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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill TITLE INSURANCE Amends the Title Insurance Act. Creates a definition of "residential real property". Provides that no provider of title insurance shall, as a condition of making a loan, providing services of any kind, including, but not limited to, services as a broker, agent or lender, or otherwise, require a party to a contract for the sale of residential real property who is obligated by that contract to pay for title insurance to procure such insurance from a title insurance company or agent other than a title insurance company or title insurance agent that is chosen by the party paying for such insurance. Provides that unless otherwise agreed by the parties to a contract for the sale of residential real property, in any transaction concerning the sale and purchase of residential real property where the purchaser has obtained purchase money financing that is contemplated to be secured by a lien or liens in the nature of a purchase money mortgage or mortgages, the owner's title insurance policy and the lender's title insurance policy shall be provided by the same title insurance company or title insurance agent. Provides that in any transaction concerning the sale and purchase of residential real property the title insurance company, title insurance agent, escrow agent, and independent escrowee shall disclose in writing to the parties, to their attorneys, or within the contract, all costs and charges that are made by such title insurance company, title insurance agent, escrow agent, or independent escrowee and that are related to settlement services, title insurance, or lender endorsement requirements, not less than 10 days prior to the date of settlement. Provides that any such cost or charge that is not disclosed as provided herein shall not be required to be paid by any party to the transaction. Effective immediately. us/states/il Illinois General Assembly 95th HB 1319 Illinois HB 1319 (95th)
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3 65 3 2007-02-16 2007-08-31 openstates ocd-bill/d60c70b5-4b13-4f12-a03f-7ff23624b27a http://ilga.gov/legislation/BillStatus.asp?DocNum=1319&GAID=9&DocTypeID=HB&LegId=30084&SessionID=51&GA=95 f0b417e1132daacf477eefce0ecd8cec91d7546693ac57028ea50063523f68ad 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
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Illinois HB 1319 (95th) — TITLE INSURANCE

Amends the Title Insurance Act. Creates a definition of "residential real property". Provides that no provider of title insurance shall, as a condition of making a loan, providing services of any kind, including, but not limited to, services as a broker, agent or lender, or otherwise, require a party to a contract for the sale of residential real property who is obligated by that contract to pay for title insurance to procure such insurance from a title insurance company or agent other than a title insurance company or title insurance agent that is chosen by the party paying for such insurance. Provides that unless otherwise agreed by the parties to a contract for the sale of residential real property, in any transaction concerning the sale and purchase of residential real property where the purchaser has obtained purchase money financing that is contemplated to be secured by a lien or liens in the nature of a purchase money mortgage or mortgages, the owner's title insurance policy and the lender's title insurance policy shall be provided by the same title insurance company or title insurance agent. Provides that in any transaction concerning the sale and purchase of residential real property the title insurance company, title insurance agent, escrow agent, and independent escrowee shall disclose in writing to the parties, to their attorneys, or within the contract, all costs and charges that are made by such title insurance company, title insurance agent, escrow agent, or independent escrowee and that are related to settlement services, title insurance, or lender endorsement requirements, not less than 10 days prior to the date of settlement. Provides that any such cost or charge that is not disclosed as provided herein shall not be required to be paid by any party to the transaction. Effective immediately.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Enrolled (enrolled) — source

Votes

  • Third Reading — 1160 (pass) · lower
  • Third Reading — 530 (pass) · upper
  • Concurrence — 981 (pass) · lower

Sponsors

  • Robert S. Molaro — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2007-02-16 Filed with the Clerk by Rep. Robert S. Molaro filing
  • 2007-02-20 First Reading reading-1
  • 2007-02-20 Referred to Rules Committee referral-committee
  • 2007-02-22 Assigned to Executive Committee referral-committee
  • 2007-03-06 Re-assigned to Judiciary I - Civil Law Committee referral-committee
  • 2007-03-13 Added Chief Co-Sponsor Rep. Angelo Saviano
  • 2007-03-14 House Committee Amendment No. 1 Filed with Clerk by Judiciary I - Civil Law Committee amendment-introduction
  • 2007-03-14 House Committee Amendment No. 1 Adopted in Judiciary I - Civil Law Committee; by Voice Vote amendment-passage
  • 2007-03-14 Do Pass as Amended / Short Debate Judiciary I - Civil Law Committee; 012-000-001 committee-passage
  • 2007-03-14 Placed on Calendar 2nd Reading - Short Debate
  • 2007-03-21 House Floor Amendment No. 2 Filed with Clerk by Rep. Robert S. Molaro amendment-introduction
  • 2007-03-21 House Floor Amendment No. 2 Referred to Rules Committee referral-committee
  • 2007-03-27 House Floor Amendment No. 2 Recommends Be Adopted Rules Committee; 004-000-000 committee-passage-favorable
  • 2007-04-17 House Floor Amendment No. 3 Filed with Clerk by Rep. Robert S. Molaro amendment-introduction
  • 2007-04-17 House Floor Amendment No. 3 Referred to Rules Committee referral-committee
  • 2007-04-23 House Floor Amendment No. 3 Recommends Be Adopted Rules Committee; 003-000-000 committee-passage-favorable
  • 2007-04-24 Second Reading - Short Debate reading-2
  • 2007-04-24 House Floor Amendment No. 2 Withdrawn by Rep. Robert S. Molaro
  • 2007-04-24 House Floor Amendment No. 3 Adopted by Voice Vote amendment-passage
  • 2007-04-24 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2007-04-26 Third Reading - Short Debate - Passed 116-000-000 reading-3, passage
  • 2007-05-01 Arrive in Senate introduction
  • 2007-05-01 Placed on Calendar Order of First Reading May 2, 2007 reading-1
  • 2007-05-01 Chief Senate Sponsor Sen. Don Harmon
  • 2007-05-02 First Reading reading-1
  • 2007-05-02 Referred to Rules referral-committee
  • 2007-05-03 Assigned to Insurance referral-committee
  • 2007-05-08 Senate Committee Amendment No. 1 Filed with Secretary by Sen. Don Harmon amendment-introduction
  • 2007-05-08 Senate Committee Amendment No. 1 Referred to Rules referral-committee
  • 2007-05-09 Senate Committee Amendment No. 1 Rules Refers to Insurance
  • 2007-05-09 Senate Committee Amendment No. 1 Adopted amendment-passage
  • 2007-05-10 Do Pass as Amended Insurance; 006-000-001 committee-passage
  • 2007-05-10 Placed on Calendar Order of 2nd Reading May 15, 2007
  • 2007-05-16 Second Reading reading-2
  • 2007-05-16 Placed on Calendar Order of 3rd Reading May 17, 2007
  • 2007-05-23 Senate Floor Amendment No. 2 Filed with Secretary by Sen. Don Harmon amendment-introduction
  • 2007-05-23 Senate Floor Amendment No. 2 Referred to Rules referral-committee
  • 2007-05-23 Senate Floor Amendment No. 3 Filed with Secretary by Sen. Don Harmon amendment-introduction
  • 2007-05-23 Senate Floor Amendment No. 3 Referred to Rules referral-committee
  • 2007-05-24 Senate Floor Amendment No. 2 Rules Refers to Insurance
  • 2007-05-24 Senate Floor Amendment No. 3 Rules Refers to Insurance
  • 2007-05-25 Senate Floor Amendment No. 2 Postponed - Insurance
  • 2007-05-25 Senate Floor Amendment No. 3 Recommend Do Adopt Insurance; 006-000-000
  • 2007-05-25 Recalled to Second Reading reading-2
  • 2007-05-25 Senate Floor Amendment No. 3 Adopted; Harmon amendment-passage
  • 2007-05-25 Placed on Calendar Order of 3rd Reading
  • 2007-05-25 Third Reading - Passed; 053-000-002 reading-3, passage
  • 2007-05-25 Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a) amendment-failure
  • 2007-05-25 Arrived in House introduction
  • 2007-05-25 Placed on Calendar Order of Concurrence Senate Amendment(s) 1,3
  • 2007-05-29 Senate Committee Amendment No. 1 Motion Filed Concur Rep. Robert S. Molaro
  • 2007-05-29 Senate Floor Amendment No. 3 Motion Filed Concur Rep. Robert S. Molaro
  • 2007-05-29 Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee referral-committee
  • 2007-05-29 Senate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee referral-committee
  • 2007-05-30 Senate Committee Amendment No. 1 Motion to Concur Recommends be Adopted Rules Committee; 004-000-000
  • 2007-05-30 Senate Floor Amendment No. 3 Motion to Concur Recommends be Adopted Rules Committee; 004-000-000
  • 2007-05-31 Final Action Deadline Extended-9(b) June 8, 2007
  • 2007-06-07 3/5 Vote Required
  • 2007-06-07 Senate Committee Amendment No. 1 House Concurs 098-001-000
  • 2007-06-07 Senate Floor Amendment No. 3 House Concurs 098-001-000
  • 2007-06-07 Passed Both Houses
  • 2007-07-06 Sent to the Governor executive-receipt
  • 2007-08-31 Governor Approved executive-signature
  • 2007-08-31 Effective Date August 31, 2007
  • 2007-08-31 Public Act . . . . . . . . . 95-0570 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/d60c70b5-4b13-4f12-a03f-7ff23624b27a. Confidence: reported (aggregated from official Illinois legislature records).