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Fabio 5941153bb7 Legislation: batch B — IL IN KS KY LA MA MD ME MI MN 
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:27:20 -04:00

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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill CREDIT UNION ACT Amends the Illinois Credit Union Act. Provides that the failure of an out-of-state credit union to register with the Secretary of Financial and Professional Regulation shall not impair the collectability of a loan made to a resident of this State. Provides that, for a renewal, refinancing, or restructuring of an existing loan at the credit union that is secured by an interest or equity in real estate, a new appraisal of the collateral shall not be required when (i) no new moneys are advanced other than funds necessary to cover reasonable closing costs, or (ii) there has been no obvious or material change in market conditions or physical aspects of the real estate that threatens the adequacy of the credit union's real estate collateral protection after the transaction, even with the advancement of new moneys. Provides that a credit union may act as a representative of and enter into an agreement with credit unions or other organizations for the purposes of providing implementation and administrative support services related to the use of debit cards, payroll debit cards, and other prepaid debit cards and credit cards. Effective immediately. us/states/il Illinois General Assembly 99th HB 2477 Illinois HB 2477 (99th)
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3 48 3 2015-02-18 2015-07-28 openstates ocd-bill/11fcb4b0-1f2e-45b8-b0e3-e9011c29cc89 http://ilga.gov/legislation/BillStatus.asp?DocNum=2477&GAID=13&DocTypeID=HB&LegId=87824&SessionID=88&GA=99 96c7190b0e36a29bd9cc54f53e756962a19d91150fa7c9f924b0ccb29d09b92c 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
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us-il

Illinois HB 2477 (99th) — CREDIT UNION ACT

Amends the Illinois Credit Union Act. Provides that the failure of an out-of-state credit union to register with the Secretary of Financial and Professional Regulation shall not impair the collectability of a loan made to a resident of this State. Provides that, for a renewal, refinancing, or restructuring of an existing loan at the credit union that is secured by an interest or equity in real estate, a new appraisal of the collateral shall not be required when (i) no new moneys are advanced other than funds necessary to cover reasonable closing costs, or (ii) there has been no obvious or material change in market conditions or physical aspects of the real estate that threatens the adequacy of the credit union's real estate collateral protection after the transaction, even with the advancement of new moneys. Provides that a credit union may act as a representative of and enter into an agreement with credit unions or other organizations for the purposes of providing implementation and administrative support services related to the use of debit cards, payroll debit cards, and other prepaid debit cards and credit cards. Effective immediately.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Enrolled (enrolled) — source

Votes

  • Concurrence, Amendment 1 — 108–0 (pass) · lower
  • Third Reading — 111–0 (pass) · lower
  • Third Reading — 56–0 (pass) · upper

Sponsors

  • Lou Lang — primary (person)
  • Terry Link — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2015-02-18 Filed with the Clerk by Rep. Lou Lang filing
  • 2015-02-18 First Reading reading-1
  • 2015-02-18 Referred to Rules Committee referral-committee
  • 2015-02-20 Added Chief Co-Sponsor Rep. Adam Brown
  • 2015-03-02 Assigned to Financial Institutions Committee referral-committee
  • 2015-03-17 Added Co-Sponsor Rep. André Thapedi
  • 2015-03-17 Do Pass / Short Debate Financial Institutions Committee; 019-000-000 committee-passage
  • 2015-03-18 Placed on Calendar 2nd Reading - Short Debate
  • 2015-03-19 House Floor Amendment No. 1 Filed with Clerk by Rep. Lou Lang amendment-introduction
  • 2015-03-19 House Floor Amendment No. 1 Referred to Rules Committee referral-committee
  • 2015-03-24 House Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 003-000-000 committee-passage-favorable
  • 2015-03-25 Second Reading - Short Debate reading-2
  • 2015-03-25 House Floor Amendment No. 1 Adopted amendment-passage
  • 2015-03-25 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2015-04-14 Third Reading - Short Debate - Passed 111-000-001 reading-3, passage
  • 2015-04-14 Arrive in Senate introduction
  • 2015-04-14 Placed on Calendar Order of First Reading April 15, 2015 reading-1
  • 2015-04-14 Chief Senate Sponsor Sen. David Koehler
  • 2015-04-15 First Reading reading-1
  • 2015-04-15 Referred to Assignments referral-committee
  • 2015-04-22 Assigned to Financial Institutions referral-committee
  • 2015-04-29 Do Pass Financial Institutions; 007-000-000 committee-passage
  • 2015-04-29 Placed on Calendar Order of 2nd Reading April 30, 2015
  • 2015-05-06 Added as Alternate Co-Sponsor Sen. Terry Link
  • 2015-05-07 Senate Floor Amendment No. 1 Filed with Secretary by Sen. David Koehler amendment-introduction
  • 2015-05-07 Senate Floor Amendment No. 1 Referred to Assignments referral-committee
  • 2015-05-13 Senate Floor Amendment No. 1 Pursuant to Senate Rule 3-8(b-1), this amendment will remain in the Committee on Assignments
  • 2015-05-19 Second Reading reading-2
  • 2015-05-19 Placed on Calendar Order of 3rd Reading May 20, 2015
  • 2015-05-19 Senate Floor Amendment No. 1 Assignments Refers to Financial Institutions
  • 2015-05-20 Senate Floor Amendment No. 1 Recommend Do Adopt Financial Institutions; 007-000-000
  • 2015-05-21 Recalled to Second Reading reading-2
  • 2015-05-21 Senate Floor Amendment No. 1 Adopted; Koehler amendment-passage
  • 2015-05-21 Placed on Calendar Order of 3rd Reading
  • 2015-05-21 Third Reading - Passed; 056-000-000 reading-3, passage
  • 2015-05-21 Arrived in House introduction
  • 2015-05-21 Placed on Calendar Order of Concurrence Senate Amendment(s) 1
  • 2015-05-22 Senate Floor Amendment No. 1 Motion Filed Concur Rep. Lou Lang
  • 2015-05-22 Senate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee referral-committee
  • 2015-05-25 Senate Floor Amendment No. 1 Motion to Concur Rules Referred to Revenue & Finance Committee referral-committee
  • 2015-05-27 Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Revenue & Finance Committee; 009-000-000
  • 2015-05-31 Senate Floor Amendment No. 1 House Concurs 108-000-002
  • 2015-05-31 House Concurs
  • 2015-05-31 Passed Both Houses
  • 2015-06-29 Sent to the Governor executive-receipt
  • 2015-07-28 Governor Approved executive-signature
  • 2015-07-28 Effective Date January 1, 2016
  • 2015-07-28 Public Act . . . . . . . . . 99-0149 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/11fcb4b0-1f2e-45b8-b0e3-e9011c29cc89. Confidence: reported (aggregated from official Illinois legislature records).

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