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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Health insurance; ethics and fairness in carrier business practices. Health insurance; ethics and fairness in carrier business practices. Makes various changes to requirements governing the business practices of health carriers in the processing and payment of claims. The bill prescribes criteria for what constitutes a "clean claim." The bill prohibits a carrier from imposing any retroactive denial of a previously paid claim or in any other way seeking recovery or refund of a previously paid claim unless the carrier specifies in writing the specific claim or claims for which the retroactive denial is to be imposed or the recovery or refund is sought and the carrier has provided a written explanation of why the claim is being retroactively adjusted. The bill provides that the time limit for a retroactive denial is 12 months; however, a provider and a carrier may agree in writing that recoupment of overpayments by withholding or offsetting against future payments may occur after such 12-month limit. The bill requires carriers, beginning no later than July 1, 2025, to make available an electronic means for providers to determine whether an enrollee is covered by a health plan that is subject to the State Corporation Commission's jurisdiction. The bill provides that the ethics and fairness requirements apply to the carrier and provider, regardless of any vendors, subcontractors, or other entities that have been contracted by the carrier or the provider to perform their duties. The bill provides that if a carrier's claim denial is overturned following completion of a dispute review, the carrier is required to consider the claims impacted by such decision as clean claims and all applicable laws related to the payment of a clean claim apply. The bill prohibits a provider from filing a complaint with the State Corporation Commission for failure to pay claims unless such provider has made a reasonable effort to confer with the carrier in order to resolve the issues related to all claims that are under dispute. Finally, the bill requires all provider contracts, amendments, and notices and certain other communications to be delivered electronically. This bill is identical to SB 425. us/states/va Virginia General Assembly 2024 HB 123 Virginia HB 123 (2024)
bill
enacted
Richard C. "Rip" Sullivan, Jr.
4 29 6 2024-01-01 2024-04-02 openstates ocd-bill/fa28f423-bb77-484a-bf25-747a4e27343b https://lis.virginia.gov/cgi-bin/legp604.exe?241+sum+HB123 81167f39c6c8fb12cebce6d5e26ff80300d3bb6b02580285afe5f3bfe2e41ad8 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-va

Virginia HB 123 (2024) — Health insurance; ethics and fairness in carrier business practices.

Health insurance; ethics and fairness in carrier business practices. Makes various changes to requirements governing the business practices of health carriers in the processing and payment of claims. The bill prescribes criteria for what constitutes a "clean claim." The bill prohibits a carrier from imposing any retroactive denial of a previously paid claim or in any other way seeking recovery or refund of a previously paid claim unless the carrier specifies in writing the specific claim or claims for which the retroactive denial is to be imposed or the recovery or refund is sought and the carrier has provided a written explanation of why the claim is being retroactively adjusted. The bill provides that the time limit for a retroactive denial is 12 months; however, a provider and a carrier may agree in writing that recoupment of overpayments by withholding or offsetting against future payments may occur after such 12-month limit. The bill requires carriers, beginning no later than July 1, 2025, to make available an electronic means for providers to determine whether an enrollee is covered by a health plan that is subject to the State Corporation Commission's jurisdiction. The bill provides that the ethics and fairness requirements apply to the carrier and provider, regardless of any vendors, subcontractors, or other entities that have been contracted by the carrier or the provider to perform their duties. The bill provides that if a carrier's claim denial is overturned following completion of a dispute review, the carrier is required to consider the claims impacted by such decision as clean claims and all applicable laws related to the payment of a clean claim apply. The bill prohibits a provider from filing a complaint with the State Corporation Commission for failure to pay claims unless such provider has made a reasonable effort to confer with the carrier in order to resolve the issues related to all claims that are under dispute. Finally, the bill requires all provider contracts, amendments, and notices and certain other communications to be delivered electronically. This bill is identical to SB 425.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. CHAP0270 (committee substitute) — source
  2. Committee substitute printed 24105448D-H1 (committee substitute) — source
  3. HB123ER (committee substitute) — source
  4. Prefiled and ordered printed; offered 01/10/24 24102601D (committee substitute) — source

Votes

  • Passed Senate (40-Y 0-N) — 400 (pass) · upper
  • Constitutional reading dispensed (40-Y 0-N) — 400 (pass) · upper
  • VOTE: Block Vote Passage (99-Y 0-N) — 980 (pass) · lower
  • Reported from Commerce and Labor (14-Y 0-N) — 140 (pass) · upper
  • Subcommittee recommends reporting with substitute (7-Y 0-N) — 70 (pass) · lower
  • Reported from Labor and Commerce with substitute (22-Y 0-N) — 220 (pass) · lower

Sponsors

  • Richard C. "Rip" Sullivan, Jr. — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2024-01-01 Prefiled and ordered printed; offered 01/10/24 24102601D filing, introduction
  • 2024-01-01 Referred to Committee on Labor and Commerce referral-committee
  • 2024-01-15 Assigned L & C sub: Subcommittee #1 referral-committee
  • 2024-01-16 House subcommittee amendments and substitutes offered
  • 2024-01-16 Subcommittee recommends reporting with substitute (7-Y 0-N) substitution
  • 2024-01-18 Reported from Labor and Commerce with substitute (22-Y 0-N) committee-passage
  • 2024-01-18 Committee substitute printed 24105448D-H1 substitution
  • 2024-01-20 Impact statement from SCC (HB123H1)
  • 2024-01-22 Read first time reading-1
  • 2024-01-23 Read second time reading-2
  • 2024-01-23 Committee substitute agreed to 24105448D-H1 substitution
  • 2024-01-23 Engrossed by House - committee substitute HB123H1 substitution
  • 2024-01-24 Read third time and passed House BLOCK VOTE (99-Y 0-N) passage, reading-3
  • 2024-01-24 VOTE: Block Vote Passage (99-Y 0-N) passage
  • 2024-01-25 Constitutional reading dispensed
  • 2024-01-25 Referred to Committee on Commerce and Labor referral-committee
  • 2024-02-19 Reported from Commerce and Labor (14-Y 0-N) committee-passage
  • 2024-02-21 Constitutional reading dispensed (40-Y 0-N)
  • 2024-02-22 Read third time reading-3
  • 2024-02-22 Passed Senate (40-Y 0-N) passage
  • 2024-02-27 Enrolled enrolled
  • 2024-02-27 Bill text as passed House and Senate (HB123ER) passage
  • 2024-02-27 Signed by Speaker passage
  • 2024-03-01 Signed by President passage
  • 2024-03-05 Impact statement from SCC (HB123ER)
  • 2024-03-11 Enrolled Bill communicated to Governor on March 11, 2024 enrolled, executive-receipt
  • 2024-03-11 Governor's Action Deadline 11:59 p.m., April 8, 2024 executive-receipt
  • 2024-04-02 Approved by Governor-Chapter 270 (effective 7/1/24) executive-signature
  • 2024-04-02 Acts of Assembly Chapter text (CHAP0270)

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/fa28f423-bb77-484a-bf25-747a4e27343b. Confidence: reported (aggregated from official Virginia legislature records).