republic-os/legislation/us/states/in/2026/sb-169.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Reorganization of consumer lending laws.	Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.	us/states/in	Indiana General Assembly	2026	SB 169	Indiana SB 169 (2026)	bill	CIVIL LAW AND PROCEDURE; Liens and Encumbrances FINANCIAL SERVICES; Financial Institutions FINANCIAL SERVICES; Loans and Mortgages TRADE REGULATIONS; Consumer Credit and Consumer Protection (Including the Uniform Consumer Credit Code (UCCC))	enacted	Jake Teshka Scott Baldwin	4	20	3	2026-01-05	2026-03-05	openstates	ocd-bill/e3593c16-f335-42c8-86ab-18d3d43d80ed	https://api.iga.in.gov/2026/bills/sb0169	8cec42b5ba8ab98e8d57927786aad140dddc3cb203402284fd41b6bb4bbe9a78	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-in

Indiana SB 169 (2026) — Reorganization of consumer lending laws.

Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Enrolled Senate Bill (S) (committee substitute) — source
2. Introduced Senate Bill (S) (committee substitute) — source
3. Senate Bill (H) (committee substitute) — source
4. Senate Bill (S) (committee substitute) — source

Votes

• SB 169 - Teshka - 3rd Reading — 93–1 (pass) · lower
• SB 169 - Baldwin - 3rd Reading — 43–1 (pass) · upper
• SB 169 - Baldwin — 46–0 (pass) · upper

Sponsors

• Jake Teshka — primary (person)
• Scott Baldwin — primary (person)
• Lonnie Randolph — coauthor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2026-01-05 First reading: referred to Committee on Insurance and Financial Institutions reading-1, referral-committee
• 2026-01-05 Authored by Senator Baldwin
• 2026-01-15 Committee report: amend do pass, adopted committee-passage
• 2026-01-15 Senator Randolph added as coauthor
• 2026-01-20 Second reading: ordered engrossed reading-2
• 2026-01-22 Third reading: passed; Roll Call 53: yeas 43, nays 1 passage, reading-3, reading-3
• 2026-01-22 House sponsor: Representative Teshka
• 2026-01-23 Referred to the House referral
• 2026-01-28 First reading: referred to Committee on Financial Institutions reading-1, referral-committee
• 2026-02-17 Committee report: amend do pass, adopted committee-passage
• 2026-02-19 Second reading: ordered engrossed reading-2
• 2026-02-23 Third reading: passed; Roll Call 305: yeas 93, nays 1 passage, reading-3, reading-3
• 2026-02-24 Returned to the Senate with amendments receipt
• 2026-02-24 Motion to concur filed filing
• 2026-02-25 Senate concurred with House amendments; Roll Call 278: yeas 46, nays 0
• 2026-03-05 Signed by the Governor executive-signature
• 2026-02-27 Signed by the President Pro Tempore passage
• 2026-03-05 Public Law 115 became-law
• 2026-02-27 Signed by the President of the Senate passage
• 2026-02-27 Signed by the Speaker passage

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/e3593c16-f335-42c8-86ab-18d3d43d80ed. Confidence: reported (aggregated from official Indiana legislature records).