Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
7.8 KiB
type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
| type | title | description | jurisdiction | legislature | session | identifier | citation | classification | subjects | status | primary_sponsors | version_count | action_count | vote_count | first_action | last_action | source | source_identifier | source_url | source_hash | vintage | source_snapshot | retrieved_at | confidence | tags | ||||
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| Bill | FORECLOSURE-LOSS MITIGATION | Amends the Mortgage Foreclosure Article of the Code of Civil Procedure. Defines "loss mitigation" as a program or mechanism designed to maximize the opportunity for a mortgagor to retain ownership of the mortgaged real estate and cure delinquencies on his or her mortgage or for a mortgagor and mortgagee to mitigate losses that would result from foreclosure by using alternatives to foreclosure. Provides that a foreclosure complaint shall include a statement as to loss mitigation. Provides that a judgment of foreclosure shall include a finding by the court that the mortgagee has complied with applicable loss mitigation requirements or there are no applicable loss mitigation requirements, and provides that if the court finds that the mortgagee has not complied with applicable loss mitigation requirements, the court shall stay the matter until the court determines that the mortgagee has complied with those requirements. Adds failure by the mortgagee to fulfill applicable loss mitigation requirements as a condition under which the court shall not enter an order confirming a judicial sale. | us/states/il | Illinois General Assembly | 96th | HB 5735 | Illinois HB 5735 (96th) |
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enacted | 3 | 50 | 2 | 2010-02-09 | 2010-07-23 | openstates | ocd-bill/346419a1-9fbb-4aec-936d-f96dd9ccfc1a | http://ilga.gov/legislation/BillStatus.asp?DocNum=5735&GAID=10&DocTypeID=HB&LegId=51069&SessionID=76&GA=96 | 4c66ec0086f01379bfe191568b2c29bb66a6ca7dab7b6e72a89929f8aaf41aef | 2026-07-01 | https://data.openstates.org/daily/2026-07-01/public.pgdump | 2026-07-06 | reported |
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Illinois HB 5735 (96th) — FORECLOSURE-LOSS MITIGATION
Amends the Mortgage Foreclosure Article of the Code of Civil Procedure. Defines "loss mitigation" as a program or mechanism designed to maximize the opportunity for a mortgagor to retain ownership of the mortgaged real estate and cure delinquencies on his or her mortgage or for a mortgagor and mortgagee to mitigate losses that would result from foreclosure by using alternatives to foreclosure. Provides that a foreclosure complaint shall include a statement as to loss mitigation. Provides that a judgment of foreclosure shall include a finding by the court that the mortgagee has complied with applicable loss mitigation requirements or there are no applicable loss mitigation requirements, and provides that if the court finds that the mortgagee has not complied with applicable loss mitigation requirements, the court shall stay the matter until the court determines that the mortgagee has complied with those requirements. Adds failure by the mortgagee to fulfill applicable loss mitigation requirements as a condition under which the court shall not enter an order confirming a judicial sale.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
Votes
- Third Reading — 79–14 (pass) · lower
- Third Reading — 56–0 (pass) · upper
Sponsors
- Al Riley — primary (person)
- Martin A. Sandoval — cosponsor (person)
- Mattie Hunter — cosponsor (person)
- Michael Bond — cosponsor (person)
- Toi W. Hutchinson — cosponsor (person)
Timeline
The legislative action history — every referral, reading, and vote.
- 2010-02-09 Filed with the Clerk by Rep. Deborah L. Graham
filing - 2010-02-09 First Reading
reading-1 - 2010-02-09 Referred to Rules Committee
referral-committee - 2010-02-11 Added Chief Co-Sponsor Rep. William D. Burns
- 2010-02-11 Added Chief Co-Sponsor Rep. Elizabeth Hernandez
- 2010-02-11 Added Chief Co-Sponsor Rep. Marlow H. Colvin
- 2010-02-11 Added Chief Co-Sponsor Rep. Karen A. Yarbrough
- 2010-02-11 Added Co-Sponsor Rep. Edward J. Acevedo
- 2010-02-11 Added Co-Sponsor Rep. William Davis
- 2010-02-18 Added Co-Sponsor Rep. Julie Hamos
- 2010-02-18 Added Co-Sponsor Rep. Elaine Nekritz
- 2010-02-22 Assigned to Judiciary I - Civil Law Committee
referral-committee - 2010-03-10 House Committee Amendment No. 1 Filed with Clerk by Judiciary I - Civil Law Committee
amendment-introduction - 2010-03-10 House Committee Amendment No. 1 Adopted in Judiciary I - Civil Law Committee; by Voice Vote
amendment-passage - 2010-03-10 Do Pass as Amended / Standard Debate Judiciary I - Civil Law Committee; 009-007-000
committee-passage - 2010-03-10 Placed on Calendar 2nd Reading - Standard Debate
- 2010-03-23 House Floor Amendment No. 2 Filed with Clerk by Rep. Deborah L. Graham
amendment-introduction - 2010-03-23 House Floor Amendment No. 2 Referred to Rules Committee
referral-committee - 2010-03-24 House Floor Amendment No. 2 Rules Refers to Judiciary I - Civil Law Committee
- 2010-03-24 Chief Sponsor Changed to Rep. Al Riley
- 2010-03-24 House Floor Amendment No. 2 Recommends Be Adopted Judiciary I - Civil Law Committee; 016-000-000
committee-passage-favorable - 2010-03-25 Second Reading - Standard Debate
reading-2 - 2010-03-25 House Floor Amendment No. 2 Adopted by Voice Vote
amendment-passage - 2010-03-25 Placed on Calendar Order of 3rd Reading - Standard Debate
- 2010-03-25 Added Co-Sponsor Rep. Cynthia Soto
- 2010-03-25 Added Co-Sponsor Rep. LaShawn K. Ford
- 2010-03-26 Third Reading - Standard Debate - Passed 079-014-000
reading-3, passage - 2010-04-06 Arrive in Senate
introduction - 2010-04-06 Placed on Calendar Order of First Reading
reading-1 - 2010-04-06 Chief Senate Sponsor Sen. Jacqueline Y. Collins
- 2010-04-06 First Reading
reading-1 - 2010-04-06 Referred to Assignments
referral-committee - 2010-04-06 Assigned to Judiciary
referral-committee - 2010-04-07 Added as Alternate Chief Co-Sponsor Sen. M. Maggie Crotty
- 2010-04-14 Do Pass Judiciary; 009-000-000
committee-passage - 2010-04-14 Placed on Calendar Order of 2nd Reading April 15, 2010
- 2010-04-14 Added as Alternate Chief Co-Sponsor Sen. Kwame Raoul
- 2010-04-21 Added as Alternate Co-Sponsor Sen. Martin A. Sandoval
- 2010-04-21 Second Reading
reading-2 - 2010-04-21 Placed on Calendar Order of 3rd Reading April 22, 2010
- 2010-04-22 Added as Alternate Chief Co-Sponsor Sen. Linda Holmes
- 2010-04-23 Added as Alternate Co-Sponsor Sen. Michael Bond
- 2010-04-27 Added as Alternate Co-Sponsor Sen. Mattie Hunter
- 2010-04-27 Added as Alternate Co-Sponsor Sen. Toi W. Hutchinson
- 2010-04-27 Third Reading - Passed; 056-000-000
reading-3, passage - 2010-04-27 Passed Both Houses
- 2010-05-26 Sent to the Governor
executive-receipt - 2010-07-23 Governor Approved
executive-signature - 2010-07-23 Effective Date July 23, 2010
- 2010-07-23 Public Act . . . . . . . . . 96-1245
became-law
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/346419a1-9fbb-4aec-936d-f96dd9ccfc1a. Confidence: reported (aggregated from official Illinois legislature records).