington
  • 2006-03-24 Added Alternate Chief Co-Sponsor Rep. Deborah L. Graham
  • 2006-03-28 House Floor Amendment No. 2 Filed with Clerk by Rep. Marlow H. Colvin amendment-introduction
  • 2006-03-28 House Floor Amendment No. 2 Referred to Rules Committee referral-committee
  • 2006-03-29 House Floor Amendment No. 2 Recommends Be Adopted Rules Committee; 004-000-000 committee-passage-favorable
  • 2006-03-31 Final Action Deadline Extended-9(b) April 7, 2006
  • 2006-04-04 Second Reading - Short Debate reading-2
  • 2006-04-04 House Floor Amendment No. 2 Adopted by Voice Vote amendment-passage
  • 2006-04-04 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2006-04-06 Third Reading - Short Debate - Passed 081-027-007 reading-3, passage
  • 2006-04-06 Secretary's Desk - Concurrence House Amendment(s) 01,02
  • 2006-04-06 Placed on Calendar Order of Concurrence House Amendment(s) 01,02-April 7, 2006
  • 2006-04-06 House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins filing
  • 2006-04-06 House Committee Amendment No. 1 Motion to Concur Referred to Rules referral-committee
  • 2006-04-06 House Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins filing
  • 2006-04-06 House Floor Amendment No. 2 Motion to Concur Referred to Rules referral-committee
  • 2006-04-06 House Committee Amendment No. 1 Motion to Concur Rules Referred to Financial Institutions referral-committee
  • 2006-04-06 House Floor Amendment No. 2 Motion to Concur Rules Referred to Financial Institutions referral-committee
  • 2006-04-07 House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Financial Institutions; 009-000-000
  • 2006-04-07 House Floor Amendment No. 2 Motion To Concur Recommended Do Adopt Financial Institutions; 009-000-000
  • 2006-04-10 Added as Co-Sponsor Sen. Mattie Hunter
  • 2006-04-10 House Committee Amendment No. 1 Senate Concurs 051-000-000
  • 2006-04-10 House Floor Amendment No. 2 Senate Concurs 051-000-000
  • 2006-04-10 Passed Both Houses
  • 2006-05-09 Sent to the Governor executive-receipt
  • 2006-06-01 Governor Approved executive-signature
  • 2006-06-01 Effective Date January 1, 2007
  • 2006-06-01 Public Act . . . . . . . . . 94-0822 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/3e363626-5a1c-4660-86ac-81fffc38d2c6. Confidence: reported (aggregated from official Illinois legislature records).

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