republic-os/legislation/us/states/ny/2019-2020/s-5470.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Requires certain providers that extend specific terms of commercial financing to a recipient to disclose certain information about the offer to the recipient	Requires certain providers that extend specific terms of commercial financing to a recipient to disclose certain information about the offer to the recipient, including information concerning the financing amount, finance charges, the annual percentage rate, the total repayment amount, the term, payment amounts, other potential fees, any prepayment costs and a description of any collateral requirements.	us/states/ny	New York Legislature	2019-2020	S 5470	New York S 5470 (2019-2020)	bill		enacted	THOMAS	3	18	4	2019-05-01	2020-12-23	openstates	ocd-bill/28592d71-343c-4392-b641-de982fe0d262	http://www.nysenate.gov/legislation/bills/2019/S5470	6c36abee6cfea09b947748e9fd58bebfb33339d8d0d7b54a58147740a7776438	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-ny

New York S 5470 (2019-2020) — Requires certain providers that extend specific terms of commercial financing to a recipient to disclose certain information about the offer to the recipient

Requires certain providers that extend specific terms of commercial financing to a recipient to disclose certain information about the offer to the recipient, including information concerning the financing amount, finance charges, the annual percentage rate, the total repayment amount, the term, payment amounts, other potential fees, any prepayment costs and a description of any collateral requirements.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. S5470 (committee substitute) — source
2. S5470A (committee substitute) — source
3. S5470B (committee substitute) — source

Votes

• Floor Vote - Version: B — 43–17 (pass) · upper
• Banks Vote - Version: B — 9–2 (pass) · upper
• Rules Vote - Version: B — 15–4 (pass) · upper
• Assembly Vote — 125–16 (pass) · lower

Sponsors

• THOMAS — primary (person)
• CARLUCCI — cosponsor (person)
• KAPLAN — cosponsor (person)
• LIU — cosponsor (person)
• MYRIE — cosponsor (person)
• RAMOS — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2019-05-01 REFERRED TO BANKS referral-committee
• 2020-01-08 REFERRED TO BANKS referral-committee
• 2020-03-13 AMEND (T) AND RECOMMIT TO BANKS referral-committee, amendment-passage
• 2020-03-13 PRINT NUMBER 5470A amendment-passage
• 2020-07-13 AMEND AND RECOMMIT TO BANKS referral-committee, amendment-passage
• 2020-07-13 PRINT NUMBER 5470B amendment-passage
• 2020-07-21 REPORTED AND COMMITTED TO RULES referral-committee
• 2020-07-22 ORDERED TO THIRD READING CAL.886
• 2020-07-23 PASSED SENATE passage
• 2020-07-23 DELIVERED TO ASSEMBLY
• 2020-07-23 REFERRED TO CODES referral-committee
• 2020-07-23 SUBSTITUTED FOR A10118A
• 2020-07-23 ORDERED TO THIRD READING RULES CAL.264
• 2020-07-23 PASSED ASSEMBLY passage
• 2020-07-23 RETURNED TO SENATE
• 2020-12-11 DELIVERED TO GOVERNOR executive-receipt
• 2020-12-23 SIGNED CHAP.369 executive-signature
• 2020-12-23 APPROVAL MEMO.65

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/28592d71-343c-4392-b641-de982fe0d262. Confidence: reported (aggregated from official New York legislature records).