republic-os/legislation/us/states/ky/2025rs/sb-145.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	AN ACT relating to retail installment contracts.	Amend KRS 190.100 to authorize holders of retail installment contracts that utilize installment periods that are under 28 days to have a shorter waiting period prior to charging a delinquency and collection fee.	us/states/ky	Kentucky General Assembly	2025RS	SB 145	Kentucky SB 145 (2025RS)	bill	Consumer Affairs Contracts Loans and Credit Sales Trade Practices and Retailing	enacted		3	22	2	2025-02-12T05:00:00+00:00	2025-03-24T04:00:00+00:00	openstates	ocd-bill/e2c032bb-733a-4e45-8f8a-114de12f55e6	https://apps.legislature.ky.gov/record/25RS/sb145.html	33d01e5f9bc7d77ce3dab265326595f457af790f1867885f3895c826dc7b52d7	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-ky

Kentucky SB 145 (2025RS) — AN ACT relating to retail installment contracts.

Amend KRS 190.100 to authorize holders of retail installment contracts that utilize installment periods that are under 28 days to have a shorter waiting period prior to charging a delinquency and collection fee.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced (filed) — source
2. Acts Chapter 55 (committee substitute) — source
3. Current/Final (committee substitute) — source

Votes

• PASS SB 145 W/ scs1 — 34–0 (pass) · upper
• Final Passage — 79–6 (pass) · upper

Timeline

The legislative action history — every referral, reading, and vote.

• 2025-02-12T05:00:00+00:00 introduced in Senate introduction
• 2025-02-12T05:00:00+00:00 to Committee on Committees (S) referral-committee
• 2025-02-14T05:00:00+00:00 to Transportation (S) referral-committee
• 2025-02-19T05:00:00+00:00 taken from Transportation (S)
• 2025-02-19T05:00:00+00:00 reassigned to Banking & Insurance (S)
• 2025-02-25T05:00:00+00:00 reported favorably, 1st reading, to Calendar with Committee Substitute (1) committee-passage
• 2025-02-26T05:00:00+00:00 2nd reading, to Rules reading-2
• 2025-02-26T05:00:00+00:00 posted for passage in the Regular Orders of the Day for Thursday, February 27, 2025
• 2025-02-27T05:00:00+00:00 3rd reading, passed 34-0 with Committee Substitute (1) passage, reading-3
• 2025-02-28T05:00:00+00:00 received in House
• 2025-02-28T05:00:00+00:00 to Committee on Committees (H) referral-committee
• 2025-03-07T05:00:00+00:00 to Banking & Insurance (H) referral-committee
• 2025-03-12T04:00:00+00:00 reported favorably, 1st reading, to Calendar committee-passage
• 2025-03-13T04:00:00+00:00 2nd reading, to Rules reading-2
• 2025-03-14T04:00:00+00:00 taken from Rules
• 2025-03-14T04:00:00+00:00 placed in the Orders of the Day
• 2025-03-14T04:00:00+00:00 3rd reading, passed 79-6 passage, reading-3
• 2025-03-14T04:00:00+00:00 received in Senate
• 2025-03-14T04:00:00+00:00 enrolled, signed by President of the Senate passage
• 2025-03-14T04:00:00+00:00 enrolled, signed by Speaker of the House passage
• 2025-03-14T04:00:00+00:00 delivered to Governor
• 2025-03-24T04:00:00+00:00 signed by Governor (Acts Ch. 55) executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/e2c032bb-733a-4e45-8f8a-114de12f55e6. Confidence: reported (aggregated from official Kentucky legislature records).