republic-os/legislation/us/states/il/98th/hb-2432.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	ELECTRONIC FUND-RELOAD CARDS	Amends the Electronic Fund Transfer Act. Provides that a person who sells or issues general use reloadable cards shall disclose, prior to sale or issuance of the card, any fees imposed by the issuer. Provides certain requirements for the disclosures. Makes other changes. Effective January 1, 2014.	us/states/il	Illinois General Assembly	98th	HB 2432	Illinois HB 2432 (98th)	bill		enacted		3	57	3	2013-02-20	2013-08-16	openstates	ocd-bill/5a673964-b7d5-4f04-a477-3d1fae78eeac	http://ilga.gov/legislation/BillStatus.asp?DocNum=2432&GAID=12&DocTypeID=HB&LegId=74219&SessionID=85&GA=98	316029961498b53dcf121837e62fae0f4fa0e9184a81fd6d4e386ee4c98d40ca	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-il

Illinois HB 2432 (98th) — ELECTRONIC FUND-RELOAD CARDS

Amends the Electronic Fund Transfer Act. Provides that a person who sells or issues general use reloadable cards shall disclose, prior to sale or issuance of the card, any fees imposed by the issuer. Provides certain requirements for the disclosures. Makes other changes. Effective January 1, 2014.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced (filed) — source
2. Engrossed (committee substitute) — source
3. Enrolled (enrolled) — source

Votes

• Concurrence, Amendment 2 — 97–19 (pass) · lower
• Third Reading — 116–0 (pass) · lower
• Third Reading — 56–0 (pass) · upper

Sponsors

• Lou Lang — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2013-02-20 Filed with the Clerk by Rep. Elizabeth Hernandez filing
• 2013-02-20 First Reading reading-1
• 2013-02-20 Referred to Rules Committee referral-committee
• 2013-02-25 Assigned to Financial Institutions Committee referral-committee
• 2013-03-19 House Committee Amendment No. 1 Filed with Clerk by Rep. Elizabeth Hernandez amendment-introduction
• 2013-03-19 House Committee Amendment No. 1 Referred to Rules Committee referral-committee
• 2013-03-20 House Committee Amendment No. 1 Rules Refers to Financial Institutions Committee
• 2013-03-21 House Committee Amendment No. 1 Adopted in Financial Institutions Committee; by Voice Vote amendment-passage
• 2013-03-21 Do Pass as Amended / Short Debate Financial Institutions Committee; 012-000-000 committee-passage
• 2013-03-22 Placed on Calendar 2nd Reading - Short Debate
• 2013-04-12 Second Reading - Short Debate reading-2
• 2013-04-12 Placed on Calendar Order of 3rd Reading - Short Debate
• 2013-04-15 Third Reading - Short Debate - Passed 116-000-000 reading-3, passage
• 2013-04-15 Added Chief Co-Sponsor Rep. Jack D. Franks
• 2013-04-15 Added Chief Co-Sponsor Rep. Keith Farnham
• 2013-04-15 Added Chief Co-Sponsor Rep. Carol A. Sente
• 2013-04-15 Added Chief Co-Sponsor Rep. Linda Chapa LaVia
• 2013-04-16 Arrive in Senate introduction
• 2013-04-16 Placed on Calendar Order of First Reading April 17, 2013 reading-1
• 2013-04-16 Chief Senate Sponsor Sen. Emil Jones, III
• 2013-04-17 First Reading reading-1
• 2013-04-17 Referred to Assignments referral-committee
• 2013-04-24 Assigned to Financial Institutions referral-committee
• 2013-05-01 Do Pass Financial Institutions; 008-000-000 committee-passage
• 2013-05-01 Placed on Calendar Order of 2nd Reading May 2, 2013
• 2013-05-17 Senate Floor Amendment No. 1 Filed with Secretary by Sen. John G. Mulroe amendment-introduction
• 2013-05-17 Senate Floor Amendment No. 1 Referred to Assignments referral-committee
• 2013-05-20 Senate Floor Amendment No. 2 Filed with Secretary by Sen. John G. Mulroe amendment-introduction
• 2013-05-20 Senate Floor Amendment No. 2 Referred to Assignments referral-committee
• 2013-05-20 Senate Floor Amendment No. 1 Assignments Refers to Financial Institutions
• 2013-05-20 Senate Floor Amendment No. 2 Assignments Refers to Financial Institutions
• 2013-05-20 Alternate Chief Sponsor Changed to Sen. John G. Mulroe
• 2013-05-21 Senate Floor Amendment No. 1 Postponed - Financial Institutions
• 2013-05-21 Senate Floor Amendment No. 2 Recommend Do Adopt Financial Institutions; 006-000-000
• 2013-05-21 Second Reading reading-2
• 2013-05-21 Senate Floor Amendment No. 2 Adopted; Mulroe amendment-passage
• 2013-05-21 Placed on Calendar Order of 3rd Reading May 22, 2013
• 2013-05-22 Third Reading - Passed; 056-000-000 reading-3, passage
• 2013-05-22 Senate Floor Amendment No. 1 Tabled Pursuant to Rule 5-4(a) amendment-failure
• 2013-05-22 Arrived in House introduction
• 2013-05-22 Placed on Calendar Order of Concurrence Senate Amendment(s) 2
• 2013-05-26 Chief Sponsor Changed to Rep. Lou Lang
• 2013-05-26 Remove Chief Co-Sponsor Rep. Linda Chapa LaVia
• 2013-05-26 Added Chief Co-Sponsor Rep. Elizabeth Hernandez
• 2013-05-26 Added Co-Sponsor Rep. Linda Chapa LaVia
• 2013-05-26 Senate Floor Amendment No. 2 Motion Filed Concur Rep. Lou Lang
• 2013-05-26 Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee referral-committee
• 2013-05-27 Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000
• 2013-05-28 Remove Chief Co-Sponsor Rep. Jack D. Franks
• 2013-05-28 Remove Chief Co-Sponsor Rep. Carol A. Sente
• 2013-05-30 Senate Floor Amendment No. 2 House Concurs 097-019-001
• 2013-05-30 House Concurs
• 2013-05-30 Passed Both Houses
• 2013-06-19 Sent to the Governor executive-receipt
• 2013-08-16 Governor Approved executive-signature
• 2013-08-16 Effective Date August 16, 2013
• 2013-08-16 Public Act . . . . . . . . . 98-0415 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/5a673964-b7d5-4f04-a477-3d1fae78eeac. Confidence: reported (aggregated from official Illinois legislature records).