republic-os/legislation/us/states/ny/2017-2018/s-1478.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Relates to requirements for coverage by mortgage guaranty insurance	Relates to mortgage guaranty insurance; removes requirement that mortgage guaranty insurers restrict their coverage, net of applicable reinsurance, to twenty-five percent of the total indebtedness to an insured.	us/states/ny	New York Legislature	2017-2018	S 1478	New York S 1478 (2017-2018)	bill		enacted	SEWARD	2	13	3	2017-01-09	2017-10-23	openstates	ocd-bill/342fcde2-8d7a-4848-928d-5afc3aef0f78	http://www.nysenate.gov/legislation/bills/2017/S1478	c3a7fe07381d1d071b79a0e6423810a6502213222f2f2a12b338295d3caaf629	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-ny

New York S 1478 (2017-2018) — Relates to requirements for coverage by mortgage guaranty insurance

Relates to mortgage guaranty insurance; removes requirement that mortgage guaranty insurers restrict their coverage, net of applicable reinsurance, to twenty-five percent of the total indebtedness to an insured.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. S1478 HTML (committee substitute) — source
2. S1478 PDF (committee substitute) — source

Votes

• Assembly Vote — 142–0 (pass) · lower
• Floor Vote — 60–2 (pass) · upper
• Insurance Vote — 18–0 (pass) · upper

Sponsors

• SEWARD — primary (person)
• BRESLIN — cosponsor (person)
• LARKIN — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2017-01-09 REFERRED TO INSURANCE referral-committee
• 2017-05-01 1ST REPORT CAL.673
• 2017-05-02 2ND REPORT CAL.
• 2017-05-03 ADVANCED TO THIRD READING
• 2017-05-16 PASSED SENATE passage
• 2017-05-16 DELIVERED TO ASSEMBLY
• 2017-05-16 REFERRED TO INSURANCE referral-committee
• 2017-06-13 SUBSTITUTED FOR A1953
• 2017-06-13 ORDERED TO THIRD READING RULES CAL.208
• 2017-06-13 PASSED ASSEMBLY passage
• 2017-06-13 RETURNED TO SENATE
• 2017-10-11 DELIVERED TO GOVERNOR executive-receipt
• 2017-10-23 SIGNED CHAP.373 executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/342fcde2-8d7a-4848-928d-5afc3aef0f78. Confidence: reported (aggregated from official New York legislature records).