republic-os/legislation/us/states/nj/218/s-3206.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Establishes "Unbanked and Underbanked Consumers Study Commission."	Establishes "Unbanked and Underbanked Consumers Study Commission."	us/states/nj	New Jersey Legislature	218	S 3206	New Jersey S 3206 (218)	bill	BANKING COMMISSIONS CONSUMER FIN	enacted	Cruz-Perez, Nilsa Lopez, Yvonne McKeon, John F. Murphy, Carol A. Pou, Nellie	1	8	4	2018-11-26T05:00:00+00:00	2020-01-13T05:00:00+00:00	openstates	ocd-bill/a21f9312-9a06-455f-9660-12194909039c	http://www.njleg.state.nj.us/downloads.asp	c3d712625e1b6ac99893e7ad66a5b2a4d5eba0c6d3051b2e8307a78870afcc51	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-nj

New Jersey S 3206 (218) — Establishes "Unbanked and Underbanked Consumers Study Commission."

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced Version (committee substitute) — source

Votes

• Reported favorably out of committee — 5–0 (pass) · upper
• 3RDG FINAL PASSAGE — 75–2 (pass) · lower
• 3RDG FINAL PASSAGE — 40–0 (pass) · upper
• Reported favorably out of committee — 12–0 (pass) · lower

Sponsors

• Cruz-Perez, Nilsa — primary (person)
• Lopez, Yvonne — primary (person)
• McKeon, John F. — primary (person)
• Murphy, Carol A. — primary (person)
• Pou, Nellie — primary (person)
• Ruiz, M. Teresa — cosponsor (person)
• Schaer, Gary S. — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2018-11-26T05:00:00+00:00 Introduced in the Senate, Referred to Senate Commerce Committee introduction, referral-committee
• 2018-12-03T05:00:00+00:00 Reported out of Senate Committee, 2nd Reading committee-passage
• 2018-12-17T05:00:00+00:00 Passed Senate (40-0) passage
• 2019-01-15T05:00:00+00:00 Received in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee referral-committee
• 2019-01-28T05:00:00+00:00 Reported out of Assembly Committee, 2nd Reading committee-passage
• 2019-12-16T05:00:00+00:00 Substituted for A4835
• 2019-12-16T05:00:00+00:00 Passed Assembly (Passed Both Houses) (75-2-0) passage
• 2020-01-13T05:00:00+00:00 Approved P.L.2019, c.318. executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/a21f9312-9a06-455f-9660-12194909039c. Confidence: reported (aggregated from official New Jersey legislature records).