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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Consumer Home Loans AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 37-23-20, RELATING TO HIGH-COST AND CONSUMER HOME LOANS DEFINITIONS, SO AS TO PROVIDE THAT THE CONVENTIONAL MORTGAGE RATE MEANS THE AVERAGE PRIME OFFER RATE. - RATIFIED TITLE us/states/sc South Carolina General Assembly 2025-2026 S 780 South Carolina S 780 (2025-2026)
bill
enacted
Gambrell
5 20 2 2026-01-13 2026-05-27 openstates ocd-bill/bd8f2bb7-a8e2-4e13-9510-10fd2725407a https://www.scstatehouse.gov/billsearch.php?billnumbers=780&session=126&summary=B 9839c920d0fc0df88c79eecd8faf5f33a0953e7e79fb6ebc3883ce39ae63d9d2 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-sc

South Carolina S 780 (2025-2026) — Consumer Home Loans

AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 37-23-20, RELATING TO HIGH-COST AND CONSUMER HOME LOANS DEFINITIONS, SO AS TO PROVIDE THAT THE CONVENTIONAL MORTGAGE RATE MEANS THE AVERAGE PRIME OFFER RATE. - RATIFIED TITLE

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Filed (filed) — source
  2. 01/13/2026 (committee substitute) — source
  3. 02/12/2026 (committee substitute) — source
  4. 04/30/2026 (committee substitute) — source
  5. 05/04/2026 (committee substitute) — source

Votes

  • 2nd Reading — 440 (pass) · upper
  • Passage of Bill — 980 (pass) · lower

Sponsors

  • Gambrell — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2026-01-13 Introduced and read first time introduction, reading-1
  • 2026-01-13 Referred to Committee on Banking and Insurance referral-committee
  • 2026-02-12 Committee report: Favorable Banking and Insurance committee-passage-favorable
  • 2026-02-18 Read second time reading-2
  • 2026-02-18 Roll call Ayes-44 Nays-0
  • 2026-02-24 Read third time and sent to House passage, reading-3
  • 2026-02-25 Introduced and read first time introduction, reading-1
  • 2026-02-25 Referred to Committee on Labor, Commerce and Industry referral-committee
  • 2026-04-30 Committee report: Favorable Labor, Commerce and Industry committee-passage-favorable
  • 2026-05-04 Scrivener's error corrected
  • 2026-05-05 Debate adjourned until Wed., 5-6-26
  • 2026-05-06 Debate adjourned
  • 2026-05-07 Read second time reading-2
  • 2026-05-07 Roll call Yeas-98 Nays-0
  • 2026-05-07 Unanimous consent for third reading on next legislative day
  • 2026-05-08 Read third time and enrolled passage, reading-3
  • 2026-05-14 Ratified R 150
  • 2026-05-18 Signed By Governor executive-signature
  • 2026-05-27 Effective date 05/18/26
  • 2026-05-27 Act No. 171

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/bd8f2bb7-a8e2-4e13-9510-10fd2725407a. Confidence: reported (aggregated from official South Carolina legislature records).