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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Prohibits a consumer reporting agency or lender from using certain information to determine an individual's credit worthiness Prohibits a consumer reporting agency or lender from using the credit scores of members of an individual's social network to determine the credit worthiness of such individual. us/states/ny New York Legislature 2019-2020 A 5294 New York A 5294 (2019-2020)
bill
enacted
CRESPO
1 13 2 2019-02-08 2019-11-25 openstates ocd-bill/5a2fef18-ce7b-4da7-bba4-28afd3d1acb6 http://www.nysenate.gov/legislation/bills/2019/A5294 8bb719ab259d9a1453cf5ce76c47561e222e70a74d6eb88fdddeb0b63644df0e 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-ny

New York A 5294 (2019-2020) — Prohibits a consumer reporting agency or lender from using certain information to determine an individual's credit worthiness

Prohibits a consumer reporting agency or lender from using the credit scores of members of an individual's social network to determine the credit worthiness of such individual.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. A5294 (committee substitute) — source

Votes

  • Assembly Vote — 1383 (pass) · lower
  • Floor Vote — 611 (pass) · upper

Sponsors

  • CRESPO — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2019-02-08 REFERRED TO CONSUMER AFFAIRS AND PROTECTION referral-committee
  • 2019-05-14 REPORTED REFERRED TO CODES referral-committee
  • 2019-05-21 REPORTED
  • 2019-05-23 ADVANCED TO THIRD READING CAL.415
  • 2019-05-30 PASSED ASSEMBLY passage
  • 2019-05-30 DELIVERED TO SENATE
  • 2019-05-30 REFERRED TO CONSUMER PROTECTION referral-committee
  • 2019-06-20 SUBSTITUTED FOR S2302
  • 2019-06-20 3RD READING CAL.546
  • 2019-06-20 PASSED SENATE passage
  • 2019-06-20 RETURNED TO ASSEMBLY
  • 2019-11-19 DELIVERED TO GOVERNOR executive-receipt
  • 2019-11-25 SIGNED CHAP.540 executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/5a2fef18-ce7b-4da7-bba4-28afd3d1acb6. Confidence: reported (aggregated from official New York legislature records).