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Fabio 5941153bb7 Legislation: batch B — IL IN KS KY LA MA MD ME MI MN 
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:27:20 -04:00

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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill RESIDENT MORTGAGE LICENSE Amends the Residential Mortgage License Act of 1987. Defines "loan modification" and "short sale facilitation". Authorizes the Director of the Division of Banking of the Department of Financial and Professional Regulation to establish relationships or contracts with the Nationwide Mortgage Licensing System and Registry. Provides that residential mortgage license applicants may be required to furnish information to the Nationwide Mortgage Licensing System and Registry. Provides that each application for a license or for the renewal of a license shall be accompanied by an averment stating that the applicant will not charge or collect advance payments from borrowers or homeowners for engaging in loan modification or short sale facilitation. Amends the Residential Real Property Disclosure Act. Provides that, for each loan, a broker or loan originator must submit information concerning the borrower's debt to income ratio for inclusion in the predatory lending database. Effective immediately, except that certain provisions take effect on January 1, 2013. us/states/il Illinois General Assembly 97th HB 4521 Illinois HB 4521 (97th)
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3 61 3 2012-01-31 2012-08-03 openstates ocd-bill/c5b7432b-3d6d-42cf-939c-f6cc3b5433b5 http://ilga.gov/legislation/BillStatus.asp?DocNum=4521&GAID=11&DocTypeID=HB&LegId=64183&SessionID=84&GA=97 1242e7b1b0266db4dfaa5c04c1ed6b04c857206fb39f2cb7281d56c32b07d184 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
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us-il

Illinois HB 4521 (97th) — RESIDENT MORTGAGE LICENSE

Amends the Residential Mortgage License Act of 1987. Defines "loan modification" and "short sale facilitation". Authorizes the Director of the Division of Banking of the Department of Financial and Professional Regulation to establish relationships or contracts with the Nationwide Mortgage Licensing System and Registry. Provides that residential mortgage license applicants may be required to furnish information to the Nationwide Mortgage Licensing System and Registry. Provides that each application for a license or for the renewal of a license shall be accompanied by an averment stating that the applicant will not charge or collect advance payments from borrowers or homeowners for engaging in loan modification or short sale facilitation. Amends the Residential Real Property Disclosure Act. Provides that, for each loan, a broker or loan originator must submit information concerning the borrower's debt to income ratio for inclusion in the predatory lending database. Effective immediately, except that certain provisions take effect on January 1, 2013.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Enrolled (enrolled) — source

Votes

  • Concurrence, Amendment 1 — 66–52 (pass) · lower
  • Third Reading — 68–47 (pass) · lower
  • Third Reading — 32–21 (pass) · upper

Sponsors

  • Barbara Flynn Currie — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2012-01-31 Filed with the Clerk by Rep. Marlow H. Colvin filing
  • 2012-01-31 First Reading reading-1
  • 2012-01-31 Referred to Rules Committee referral-committee
  • 2012-02-07 Assigned to Consumer Protection Committee referral-committee
  • 2012-02-27 House Committee Amendment No. 1 Filed with Clerk by Rep. Marlow H. Colvin amendment-introduction
  • 2012-02-27 House Committee Amendment No. 1 Referred to Rules Committee referral-committee
  • 2012-02-28 House Committee Amendment No. 1 Rules Refers to Consumer Protection Committee
  • 2012-02-28 House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote amendment-passage
  • 2012-02-28 Do Pass as Amended / Short Debate Consumer Protection Committee; 015-006-000 committee-passage
  • 2012-02-29 Placed on Calendar 2nd Reading - Short Debate
  • 2012-02-29 Added Chief Co-Sponsor Rep. Jehan A. Gordon
  • 2012-02-29 Added Chief Co-Sponsor Rep. Monique D. Davis
  • 2012-02-29 Added Chief Co-Sponsor Rep. Elizabeth Hernandez
  • 2012-02-29 Added Chief Co-Sponsor Rep. Maria Antonia Berrios
  • 2012-03-01 House Floor Amendment No. 2 Filed with Clerk by Rep. Marlow H. Colvin amendment-introduction
  • 2012-03-01 House Floor Amendment No. 2 Referred to Rules Committee referral-committee
  • 2012-03-05 House Floor Amendment No. 2 Recommends Be Adopted Rules Committee; 004-000-000 committee-passage-favorable
  • 2012-03-06 Second Reading - Short Debate reading-2
  • 2012-03-06 House Floor Amendment No. 2 Adopted by Voice Vote amendment-passage
  • 2012-03-06 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2012-03-08 Third Reading - Short Debate - Passed 068-047-000 reading-3, passage
  • 2012-03-08 Added Co-Sponsor Rep. William Davis
  • 2012-03-08 Added Co-Sponsor Rep. Arthur Turner
  • 2012-03-08 Added Co-Sponsor Rep. Camille Y. Lilly
  • 2012-03-08 Added Co-Sponsor Rep. Kenneth Dunkin
  • 2012-03-08 Added Co-Sponsor Rep. Esther Golar
  • 2012-03-21 Arrive in Senate introduction
  • 2012-03-21 Placed on Calendar Order of First Reading reading-1
  • 2012-03-21 Chief Senate Sponsor Sen. John J. Cullerton
  • 2012-03-21 Added as Alternate Chief Co-Sponsor Sen. Jacqueline Y. Collins
  • 2012-03-21 First Reading reading-1
  • 2012-03-21 Referred to Assignments referral-committee
  • 2012-04-11 Assigned to Executive referral-committee
  • 2012-04-18 Held in Executive
  • 2012-04-26 Do Pass Executive; 011-002-000 committee-passage
  • 2012-04-26 Placed on Calendar Order of 2nd Reading May 1, 2012
  • 2012-05-18 Second Reading reading-2
  • 2012-05-18 Placed on Calendar Order of 3rd Reading May 21, 2012
  • 2012-05-21 Senate Floor Amendment No. 1 Filed with Secretary by Sen. John J. Cullerton amendment-introduction
  • 2012-05-21 Senate Floor Amendment No. 1 Referred to Assignments referral-committee
  • 2012-05-22 Senate Floor Amendment No. 1 Assignments Refers to Executive
  • 2012-05-23 Senate Floor Amendment No. 1 Recommend Do Adopt Executive; 015-000-000
  • 2012-05-24 Sponsor Removed Sen. Jacqueline Y. Collins
  • 2012-05-24 Alternate Chief Sponsor Changed to Sen. Jacqueline Y. Collins
  • 2012-05-25 Rule 2-10 Third Reading Deadline Established As May 31, 2012 reading-3
  • 2012-05-30 Recalled to Second Reading reading-2
  • 2012-05-30 Senate Floor Amendment No. 1 Adopted; Cullerton amendment-passage
  • 2012-05-30 Placed on Calendar Order of 3rd Reading
  • 2012-05-30 Third Reading - Passed; 032-021-000 reading-3, passage
  • 2012-05-30 Arrived in House introduction
  • 2012-05-30 Placed on Calendar Order of Concurrence Senate Amendment(s) 1
  • 2012-05-31 Chief Sponsor Changed to Rep. Barbara Flynn Currie
  • 2012-05-31 Senate Floor Amendment No. 1 Motion Filed Concur Rep. Barbara Flynn Currie
  • 2012-05-31 Senate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee referral-committee
  • 2012-05-31 Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000
  • 2012-05-31 Senate Floor Amendment No. 1 House Concurs 066-052-000
  • 2012-05-31 Passed Both Houses
  • 2012-06-29 Sent to the Governor executive-receipt
  • 2012-08-03 Governor Approved executive-signature
  • 2012-08-03 Effective Date August 3, 2012; - Some Parts Effective January 01, 2013
  • 2012-08-03 Public Act . . . . . . . . . 97-0891 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/c5b7432b-3d6d-42cf-939c-f6cc3b5433b5. Confidence: reported (aggregated from official Illinois legislature records).

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