republic-os/legislation/us/states/mi/2019-2020/sb-415.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Financial institutions: credit cards; credit card arrangements act; modify definitions and update title. Amends title & sec. 1 of 1984 PA 379 (MCL 493.101).	Financial institutions: credit cards; credit card arrangements act; modify definitions and update title. Amends title & sec. 1 of 1984 PA 379 (MCL 493.101).	us/states/mi	Michigan Legislature	2019-2020	SB 415	Michigan SB 415 (2019-2020)	bill	Financial institutions: credit cards Consumer credit: credit cards State agencies (existing): licensing and regulatory affairs	enacted		4	26	2	2019-08-20T04:00:00+00:00	2020-04-07T04:00:00+00:00	openstates	ocd-bill/00664027-d604-4b04-b2b7-933f2cabb984	http://legislature.mi.gov/doc.aspx?2019-SB-0415	7c51bdf44dc5e83e7f94a20ee52d12d362ed1ddf056c649e0471b9f6dc542d83	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-mi

Michigan SB 415 (2019-2020) — Financial institutions: credit cards; credit card arrangements act; modify definitions and update title. Amends title & sec. 1 of 1984 PA 379 (MCL 493.101).

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. As Passed by the House (committee substitute) — source
2. As Passed by the Senate (committee substitute) — source
3. Public Act (committee substitute) — source
4. Senate Introduced Bill (committee substitute) — source

Votes

• PASSED ROLL CALL # 301 YEAS 36 NAYS 0 EXCUSED 2 NOT VOTING 0 — 36–0 (pass) · upper
• passed; given immediate effect Roll Call # 158 Yeas 107 Nays 0 Excused 0 Not Voting 2 — 107–0 (pass) · lower

Sponsors

• Aric Nesbitt — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2019-08-20T04:00:00+00:00 INTRODUCED BY SENATOR ARIC NESBITT introduction
• 2019-08-20T04:00:00+00:00 REFERRED TO COMMITTEE ON INSURANCE AND BANKING referral-committee
• 2019-10-24T04:00:00+00:00 REPORTED FAVORABLY WITH SUBSTITUTE (S-1) committee-passage
• 2019-10-24T04:00:00+00:00 COMMITTEE RECOMMENDED IMMEDIATE EFFECT
• 2019-10-24T04:00:00+00:00 REFERRED TO COMMITTEE OF THE WHOLE WITH SUBSTITUTE (S-1) referral-committee
• 2019-11-06T05:00:00+00:00 REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-1) committee-passage
• 2019-11-06T05:00:00+00:00 SUBSTITUTE (S-1) CONCURRED IN
• 2019-11-06T05:00:00+00:00 PLACED ON ORDER OF THIRD READING WITH SUBSTITUTE (S-1)
• 2019-11-07T05:00:00+00:00 PASSED ROLL CALL # 301 YEAS 36 NAYS 0 EXCUSED 2 NOT VOTING 0 passage
• 2019-11-07T05:00:00+00:00 received on 11/07/2019 introduction
• 2019-11-07T05:00:00+00:00 read a first time reading-1
• 2019-11-07T05:00:00+00:00 referred to Committee on Financial Services referral-committee
• 2020-02-26T05:00:00+00:00 referred to Committee on Ways and Means referral-committee
• 2020-03-10T04:00:00+00:00 reported with recommendation without amendment committee-passage
• 2020-03-10T04:00:00+00:00 referred to second reading
• 2020-03-11T04:00:00+00:00 read a second time reading-2
• 2020-03-11T04:00:00+00:00 placed on third reading
• 2020-03-12T04:00:00+00:00 read a third time reading-3
• 2020-03-12T04:00:00+00:00 passed; given immediate effect Roll Call # 158 Yeas 107 Nays 0 Excused 0 Not Voting 2 passage
• 2020-03-12T04:00:00+00:00 returned to Senate
• 2020-03-17T04:00:00+00:00 GIVEN IMMEDIATE EFFECT
• 2020-03-17T04:00:00+00:00 ORDERED ENROLLED
• 2020-03-25T04:00:00+00:00 PRESENTED TO GOVERNOR 03/19/2020 12:52 PM executive-receipt
• 2020-04-07T04:00:00+00:00 APPROVED BY GOVERNOR 04/02/2020 08:50 AM executive-signature
• 2020-04-07T04:00:00+00:00 FILED WITH SECRETARY OF STATE 04/02/2020 10:02 AM
• 2020-04-07T04:00:00+00:00 ASSIGNED PA 0076'20 WITH IMMEDIATE EFFECT

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/00664027-d604-4b04-b2b7-933f2cabb984. Confidence: reported (aggregated from official Michigan legislature records).