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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Cost sharing; out-of-pocket expense credit. Requires an insurer, an administrator, and a pharmacy benefit manager to apply the annual limitation on cost sharing set forth in the federal Patient Protection and Affordable Care Act under 42 U.S.C. 18022(c)(1) to prescription drugs that: (1) are covered under a health plan; (2) are life-saving or intended to manage chronic pain; and (3) do not have an approved generic version. Provides that an insurer, an administrator, and a pharmacy benefit manager may not directly or indirectly set, alter, implement, or condition the terms of health insurance coverage based in part or entirely on information about the availability or amount of financial or product assistance available for a prescription drug. Requires, before December 31 of each year, each insurer and administrator to certify to the insurance commissioner that the insurer or administrator has fully and completely complied with the cost sharing requirements during the previous calendar year. Requires a health plan to credit toward a covered individual's deductible and annual maximum out-of-pocket expenses any amount the covered individual pays directly to any health care provider for a medically necessary covered health care service if a claim for the health care service is not submitted to the health plan and the amount paid by the covered individual to the health care provider is less than the average discounted rate for the health care service paid to a health care provider in the health plan's network. Requires a health plan to: (1) establish a procedure by which a covered individual may claim a credit; and (2) identify documentation necessary to support a claim for a credit. us/states/in Indiana General Assembly 2025 HB 1604 Indiana HB 1604 (2025)
bill
HEALTH; Billing and Costs
INSURANCE; Health Insurance
enacted
Aaron Freeman
Cyndi Carrasco
Julie McGuire
Kyle Walker
4 36 4 2025-01-21 2025-05-06 openstates ocd-bill/4d7fdfdb-101a-4365-9390-d261ff7ec9c1 https://api.iga.in.gov/2025/bills/hb1604 8179efb984aa2920529868acd4511c4f5e2b5fec6ce85ee9aaa5da68f6c1d2eb 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-in

Indiana HB 1604 (2025) — Cost sharing; out-of-pocket expense credit.

Requires an insurer, an administrator, and a pharmacy benefit manager to apply the annual limitation on cost sharing set forth in the federal Patient Protection and Affordable Care Act under 42 U.S.C. 18022(c)(1) to prescription drugs that: (1) are covered under a health plan; (2) are life-saving or intended to manage chronic pain; and (3) do not have an approved generic version. Provides that an insurer, an administrator, and a pharmacy benefit manager may not directly or indirectly set, alter, implement, or condition the terms of health insurance coverage based in part or entirely on information about the availability or amount of financial or product assistance available for a prescription drug. Requires, before December 31 of each year, each insurer and administrator to certify to the insurance commissioner that the insurer or administrator has fully and completely complied with the cost sharing requirements during the previous calendar year. Requires a health plan to credit toward a covered individual's deductible and annual maximum out-of-pocket expenses any amount the covered individual pays directly to any health care provider for a medically necessary covered health care service if a claim for the health care service is not submitted to the health plan and the amount paid by the covered individual to the health care provider is less than the average discounted rate for the health care service paid to a health care provider in the health plan's network. Requires a health plan to: (1) establish a procedure by which a covered individual may claim a credit; and (2) identify documentation necessary to support a claim for a credit.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Enrolled House Bill (H) (committee substitute) — source
  2. House Bill (H) (committee substitute) — source
  3. House Bill (S) (committee substitute) — source
  4. Introduced House Bill (H) (committee substitute) — source

Votes

  • HB 1604 - McGuire — 910 (pass) · lower
  • HB 1604 - Carrasco — 452 (pass) · upper
  • HB 1604 - Carrasco - 3rd Reading — 443 (pass) · upper
  • HB 1604 - McGuire - 3rd Reading — 950 (pass) · lower

Sponsors

  • Aaron Freeman — primary (person)
  • Cyndi Carrasco — primary (person)
  • Julie McGuire — primary (person)
  • Kyle Walker — primary (person)
  • Andrea Hunley — cosponsor (person)
  • Fady Qaddoura — cosponsor (person)
  • J.D. Ford — cosponsor (person)
  • Joanna King — coauthor (person)
  • Linda Rogers — cosponsor (person)
  • Lonnie Randolph — cosponsor (person)
  • Mike Bohacek — cosponsor (person)
  • Robert Morris — coauthor (person)
  • Robin Shackleford — coauthor (person)
  • Shelli Yoder — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2025-01-21 First reading: referred to Committee on Insurance reading-1, referral-committee
  • 2025-01-21 Authored by Representative McGuire
  • 2025-01-21 Coauthored by Representatives King and Morris
  • 2025-01-27 Representative Shackleford added as coauthor
  • 2025-02-11 Committee report: amend do pass, adopted committee-passage
  • 2025-02-13 Second reading: ordered engrossed reading-2
  • 2025-02-17 Senate sponsors: Senators Carrasco, Walker K, Freeman
  • 2025-02-17 Third reading: passed; Roll Call 187: yeas 95, nays 0 passage, reading-3, reading-3
  • 2025-02-18 Referred to the Senate referral
  • 2025-03-03 First reading: referred to Committee on Insurance and Financial Institutions reading-1, referral-committee
  • 2025-03-13 Senator Randolph added as cosponsor
  • 2025-03-18 Senator Hunley added as cosponsor
  • 2025-03-20 Senator Ford J.D. added as cosponsor
  • 2025-03-20 Senator Qaddoura added as cosponsor
  • 2025-03-20 Committee report: amend do pass, adopted committee-passage
  • 2025-03-24 Second reading: ordered engrossed reading-2
  • 2025-03-25 Senator Yoder added as cosponsor
  • 2025-03-26 Returned to the House with amendments receipt
  • 2025-03-25 Senator Rogers added as cosponsor
  • 2025-03-25 Third reading: passed; Roll Call 293: yeas 44, nays 3 passage, reading-3, reading-3
  • 2025-03-25 Senator Bohacek added as cosponsor
  • 2025-04-15 House advisors appointed: King, Barrett, Campbell and Dant Chesser
  • 2025-04-15 Motion to dissent filed filing
  • 2025-04-15 House conferees appointed: McGuire and Shackleford
  • 2025-04-15 House dissented from Senate amendments
  • 2025-04-17 Senate advisors appointed: Randolph Lonnie M and Walker K
  • 2025-04-17 Senate conferees appointed: Carrasco and Qaddoura
  • 2025-04-22 CCR # 1 filed in the Senate filing
  • 2025-04-22 CCR # 1 filed in the House filing
  • 2025-04-23 Signed by the Speaker passage
  • 2025-04-23 Rules Suspended. Conference Committee Report 1: adopted by the House; Roll Call 521: yeas 91, nays 0
  • 2025-04-23 Conference Committee Report 1: adopted by the Senate; Roll Call 493: yeas 45, nays 2
  • 2025-04-24 Signed by the President Pro Tempore passage
  • 2025-05-06 Signed by the Governor executive-signature
  • 2025-04-29 Signed by the President of the Senate passage
  • 2025-05-06 Public Law 237 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/4d7fdfdb-101a-4365-9390-d261ff7ec9c1. Confidence: reported (aggregated from official Indiana legislature records).