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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies. Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies. us/states/tx Texas Legislature 89R SB 1644 Texas SB 1644 (89R)
bill
CREDIT REPORTS (S4587)
CREDIT SCORING (S0521)
Insurance--Insurers & Agents (I0425)
Insurance--Property & Casualty (I0442)
enacted
Schwertner
Smithee
5 50 2 2025-02-25 2025-06-20 openstates ocd-bill/f41ad4db-278c-4c25-b820-7de64a21dd20 ftp://ftp.legis.state.tx.us/bills/89R/billhistory/senate_bills/SB01600_SB01699/SB 1644.xml 27f7510daf2bc16c573b067d26620691e9889877cad2ac51bb5288bbdee0fbbc 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-tx

Texas SB 1644 (89R) — Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Engrossed (committee substitute) — source
  3. House Committee Report (committee substitute) — source
  4. Senate Committee Report (committee substitute) — source
  5. Enrolled (enrolled) — source

Votes

  • passage — 13110 (pass) · lower
  • passage — 1294 (pass) · lower

Sponsors

  • Schwertner — primary (person)
  • Smithee — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2025-02-25 Received by the Secretary of the Senate filing, introduction
  • 2025-02-25 Filed filing
  • 2025-03-11 Read first time introduction, reading-1
  • 2025-03-11 Referred to Business & Commerce referral-committee
  • 2025-03-27 Scheduled for public hearing on . . .
  • 2025-03-27 Considered in public hearing
  • 2025-03-27 Testimony taken in committee
  • 2025-03-27 Left pending in committee
  • 2025-04-01 Considered in public hearing
  • 2025-04-01 Vote taken in committee
  • 2025-04-02 Reported favorably as substituted committee-passage-favorable
  • 2025-04-02 Recommended for local & uncontested calendar
  • 2025-04-02 Committee report printed and distributed
  • 2025-04-08 Placed on intent calendar
  • 2025-04-09 Not again placed on intent calendar
  • 2025-04-10 Placed on local & uncontested calendar
  • 2025-04-10 Laid before the Senate receipt
  • 2025-04-10 Read 2nd time & passed to engrossment reading-2
  • 2025-04-10 Vote recorded in Journal
  • 2025-04-10 Three day rule suspended
  • 2025-04-10 Record vote
  • 2025-04-10 Read 3rd time reading-3
  • 2025-04-10 Passed passage
  • 2025-04-10 Record vote
  • 2025-04-10 Reported engrossed
  • 2025-04-14 Received from the Senate introduction
  • 2025-04-17 Read first time introduction, reading-1
  • 2025-04-17 Referred to Insurance referral-committee
  • 2025-04-24 Considered in formal meeting
  • 2025-04-24 Reported favorably w/o amendment(s) committee-passage, committee-passage-favorable
  • 2025-04-29 Comte report filed with Committee Coordinator filing
  • 2025-04-29 Committee report distributed
  • 2025-04-30 Committee report sent to Calendars
  • 2025-05-22 Considered in Calendars
  • 2025-05-23 Considered in Calendars
  • 2025-05-25 Placed on General State Calendar
  • 2025-05-27 Read 2nd time reading-2
  • 2025-05-27 Passed to 3rd reading
  • 2025-05-27 Record vote
  • 2025-05-27 Statement(s) of vote recorded in Journal
  • 2025-05-28 Read 3rd time reading-3
  • 2025-05-28 Passed passage
  • 2025-05-28 Record vote
  • 2025-05-28 House passage reported passage
  • 2025-05-29 Reported enrolled enrolled
  • 2025-05-31 Signed in the Senate passage
  • 2025-06-01 Signed in the House passage
  • 2025-06-01 Sent to the Governor executive-receipt
  • 2025-06-20 Signed by the Governor executive-signature
  • 2025-06-20 Effective on 9/1/25 became-law

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/f41ad4db-278c-4c25-b820-7de64a21dd20. Confidence: reported (aggregated from official Texas legislature records).