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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Interest Rates - As enacted, increases, from 30 to 36 percent per annum, the maximum permitted effective rate of interest that may be contracted for by an industrial loan and thrift company on an unpaid balance where the amount financed is $100 or more; makes other related changes. - Amends TCA Title 45, Chapter 5. Interest Rates - As enacted, increases, from 30 to 36 percent per annum, the maximum permitted effective rate of interest that may be contracted for by an industrial loan and thrift company on an unpaid balance where the amount financed is $100 or more; makes other related changes. - Amends TCA Title 45, Chapter 5. us/states/tn Tennessee General Assembly 114 SB 694 Tennessee SB 694 (114)
bill
Interest Rates
enacted
Johnson
1 21 3 2025-02-03 2025-04-08 openstates ocd-bill/e78d173b-d9ce-4823-9d67-c3076ff96b20 https://wapp.capitol.tn.gov/apps/BillInfo/Default?BillNumber=SB0694&ga=114 eef0276a3bebe3ec71725d570b3b781e529482623e9826ad2b822c5b641f4bb1 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-tn

Tennessee SB 694 (114) — Interest Rates - As enacted, increases, from 30 to 36 percent per annum, the maximum permitted effective rate of interest that may be contracted for by an industrial loan and thrift company on an unpaid balance where the amount financed is $100 or more; makes other related changes. - Amends TCA Title 45, Chapter 5.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Current Version (committee substitute) — source

Votes

  • FLOOR VOTE: Third Consideration 3/6/2025 Passed (1) — 224 (pass) · upper
  • FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 3/17/2025 Passed (1) — 6126 (pass) · lower
  • SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage, refer to Senate Calendar Committee 2/25/2025 Passed (2) — 80 (pass) · upper

Sponsors

  • Johnson — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2025-02-03 Filed for introduction filing
  • 2025-02-10 Introduced, Passed on First Consideration introduction
  • 2025-02-12 Passed on Second Consideration, refer to Senate Commerce and Labor Committee referral-committee
  • 2025-02-18 Placed on Senate Commerce and Labor Committee calendar for 2/25/2025
  • 2025-02-20 Sponsor(s) Added. sponsorship
  • 2025-02-25 Recommended for passage, refer to Senate Calendar Committee
  • 2025-02-27 Placed on Senate Consent Calendar 2 for 3/3/2025
  • 2025-03-03 Senate Reset on calendar for 3-6-2025
  • 2025-03-04 Placed on Senate Regular Calendar for 3/6/2025
  • 2025-03-06 Engrossed; ready for transmission to House receipt
  • 2025-03-06 Passed Senate, Ayes 22, Nays 4, PNV 1 passage
  • 2025-03-10 Rcvd. from S., held on H. desk.
  • 2025-03-17 Passed H., Ayes 61, Nays 26, PNV 8 passage
  • 2025-03-17 Subst. for comp. HB. substitution
  • 2025-03-18 Signed by Senate Speaker passage
  • 2025-03-18 Enrolled and ready for signatures enrolled
  • 2025-03-19 Transmitted to Governor for action. executive-receipt
  • 2025-03-19 Signed by H. Speaker passage
  • 2025-03-25 Signed by Governor. executive-signature
  • 2025-04-08 Effective date(s) 07/01/2025
  • 2025-04-08 Pub. Ch. 70

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/e78d173b-d9ce-4823-9d67-c3076ff96b20. Confidence: reported (aggregated from official Tennessee legislature records).