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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill INS CD-LAWFUL TRAVEL DISCRIMIN Amends the Illinois Insurance Code. Provides that an insurer or producer authorized to issue policies of insurance in this State may not make a distinction or otherwise discriminate between persons, reject an applicant, cancel a policy, or demand or require a higher rate of premium for reasons based solely upon an applicant's or insured's past lawful travel experiences or future lawful travel plans. Provides that this provision does not prohibit an insurer or producer from excluding or limiting coverage under a policy or refusing to offer the policy based upon past lawful travel or future lawful travel plans or from charging a different rate for that coverage when that action is based upon sound actuarial principles or is related to actual or reasonably expected experience and is not based solely on the destination's inclusion on the United States Department of State's travel warning list. us/states/il Illinois General Assembly 95th HB 2786 Illinois HB 2786 (95th)
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3 32 2 2007-02-26 2007-08-14 openstates ocd-bill/b9f07f8e-3b49-43b7-9ac3-1db9f78b47d4 http://ilga.gov/legislation/BillStatus.asp?DocNum=2786&GAID=9&DocTypeID=HB&LegId=31570&SessionID=51&GA=95 96aabd267480fcc460e2670557cac4990fe0c770126c321a3b19f1763551e546 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
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us-il

Illinois HB 2786 (95th) — INS CD-LAWFUL TRAVEL DISCRIMIN

Amends the Illinois Insurance Code. Provides that an insurer or producer authorized to issue policies of insurance in this State may not make a distinction or otherwise discriminate between persons, reject an applicant, cancel a policy, or demand or require a higher rate of premium for reasons based solely upon an applicant's or insured's past lawful travel experiences or future lawful travel plans. Provides that this provision does not prohibit an insurer or producer from excluding or limiting coverage under a policy or refusing to offer the policy based upon past lawful travel or future lawful travel plans or from charging a different rate for that coverage when that action is based upon sound actuarial principles or is related to actual or reasonably expected experience and is not based solely on the destination's inclusion on the United States Department of State's travel warning list.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Enrolled (enrolled) — source

Votes

  • Third Reading — 550 (pass) · upper
  • Third Reading — 1141 (pass) · lower

Sponsors

  • Bill Brady — cosponsor (person)
  • Sidney H. Mathias — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2007-02-26 Filed with the Clerk by Rep. JoAnn D. Osmond filing
  • 2007-02-26 First Reading reading-1
  • 2007-02-26 Referred to Rules Committee referral-committee
  • 2007-03-01 Assigned to Insurance Committee referral-committee
  • 2007-03-08 Chief Sponsor Changed to Rep. Sidney H. Mathias
  • 2007-03-08 Added Chief Co-Sponsor Rep. JoAnn D. Osmond
  • 2007-03-13 House Committee Amendment No. 1 Filed with Clerk by Insurance Committee amendment-introduction
  • 2007-03-13 House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote amendment-passage
  • 2007-03-13 Do Pass as Amended / Short Debate Insurance Committee; 019-000-000 committee-passage
  • 2007-03-14 Placed on Calendar 2nd Reading - Short Debate
  • 2007-03-14 Added Chief Co-Sponsor Rep. Karen May
  • 2007-04-17 Second Reading - Short Debate reading-2
  • 2007-04-17 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2007-04-18 Third Reading - Short Debate - Passed 114-001-001 reading-3, passage
  • 2007-04-20 Arrive in Senate introduction
  • 2007-04-20 Placed on Calendar Order of First Reading reading-1
  • 2007-04-20 Chief Senate Sponsor Sen. Ira I. Silverstein
  • 2007-04-20 First Reading reading-1
  • 2007-04-20 Referred to Rules referral-committee
  • 2007-04-25 Assigned to Insurance referral-committee
  • 2007-05-02 Do Pass Insurance; 006-000-000 committee-passage
  • 2007-05-02 Placed on Calendar Order of 2nd Reading May 3, 2007
  • 2007-05-07 Added as Alternate Co-Sponsor Sen. Bill Brady
  • 2007-05-10 Added as Alternate Chief Co-Sponsor Sen. Jeffrey M. Schoenberg
  • 2007-05-15 Second Reading reading-2
  • 2007-05-15 Placed on Calendar Order of 3rd Reading May 16, 2007
  • 2007-05-18 Third Reading - Passed; 055-000-000 reading-3, passage
  • 2007-05-18 Passed Both Houses
  • 2007-06-15 Sent to the Governor executive-receipt
  • 2007-08-14 Governor Approved executive-signature
  • 2007-08-14 Effective Date January 1, 2008
  • 2007-08-14 Public Act . . . . . . . . . 95-0163 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/b9f07f8e-3b49-43b7-9ac3-1db9f78b47d4. Confidence: reported (aggregated from official Illinois legislature records).