republic-os/legislation/us/states/nj/218/s-2998.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Requires creditors to make certain disclosures regarding collateral protection insurance to consumer debtors.*	Requires creditors to make certain disclosures regarding collateral protection insurance to consumer debtors.*	us/states/nj	New Jersey Legislature	218	S 2998	New Jersey S 2998 (218)	bill	AUTO INSUR CONSUMER PRO	enacted	Downey, Joann Freiman, Roy Ruiz, M. Teresa	2	13	6	2018-09-27T04:00:00+00:00	2020-01-13T05:00:00+00:00	openstates	ocd-bill/32d7aa84-e46d-4fb8-ab38-fcf71cbf5ebd	http://www.njleg.state.nj.us/downloads.asp	1f13a158ea667a18cb2e567c44b60352b79ddb87fc6152080097bf44b9d79897	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-nj

New Jersey S 2998 (218) — Requires creditors to make certain disclosures regarding collateral protection insurance to consumer debtors.*

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced Version (committee substitute) — source
2. Reprint (committee substitute) — source

Votes

• Reported out of Assembly committee with amendments — 12–0 (pass) · lower
• Reported favorably out of committee — 5–0 (pass) · upper
• CONCUR ASMB AM/AM — 36–0 (pass) · upper
• 3RDG FINAL PASSAGE — 34–0 (pass) · upper
• 3RDG FINAL PASSAGE — 77–0 (pass) · lower
• CONCUR IN SA — 68–0 (pass) · lower

Sponsors

• Downey, Joann — primary (person)
• Freiman, Roy — primary (person)
• Ruiz, M. Teresa — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2018-09-27T04:00:00+00:00 Introduced in the Senate, Referred to Senate Commerce Committee introduction, referral-committee
• 2019-02-07T05:00:00+00:00 Reported out of Senate Committee, 2nd Reading committee-passage
• 2019-02-21T05:00:00+00:00 Passed Senate (34-0) passage
• 2019-02-25T05:00:00+00:00 Received in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee referral-committee
• 2019-05-13T04:00:00+00:00 Reported out of Assembly Committee with Amendments, 2nd Reading committee-passage
• 2019-11-25T05:00:00+00:00 Assembly Floor Amendment Passed (Johnson) amendment-passage
• 2019-12-16T05:00:00+00:00 Substituted for A5323 (2R)
• 2019-12-16T05:00:00+00:00 Passed Assembly (77-0-0) passage
• 2019-12-16T05:00:00+00:00 Received in the Senate, 2nd Reading on Concurrence
• 2019-12-16T05:00:00+00:00 Concurred by Senate Amendments (36-0)
• 2019-12-16T05:00:00+00:00 Received in the Assembly, 2nd Reading on Concurrence
• 2019-12-16T05:00:00+00:00 Passed Assembly (Passed Both Houses) (68-0-0) passage
• 2020-01-13T05:00:00+00:00 Approved P.L.2019, c.312. executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/32d7aa84-e46d-4fb8-ab38-fcf71cbf5ebd. Confidence: reported (aggregated from official New Jersey legislature records).