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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill HIGH RISK LOAN PREPAYMENT Amends the High Risk Home Loan Act. Provides that the term "high risk home loan" includes certain loans that exceed an amount established by federal regulation. Defines the terms "prepayment penalty" and "prepayment fees or penalties". Effective immediately. us/states/il Illinois General Assembly 99th HB 3101 Illinois HB 3101 (99th)
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3 45 3 2015-02-24 2015-08-18 openstates ocd-bill/ecc33189-29b2-4339-a17d-1daf042afd2d http://ilga.gov/legislation/BillStatus.asp?DocNum=3101&GAID=13&DocTypeID=HB&LegId=89239&SessionID=88&GA=99 59e1925907331134a3cd2b54507a96ca729dca168a9a08f4de2ff2897db36d37 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
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Illinois HB 3101 (99th) — HIGH RISK LOAN PREPAYMENT

Amends the High Risk Home Loan Act. Provides that the term "high risk home loan" includes certain loans that exceed an amount established by federal regulation. Defines the terms "prepayment penalty" and "prepayment fees or penalties". Effective immediately.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. Enrolled (enrolled) — source

Votes

  • Third Reading — 520 (pass) · upper
  • Third Reading — 1040 (pass) · lower
  • Concurrence — 1120 (pass) · lower

Sponsors

  • Marcus C. Evans, Jr. — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2015-02-24 Filed with the Clerk by Rep. Marcus C. Evans, Jr. filing
  • 2015-02-25 First Reading reading-1
  • 2015-02-25 Referred to Rules Committee referral-committee
  • 2015-03-10 Assigned to Consumer Protection Committee referral-committee
  • 2015-03-24 Do Pass / Short Debate Consumer Protection Committee; 014-000-000 committee-passage
  • 2015-03-25 Placed on Calendar 2nd Reading - Short Debate
  • 2015-04-16 Second Reading - Short Debate reading-2
  • 2015-04-16 Placed on Calendar Order of 3rd Reading - Short Debate
  • 2015-04-17 Third Reading - Short Debate - Passed 104-000-001 reading-3, passage
  • 2015-04-17 Added Co-Sponsor Rep. Litesa E. Wallace
  • 2015-04-17 Added Co-Sponsor Rep. Eddie Lee Jackson, Sr.
  • 2015-04-17 Removed Co-Sponsor Rep. Litesa E. Wallace
  • 2015-04-21 Arrive in Senate introduction
  • 2015-04-21 Placed on Calendar Order of First Reading April 22, 2015 reading-1
  • 2015-04-22 Chief Senate Sponsor Sen. Michael E. Hastings
  • 2015-04-23 First Reading reading-1
  • 2015-04-23 Referred to Assignments referral-committee
  • 2015-05-07 Alternate Chief Sponsor Changed to Sen. John M. Sullivan
  • 2015-05-07 Assigned to Agriculture referral-committee
  • 2015-05-08 Senate Committee Amendment No. 1 Filed with Secretary by Sen. John M. Sullivan amendment-introduction
  • 2015-05-08 Senate Committee Amendment No. 1 Referred to Assignments referral-committee
  • 2015-05-12 Senate Committee Amendment No. 1 Assignments Refers to Agriculture
  • 2015-05-14 Senate Committee Amendment No. 1 Adopted amendment-passage
  • 2015-05-14 Do Pass as Amended Agriculture; 006-000-000 committee-passage
  • 2015-05-14 Placed on Calendar Order of 2nd Reading May 18, 2015
  • 2015-05-20 Second Reading reading-2
  • 2015-05-20 Placed on Calendar Order of 3rd Reading May 21, 2015
  • 2015-05-22 Third Reading - Passed; 052-000-000 reading-3, passage
  • 2015-05-22 Arrived in House introduction
  • 2015-05-22 Placed on Calendar Order of Concurrence Senate Amendment(s) 1
  • 2015-05-22 Senate Committee Amendment No. 1 Motion Filed Concur Rep. Marcus C. Evans, Jr.
  • 2015-05-22 Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee referral-committee
  • 2015-05-25 Senate Committee Amendment No. 1 Motion to Concur Rules Referred to Agriculture & Conservation Committee referral-committee
  • 2015-05-27 Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Agriculture & Conservation Committee; 016-000-000
  • 2015-05-27 Added Co-Sponsor Rep. Donald L. Moffitt
  • 2015-05-27 Added Co-Sponsor Rep. Randy E. Frese
  • 2015-05-27 Added Co-Sponsor Rep. Thaddeus Jones
  • 2015-05-27 Added Co-Sponsor Rep. Linda Chapa LaVia
  • 2015-05-31 Senate Committee Amendment No. 1 House Concurs 112-002-000
  • 2015-05-31 House Concurs
  • 2015-05-31 Passed Both Houses
  • 2015-06-29 Sent to the Governor executive-receipt
  • 2015-08-18 Governor Approved executive-signature
  • 2015-08-18 Effective Date August 18, 2015
  • 2015-08-18 Public Act . . . . . . . . . 99-0389 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/ecc33189-29b2-4339-a17d-1daf042afd2d. Confidence: reported (aggregated from official Illinois legislature records).