republic-os/legislation/us/states/ky/2022rs/hb-494.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	AN ACT relating to student education loan servicing.	Establish Subtitle 12 of KRS Chapter 286 and create sections thereof to make findings; define terms; establish licensing requirements for certain student education loan servicers; establish records requirements for student education loan servicers; require annual and other reports by student education loan servicers; require student education loan servicers to pay an annual assessment fee; prohibit student education loan servicers from engaging in abusive acts and practices and prohibit other conduct; require student education loan servicers to comply with federal and state law; permit the commissioner to conduct examinations and investigations of student education loan servicers; establish requirements for conditioning, denying, suspending, or revoking the license of a student education loan servicers; establish regulatory provisions relating to emergency orders, administrative complaints, and appeals; establish penalties; amend KRS 452.005 to conform; state that provisions of the Act shall be severable; provide that Act may be cited as the Student Education Loan Servicing, Licensing, and Protection Act of 2022.	us/states/ky	Kentucky General Assembly	2022RS	HB 494	Kentucky HB 494 (2022RS)	bill	Administrative Regulations and Proceedings Banks and Financial Institutions Education Finance Education Higher Federal Laws and Regulations Fees General Assembly Licensing Loans and Credit Reports Mandated Short Titles and Popular Names State Agencies	enacted	B. Rowland D. Frazier Gordon N. Kirk-McCormick P. Minter R. Palumbo	3	27	4	2022-02-14T05:00:00+00:00	2022-04-07T04:00:00+00:00	openstates	ocd-bill/7c27abc4-847c-487b-8f08-a269ce2d941a	https://apps.legislature.ky.gov/record/22RS/hb494.html	6b217187e5f6e16bfcb68f0bb3c1ae82ee5326580f7abf19beafc225bcde5092	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-ky

Kentucky HB 494 (2022RS) — AN ACT relating to student education loan servicing.

Establish Subtitle 12 of KRS Chapter 286 and create sections thereof to make findings; define terms; establish licensing requirements for certain student education loan servicers; establish records requirements for student education loan servicers; require annual and other reports by student education loan servicers; require student education loan servicers to pay an annual assessment fee; prohibit student education loan servicers from engaging in abusive acts and practices and prohibit other conduct; require student education loan servicers to comply with federal and state law; permit the commissioner to conduct examinations and investigations of student education loan servicers; establish requirements for conditioning, denying, suspending, or revoking the license of a student education loan servicers; establish regulatory provisions relating to emergency orders, administrative complaints, and appeals; establish penalties; amend KRS 452.005 to conform; state that provisions of the Act shall be severable; provide that Act may be cited as the Student Education Loan Servicing, Licensing, and Protection Act of 2022.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced (filed) — source
2. Acts Chapter 88 (committee substitute) — source
3. Current/Final (committee substitute) — source

Votes

• Final Passage — pass (pass) · lower
• PASS HB 494 w/ scs1 — pass (pass) · lower
• Suspend the Rules — fail (fail) · lower
• Pass — pass (pass) · lower

Sponsors

• B. Rowland — primary (person)
• D. Frazier Gordon — primary (person)
• N. Kirk-McCormick — primary (person)
• P. Minter — primary (person)
• R. Palumbo — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2022-02-14T05:00:00+00:00 introduced in House introduction
• 2022-02-14T05:00:00+00:00 to Committee on Committees (H) referral-committee
• 2022-02-22T05:00:00+00:00 to Banking & Insurance (H) referral-committee
• 2022-02-23T05:00:00+00:00 reported favorably, 1st reading, to Calendar committee-passage
• 2022-02-23T05:00:00+00:00 floor amendment (1) filed amendment-introduction
• 2022-02-24T05:00:00+00:00 2nd reading, to Rules reading-2
• 2022-02-25T05:00:00+00:00 posted for passage in the Regular Orders of the Day for Monday, February 28, 2022
• 2022-03-09T05:00:00+00:00 floor amendment (2) filed amendment-introduction
• 2022-03-10T05:00:00+00:00 3rd reading, passed 94-2 with Floor Amendment (2) passage, reading-3
• 2022-03-11T05:00:00+00:00 received in Senate
• 2022-03-11T05:00:00+00:00 to Committee on Committees (S) referral-committee
• 2022-03-16T04:00:00+00:00 to Banking & Insurance (S) referral-committee
• 2022-03-22T04:00:00+00:00 reported favorably, 1st reading, to Consent Calendar with Committee Substitute (1) committee-passage
• 2022-03-23T04:00:00+00:00 2nd reading, to Rules as a consent bill reading-2
• 2022-03-24T04:00:00+00:00 posted for passage in the Consent Orders of the Day for Friday, March 25, 2022
• 2022-03-25T04:00:00+00:00 passed over and retained in the Consent Orders of the Day passage
• 2022-03-29T04:00:00+00:00 3rd reading, passed 36-0 with Committee Substitute (1) passage, reading-3
• 2022-03-29T04:00:00+00:00 received in House
• 2022-03-29T04:00:00+00:00 to Rules (H) referral-committee
• 2022-03-29T04:00:00+00:00 taken from Rules (H)
• 2022-03-29T04:00:00+00:00 posted for passage for concurrence in Senate Committee Substitute (1)
• 2022-03-30T04:00:00+00:00 House concurred in Senate Committee Substitute (1)
• 2022-03-30T04:00:00+00:00 passed 93-0 passage
• 2022-03-30T04:00:00+00:00 enrolled, signed by Speaker of the House passage
• 2022-03-30T04:00:00+00:00 enrolled, signed by President of the Senate passage
• 2022-03-30T04:00:00+00:00 delivered to Governor
• 2022-04-07T04:00:00+00:00 signed by Governor (Acts Ch. 88) executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/7c27abc4-847c-487b-8f08-a269ce2d941a. Confidence: reported (aggregated from official Kentucky legislature records).