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Fabio df176ce612 Legislation: batch D — NY OH OK OR PA RI SC SD TX UT 
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:28:03 -04:00

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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Relating to conditions for financing a transaction involving a motor vehicle. Requires a seller in a motor vehicle transaction that involves a retail installment contract or lease agreement to make a good faith effort to sell the retail installment contract or lease agreement to a lender on the exact terms that the seller and buyer negotiated. Requires the seller to undertake certain actions if the lender does not agree to buy the retail installment contract or lease agreement within 10 calendar days after the buyer takes possession of the motor vehicle. Prohibits the seller from selling or paying off a loan balance for any trade-in vehicle that is part of the transaction before receiving a lender's final approval of funding. Specifies the liabilities a seller has for failing to comply with the prohibitions. Requires the seller to provide the buyer with certain disclosures before concluding the transaction. Punishes a violation of the Act as an unlawful practice under the Unlawful Trade Practices Act. us/states/or Oregon Legislative Assembly 2025R1 HB 3178 Oregon HB 3178 (2025R1)
bill
enacted
Kathleen Taylor
Nathan Sosa
8 22 5 2025-01-13T16:01:32+00:00 2025-06-06T21:06:59+00:00 openstates ocd-bill/e500eab4-eac7-4b88-a8dd-1c4872be1721 https://olis.oregonlegislature.gov/liz/2025R1/Measures/Overview/HB3178 140d0ca4b2641376b1e8fdc2a2ad42eb6af1089ce59a19fac0c0f3ff4e630dc0 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-or

Oregon HB 3178 (2025R1) — Relating to conditions for financing a transaction involving a motor vehicle.

Requires a seller in a motor vehicle transaction that involves a retail installment contract or lease agreement to make a good faith effort to sell the retail installment contract or lease agreement to a lender on the exact terms that the seller and buyer negotiated. Requires the seller to undertake certain actions if the lender does not agree to buy the retail installment contract or lease agreement within 10 calendar days after the buyer takes possession of the motor vehicle. Prohibits the seller from selling or paying off a loan balance for any trade-in vehicle that is part of the transaction before receiving a lender's final approval of funding. Specifies the liabilities a seller has for failing to comply with the prohibitions. Requires the seller to provide the buyer with certain disclosures before concluding the transaction. Punishes a violation of the Act as an unlawful practice under the Unlawful Trade Practices Act.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. House Amendments to Introduced (filed) — source
  2. Introduced (filed) — source
  3. A-Engrossed (committee substitute) — source
  4. B-Engrossed (committee substitute) — source
  5. HCCP Amendment -3 (committee substitute) — source
  6. SLB Amendment -A4 (committee substitute) — source
  7. Senate Amendments to A-Engrossed (committee substitute) — source
  8. Enrolled (enrolled) — source

Votes

  • Heard and Reported Out with Amendments — 8–0 (pass) · lower
  • Heard and Reported Out with Amendments — 5–0 (pass) · upper
  • Third reading. Carried by Sosa. Passed. — 53–0 (pass) · lower
  • House concurred in Senate amendments and repassed bill. — 49–0 (pass) · lower
  • Third reading. Carried by Taylor. Passed. — 24–2 (pass) · upper

Sponsors

  • Kathleen Taylor — primary (person)
  • Nathan Sosa — primary (person)
  • Dacia Grayber — cosponsor (person)
  • Deb Patterson — cosponsor (person)
  • John Lively — cosponsor (person)
  • Lew Frederick — cosponsor (person)
  • Willy Chotzen — cosponsor (person)
  • Wlnsvey Campos — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2025-01-13T16:01:32+00:00 First reading. Referred to Speaker's desk. introduction, reading-1, referral-committee
  • 2025-01-17T20:47:46+00:00 Referred to Commerce and Consumer Protection. referral-committee
  • 2025-02-04T21:01:00+00:00 Public Hearing held.
  • 2025-04-01T20:02:00+00:00 Work Session held.
  • 2025-04-04T22:05:03+00:00 Recommendation: Do pass with amendments and be printed A-Engrossed. committee-passage-favorable
  • 2025-04-07T18:34:06+00:00 Second reading. reading-2
  • 2025-04-08T19:23:13+00:00 Rules suspended. Carried over to April 9, 2025 Calendar.
  • 2025-04-09T19:09:30+00:00 Rules suspended. Carried over to April 10, 2025 Calendar.
  • 2025-04-10T19:10:09+00:00 Third reading. Carried by Sosa. Passed. passage, reading-3
  • 2025-04-10T21:44:51+00:00 First reading. Referred to President's desk. introduction, reading-1, referral-committee
  • 2025-04-10T22:27:13+00:00 Referred to Labor and Business. referral-committee
  • 2025-04-17T15:31:00+00:00 Public Hearing held.
  • 2025-04-22T15:01:00+00:00 Work Session held.
  • 2025-04-24T15:02:00+00:00 Work Session held.
  • 2025-04-29T20:12:49+00:00 Recommendation: Do pass with amendments to the A-Eng. bill. (Printed B-Eng.) committee-passage-favorable
  • 2025-04-30T18:30:59+00:00 Second reading. reading-2
  • 2025-05-01T19:05:22+00:00 Third reading. Carried by Taylor. Passed. passage, reading-3
  • 2025-05-06T18:37:31+00:00 House concurred in Senate amendments and repassed bill.
  • 2025-05-08T17:28:22+00:00 Speaker signed. passage
  • 2025-05-08T19:31:46+00:00 President signed. passage
  • 2025-05-14T23:03:44+00:00 Governor signed. executive-signature
  • 2025-06-06T21:06:59+00:00 Chapter 81, (2025 Laws): Effective date January 1, 2026.

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/e500eab4-eac7-4b88-a8dd-1c4872be1721. Confidence: reported (aggregated from official Oregon legislature records).

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