republic-os/legislation/us/states/in/2021/sb-346.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Financial institutions and consumer credit.	For purposes of the statutes governing: (1) first lien mortgage transactions; (2) the Uniform Consumer Credit Code; and (3) financial institutions; changes references to federal laws within those statutes from federal laws as in effect on December 31, 2019, to federal laws as in effect on December 31, 2020. Amends the statute concerning loans made by a credit union to the credit union's members to eliminate certain requirements with respect to loans secured by real estate. Amends the definition of "check" for purposes of the statute governing licensed cashers of checks to remove a reference to a "personal money order".	us/states/in	Indiana General Assembly	2021	SB 346	Indiana SB 346 (2021)	bill	CONSUMER CREDIT AND PROTECTION (including UCCC) FINANCIAL INSTITUTIONS LOANS	enacted	Eric Bassler Jeff Raatz Lonnie Randolph Martin Carbaugh	4	19	1	2021-01-11	2021-04-15	openstates	ocd-bill/0a1a2eaf-6f7a-442b-8657-3bd24f314318	http://iga.in.gov/legislative/2021/bills/senate/346	39e6988fc7994dd67b2a210466a5a2502f6e3434156241b58310c5e42ba32d5d	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-in

Indiana SB 346 (2021) — Financial institutions and consumer credit.

For purposes of the statutes governing: (1) first lien mortgage transactions; (2) the Uniform Consumer Credit Code; and (3) financial institutions; changes references to federal laws within those statutes from federal laws as in effect on December 31, 2019, to federal laws as in effect on December 31, 2020. Amends the statute concerning loans made by a credit union to the credit union's members to eliminate certain requirements with respect to loans secured by real estate. Amends the definition of "check" for purposes of the statute governing licensed cashers of checks to remove a reference to a "personal money order".

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Enrolled Senate Bill (S) (committee substitute) — source
2. Introduced Senate Bill (S) (committee substitute) — source
3. Senate Bill (H) (committee substitute) — source
4. Senate Bill (S) (committee substitute) — source

Votes

• SB 346 - Carbaugh - 3rd Reading — 93–0 (pass) · lower

Sponsors

• Eric Bassler — primary (person)
• Jeff Raatz — primary (person)
• Lonnie Randolph — primary (person)
• Martin Carbaugh — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2021-01-11 Authored by Senator Bassler
• 2021-01-11 First reading: referred to Committee on Insurance and Financial Institutions reading-1, referral-committee
• 2021-02-04 Senator Randolph added as third author
• 2021-02-04 Committee report: do pass, adopted committee-passage
• 2021-02-08 Second reading: ordered engrossed reading-2
• 2021-02-09 House sponsor: Representative Carbaugh
• 2021-02-09 Senator Raatz added as second author
• 2021-02-09 Third reading: passed; Roll Call 90: yeas 47, nays 0 passage, reading-3
• 2021-02-10 Referred to the House
• 2021-03-02 First reading: referred to Committee on Financial Institutions and Insurance reading-1, referral-committee
• 2021-03-23 Committee report: do pass, adopted committee-passage
• 2021-03-25 Second reading: ordered engrossed reading-2
• 2021-03-29 Third reading: passed; Roll Call 316: yeas 93, nays 0 passage, reading-3
• 2021-03-30 Returned to the Senate without amendments
• 2021-04-05 Signed by the President Pro Tempore
• 2021-04-07 Signed by the Speaker
• 2021-04-14 Signed by the President of the Senate
• 2021-04-15 Public Law 54
• 2021-04-15 Signed by the Governor executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/0a1a2eaf-6f7a-442b-8657-3bd24f314318. Confidence: reported (aggregated from official Indiana legislature records).