republic-os/legislation/us/states/in/2024/hb-1284.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Deposit account agreements.	Provides that a deposit account agreement between a depository financial institution and a depositor may be changed or amended from time to time, subject to the terms of the deposit account agreement. Provides that a depositor's continued maintenance of a deposit account after the effective date of any change or amendment to the deposit account agreement, as described in a written notice from the depository financial institution, constitutes prima facie evidence of the depositor's intent to accept the change or amendment.	us/states/in	Indiana General Assembly	2024	HB 1284	Indiana HB 1284 (2024)	bill	FINANCIAL SERVICES; Financial Accounts (Not Including State Pensions) FINANCIAL SERVICES; Financial Institutions	enacted	Kyle Pierce Mike Gaskill Scott Alexander Scott Baldwin	4	26	5	2024-01-09	2024-03-12	openstates	ocd-bill/ba0b87a5-db1e-4132-90b8-b3c8ff3b315c	https://api.iga.in.gov/2024/bills/hb1284	c37c3f8ecc571a50b5b5ae8f79639acc3801b0ae950c81f2e6626ab0a71a50ec	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-in

Indiana HB 1284 (2024) — Deposit account agreements.

Provides that a deposit account agreement between a depository financial institution and a depositor may be changed or amended from time to time, subject to the terms of the deposit account agreement. Provides that a depositor's continued maintenance of a deposit account after the effective date of any change or amendment to the deposit account agreement, as described in a written notice from the depository financial institution, constitutes prima facie evidence of the depositor's intent to accept the change or amendment.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Engrossed House Bill (H) (committee substitute) — source
2. Enrolled House Bill (H) (committee substitute) — source
3. House Bill (S) (committee substitute) — source
4. Introduced House Bill (H) (committee substitute) — source

Votes

• HB 1284 - Pierce K - 2nd Reading — 25–64 (fail) · lower
• HB 1284 - Gaskill - 2nd Reading — 8–41 (fail) · upper
• HB 1284 - Gaskill - 3rd Reading — 28–21 (pass) · upper
• HB 1284 - Pierce K — 66–20 (pass) · lower
• HB 1284 - Pierce K - 3rd Reading — 91–4 (pass) · lower

Sponsors

• Kyle Pierce — primary (person)
• Mike Gaskill — primary (person)
• Scott Alexander — primary (person)
• Scott Baldwin — primary (person)
• Jake Teshka — coauthor (person)
• Kyle Walker — cosponsor (person)
• Mike Speedy — coauthor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2024-01-09 First reading: referred to Committee on Financial Institutions reading-1, referral-committee
• 2024-01-09 Authored by Representative Pierce K
• 2024-01-09 Coauthored by Representatives Speedy and Teshka
• 2024-01-25 Committee report: do pass, adopted committee-passage
• 2024-01-29 Second reading: ordered engrossed reading-2
• 2024-01-29 Amendment #1 (Harris) failed; Roll Call 56: yeas 25, nays 64 amendment-failure, failure
• 2024-01-30 Senate sponsor: Senator Gaskill
• 2024-01-30 Third reading: passed; Roll Call 92: yeas 91, nays 4 passage, reading-3, reading-3
• 2024-01-31 Referred to the Senate referral
• 2024-02-07 First reading: referred to Committee on Insurance and Financial Institutions reading-1, referral-committee
• 2024-02-15 Committee report: do pass, adopted committee-passage
• 2024-02-19 Senator Baldwin added as third sponsor
• 2024-02-19 Second reading: amended, ordered engrossed reading-2
• 2024-02-19 Amendment #2 (Qaddoura) failed; Roll Call 155: yeas 8, nays 41 amendment-failure, failure
• 2024-02-19 Amendment #3 (Gaskill) prevailed; voice vote amendment-passage
• 2024-02-19 Senator Walker K added as cosponsor
• 2024-02-19 Senator Alexander added as second sponsor
• 2024-02-20 Third reading: passed; Roll Call 173: yeas 28, nays 21 passage, reading-3, reading-3
• 2024-02-21 Returned to the House with amendments receipt
• 2024-02-28 House concurred in Senate amendments; Roll Call 245: yeas 66, nays 20
• 2024-02-28 Motion to concur filed filing
• 2024-03-04 Signed by the Speaker passage
• 2024-03-05 Signed by the President Pro Tempore passage
• 2024-03-12 Signed by the Governor executive-signature
• 2024-03-08 Signed by the President of the Senate passage
• 2024-03-12 Public Law 88 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/ba0b87a5-db1e-4132-90b8-b3c8ff3b315c. Confidence: reported (aggregated from official Indiana legislature records).