republic-os/legislation/us/states/va/2019/hb-2345.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Individual and certain group health benefit plans; rates for plans, minimum loss ratios.	Codifies certain provisions that currently are set out in regulations adopted by the State Corporation Commission pertaining to the establishment of minimum loss ratios to assure that the benefits provided by accident and sickness insurance policies are or are likely to be reasonable in relation to the premiums charged. The measure authorizes the Commission, upon finding that a premium rate filed will not meet the originally filed and approved loss ratio, to require appropriate rate adjustments, premium refunds, or premium credits as necessary for the coverage to conform with established minimum loss ratio standards.	us/states/va	Virginia General Assembly	2019	HB 2345	Virginia HB 2345 (2019)	bill	Insurance	enacted	David J. Toscano	5	17	6	2019-01-08	2019-03-19	openstates	ocd-bill/50a18dc3-0a00-4d34-95fd-f8dc8ff2de8d	http://lis.virginia.gov/cgi-bin/legp604.exe?191+sum+HB2345	5e36a13a843a03c7b0cbaa883e3117ec8ebac6b305cc7dbc50f6f7cec8454e28	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-va

Virginia HB 2345 (2019) — Individual and certain group health benefit plans; rates for plans, minimum loss ratios.

Codifies certain provisions that currently are set out in regulations adopted by the State Corporation Commission pertaining to the establishment of minimum loss ratios to assure that the benefits provided by accident and sickness insurance policies are or are likely to be reasonable in relation to the premiums charged. The measure authorizes the Commission, upon finding that a premium rate filed will not meet the originally filed and approved loss ratio, to require appropriate rate adjustments, premium refunds, or premium credits as necessary for the coverage to conform with established minimum loss ratio standards.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Governor: Acts of Assembly Chapter text (CHAP0607) (committee substitute) — source
2. House subcommittee amendments and substitutes adopted (committee substitute) — source
3. House: Bill text as passed House and Senate (HB2345ER) (committee substitute) — source
4. House: Committee substitute printed 19105334D-H1 (committee substitute) — source
5. House: Prefiled and ordered printed; offered 01/09/19 19102654D (committee substitute) — source

Votes

• Passed Senate — 40–0 (pass) · upper
• Subcommittee recommends reporting with substitute — 7–0 (pass) · lower
• Reported from Commerce and Labor — 15–0 (pass) · upper
• Reported from Commerce and Labor with substitute — 22–0 (pass) · lower
• Read third time and passed House BLOCK VOTE — 99–0 (pass) · lower
• Constitutional reading dispensed — 39–0 (pass) · upper

Sponsors

• David J. Toscano — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2019-01-08 Prefiled and ordered printed; offered 01/09/19 19102654D introduction
• 2019-01-08 Referred to Committee on Commerce and Labor referral-committee
• 2019-01-15 Assigned C & L sub: Subcommittee #1 referral-committee
• 2019-01-24 Read first time reading-1
• 2019-01-25 Read second time reading-2
• 2019-01-25 Committee substitute agreed to 19105334D-H1
• 2019-01-25 Engrossed by House - committee substitute HB2345H1
• 2019-01-28 Read third time and passed House BLOCK VOTE (99-Y 0-N) passage, reading-3
• 2019-01-29 Constitutional reading dispensed
• 2019-01-29 Referred to Committee on Commerce and Labor referral-committee
• 2019-02-14 Read third time reading-3
• 2019-02-19 Enrolled
• 2019-02-19 Signed by Speaker
• 2019-02-20 Signed by President
• 2019-02-21 Enrolled Bill communicated to Governor on February 21, 2019
• 2019-02-21 Governor's Action Deadline Midnight, March 26, 2019
• 2019-03-19 Approved by Governor-Chapter 607 (effective 7/1/19) executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/50a18dc3-0a00-4d34-95fd-f8dc8ff2de8d. Confidence: reported (aggregated from official Virginia legislature records).