df176ce612
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
3.7 KiB
3.7 KiB
type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
| type | title | description | jurisdiction | legislature | session | identifier | citation | classification | subjects | status | primary_sponsors | version_count | action_count | vote_count | first_action | last_action | source | source_identifier | source_url | source_hash | vintage | source_snapshot | retrieved_at | confidence | tags | |||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bill | Consumer Home Loans | AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 37-23-20, RELATING TO HIGH-COST AND CONSUMER HOME LOANS DEFINITIONS, SO AS TO PROVIDE THAT THE CONVENTIONAL MORTGAGE RATE MEANS THE AVERAGE PRIME OFFER RATE. - RATIFIED TITLE | us/states/sc | South Carolina General Assembly | 2025-2026 | S 780 | South Carolina S 780 (2025-2026) |
|
enacted |
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5 | 20 | 2 | 2026-01-13 | 2026-05-27 | openstates | ocd-bill/bd8f2bb7-a8e2-4e13-9510-10fd2725407a | https://www.scstatehouse.gov/billsearch.php?billnumbers=780&session=126&summary=B | 9839c920d0fc0df88c79eecd8faf5f33a0953e7e79fb6ebc3883ce39ae63d9d2 | 2026-07-01 | https://data.openstates.org/daily/2026-07-01/public.pgdump | 2026-07-06 | reported |
|
South Carolina S 780 (2025-2026) — Consumer Home Loans
AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 37-23-20, RELATING TO HIGH-COST AND CONSUMER HOME LOANS DEFINITIONS, SO AS TO PROVIDE THAT THE CONVENTIONAL MORTGAGE RATE MEANS THE AVERAGE PRIME OFFER RATE. - RATIFIED TITLE
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
- Filed (filed) — source
- 01/13/2026 (committee substitute) — source
- 02/12/2026 (committee substitute) — source
- 04/30/2026 (committee substitute) — source
- 05/04/2026 (committee substitute) — source
Votes
- 2nd Reading — 44–0 (pass) · upper
- Passage of Bill — 98–0 (pass) · lower
Sponsors
- Gambrell — primary (person)
Timeline
The legislative action history — every referral, reading, and vote.
- 2026-01-13 Introduced and read first time
introduction, reading-1 - 2026-01-13 Referred to Committee on Banking and Insurance
referral-committee - 2026-02-12 Committee report: Favorable Banking and Insurance
committee-passage-favorable - 2026-02-18 Read second time
reading-2 - 2026-02-18 Roll call Ayes-44 Nays-0
- 2026-02-24 Read third time and sent to House
passage, reading-3 - 2026-02-25 Introduced and read first time
introduction, reading-1 - 2026-02-25 Referred to Committee on Labor, Commerce and Industry
referral-committee - 2026-04-30 Committee report: Favorable Labor, Commerce and Industry
committee-passage-favorable - 2026-05-04 Scrivener's error corrected
- 2026-05-05 Debate adjourned until Wed., 5-6-26
- 2026-05-06 Debate adjourned
- 2026-05-07 Read second time
reading-2 - 2026-05-07 Roll call Yeas-98 Nays-0
- 2026-05-07 Unanimous consent for third reading on next legislative day
- 2026-05-08 Read third time and enrolled
passage, reading-3 - 2026-05-14 Ratified R 150
- 2026-05-18 Signed By Governor
executive-signature - 2026-05-27 Effective date 05/18/26
- 2026-05-27 Act No. 171
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/bd8f2bb7-a8e2-4e13-9510-10fd2725407a. Confidence: reported (aggregated from official South Carolina legislature records).