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2026-07-06 17:27:20 -04:00

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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill AN ACT relating to the regulation of the mortgage loan industry. Amend KRS 286.8-010 to define terms; amend KRS 286.8-032 to require licensing fees and an annual assessment; amend KRS 286.8-036 to define terms; permit employees of a licensee to engage in the mortgage lending process from an alternate location if certain conditions are met; amend KRS 286.8-295 to define "employee"; require supervision and control of employees acting as mortgage loan originators; establish requirements for licensees that allow employees to engage in the mortgage lending process from alternate work locations; amend KRS 286.8-160 to prohibit records from being maintained at an alternate work location; amend KRS 286.8-170 to permit mortgage loan companies and mortgage loan brokers to utilize third-party secure storage facilities if certain conditions are met; amend KRS 286.8-100, 286.8-140, 286.8-150, 286.8-220, 286.8-255, 286.8-285, and 355.9-408 to update references to conform; make technical amendments throughout. us/states/ky Kentucky General Assembly 2022RS HB 643 Kentucky HB 643 (2022RS)
bill
Administrative Regulations and Proceedings
Banks and Financial Institutions
Fees
Licensing
Loans and Credit
State Agencies
Technical Corrections
enacted
S. McPherson
3 21 2 2022-02-28T05:00:00+00:00 2022-04-08T04:00:00+00:00 openstates ocd-bill/d4fa153b-d19d-40bc-beed-447812eda9b3 https://apps.legislature.ky.gov/record/22RS/hb643.html 7e0de07054c830a232ee67520e6dec58a5984ab12c9ec2fa370a2ae82cecc7b8 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-ky

Kentucky HB 643 (2022RS) — AN ACT relating to the regulation of the mortgage loan industry.

Amend KRS 286.8-010 to define terms; amend KRS 286.8-032 to require licensing fees and an annual assessment; amend KRS 286.8-036 to define terms; permit employees of a licensee to engage in the mortgage lending process from an alternate location if certain conditions are met; amend KRS 286.8-295 to define "employee"; require supervision and control of employees acting as mortgage loan originators; establish requirements for licensees that allow employees to engage in the mortgage lending process from alternate work locations; amend KRS 286.8-160 to prohibit records from being maintained at an alternate work location; amend KRS 286.8-170 to permit mortgage loan companies and mortgage loan brokers to utilize third-party secure storage facilities if certain conditions are met; amend KRS 286.8-100, 286.8-140, 286.8-150, 286.8-220, 286.8-255, 286.8-285, and 355.9-408 to update references to conform; make technical amendments throughout.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Acts Chapter 125 (committee substitute) — source
  3. Current/Final (committee substitute) — source

Votes

  • PASS HB 643 — pass (pass) · lower
  • Pass — pass (pass) · lower

Sponsors

  • S. McPherson — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2022-02-28T05:00:00+00:00 introduced in House introduction
  • 2022-02-28T05:00:00+00:00 to Committee on Committees (H) referral-committee
  • 2022-03-01T05:00:00+00:00 to Banking & Insurance (H) referral-committee
  • 2022-03-02T05:00:00+00:00 reported favorably, 1st reading, to Calendar committee-passage
  • 2022-03-03T05:00:00+00:00 2nd reading, to Rules reading-2
  • 2022-03-03T05:00:00+00:00 floor amendment (1) filed amendment-introduction
  • 2022-03-03T05:00:00+00:00 posted for passage in the Regular Orders of the Day for Friday, March 04, 2022
  • 2022-03-07T05:00:00+00:00 3rd reading, passed 91-0 with Floor Amendment (1) passage, reading-3
  • 2022-03-07T05:00:00+00:00 received in Senate
  • 2022-03-07T05:00:00+00:00 to Committee on Committees (S) referral-committee
  • 2022-03-14T04:00:00+00:00 to Banking & Insurance (S) referral-committee
  • 2022-03-22T04:00:00+00:00 reported favorably, 1st reading, to Consent Calendar committee-passage
  • 2022-03-23T04:00:00+00:00 2nd reading, to Rules as a consent bill reading-2
  • 2022-03-24T04:00:00+00:00 posted for passage in the Consent Orders of the Day for Friday, March 25, 2022
  • 2022-03-25T04:00:00+00:00 passed over and retained in the Consent Orders of the Day passage
  • 2022-03-29T04:00:00+00:00 3rd reading, passed 36-0 passage, reading-3
  • 2022-03-29T04:00:00+00:00 received in House
  • 2022-03-30T04:00:00+00:00 enrolled, signed by Speaker of the House passage
  • 2022-03-30T04:00:00+00:00 enrolled, signed by President of the Senate passage
  • 2022-03-30T04:00:00+00:00 delivered to Governor
  • 2022-04-08T04:00:00+00:00 signed by Governor (Acts Ch. 125) executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/d4fa153b-d19d-40bc-beed-447812eda9b3. Confidence: reported (aggregated from official Kentucky legislature records).