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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Medical Debt Protection Act; created, prohibited practices, penalties. Medical Debt Protection Act; prohibited practices; penalties. Creates the Medical Debt Protection Act to prohibit a large health care facility or medical debt buyer, as those terms are defined in the bill, from using certain extraordinary collection actions to collect medical debt or from charging interest or late fees on medical debt until 90 days following the due date applicable to the final invoice. The bill specifies that no such interest or late fees shall exceed three percent of the amount of such medical debt per annum. The bill provides that a violation of its provisions constitutes a prohibited practice under the Virginia Consumer Protection Act. The bill has a delayed effective date of July 1, 2026. us/states/va Virginia General Assembly 2025 HB 1725 Virginia HB 1725 (2025)
bill
enacted
Karrie K. Delaney
8 43 9 2025-01-04 2025-05-02 openstates ocd-bill/bfed4343-cc11-4c04-888c-51ce0ec63297 https://lis.virginia.gov/bill-details/20251/HB1725 3fba048f92fc8db9f83b998558c6e89741d4c901c711559775d3a1ef516ea14e 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-va

Virginia HB 1725 (2025) — Medical Debt Protection Act; created, prohibited practices, penalties.

Medical Debt Protection Act; prohibited practices; penalties. Creates the Medical Debt Protection Act to prohibit a large health care facility or medical debt buyer, as those terms are defined in the bill, from using certain extraordinary collection actions to collect medical debt or from charging interest or late fees on medical debt until 90 days following the due date applicable to the final invoice. The bill specifies that no such interest or late fees shall exceed three percent of the amount of such medical debt per annum. The bill provides that a violation of its provisions constitutes a prohibited practice under the Virginia Consumer Protection Act. The bill has a delayed effective date of July 1, 2026.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Chaptered (committee substitute) — source
  3. Commerce and Labor Substitute (committee substitute) — source
  4. Governor Substitute Not Adopted (committee substitute) — source
  5. Governor's Recommendation (committee substitute) — source
  6. Labor and Commerce Subcommittee Substitute (committee substitute) — source
  7. Labor and Commerce Substitute (committee substitute) — source
  8. Enrolled (enrolled) — source

Votes

  • House rejected Governor's recommendation (33-Y 63-N) — 3363 (fail) · lower
  • Constitutional reading dispensed (on 2nd reading) (40-Y 0-N) — 400 (pass) · upper
  • Subcommittee recommends reporting with substitute (5-Y 3-N) — 53 (pass) · lower
  • Passed Senate with substitute (27-Y 13-N) — 2713 (pass) · upper
  • Reported from Labor and Commerce with substitute (12-Y 10-N) — 1210 (pass) · lower
  • Read third time and passed House (49-Y 46-N) — 4946 (pass) · lower
  • Motion to pass in enrolled form rejected (51-Y 45-N) — 5145 (pass) · lower
  • Reported from Commerce and Labor with substitute (13-Y 2-N) — 132 (pass) · upper
  • Senate substitute agreed to by House (53-Y 44-N) — 5344 (pass) · lower

Sponsors

  • Karrie K. Delaney — primary (person)
  • Alfonso H. Lopez — cosponsor (person)
  • Elizabeth B. Bennett-Parker — cosponsor (person)
  • Irene Shin — cosponsor (person)
  • Jeion A. Ward — cosponsor (person)
  • Marcia S. "Cia" Price — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2025-01-04 Prefiled and ordered printed; Offered 01-08-2025 25102212D filing, introduction
  • 2025-01-04 Referred to Committee on Labor and Commerce referral-committee
  • 2025-01-10 Fiscal Impact Statement from Department of Planning and Budget (HB1725)
  • 2025-01-10 Assigned L & C sub: Subcommittee #2 referral-committee
  • 2025-01-16 Committee substitute printed 25104995D substitution
  • 2025-01-16 Subcommittee recommends reporting with substitute (5-Y 3-N) substitution
  • 2025-01-23 Reported from Labor and Commerce with substitute (12-Y 10-N) committee-passage
  • 2025-01-23 Committee substitute printed 25105874D-H1 substitution
  • 2025-01-27 Read first time reading-1
  • 2025-01-27 Fiscal Impact Statement from Department of Planning and Budget (HB1725)
  • 2025-01-28 Read second time reading-2
  • 2025-01-28 Labor and Commerce Substitute agreed to
  • 2025-01-28 Engrossed by House - committee substitute substitution
  • 2025-01-29 Read third time and passed House (49-Y 46-N) passage, reading-3
  • 2025-01-30 Constitutional reading dispensed (on 1st reading)
  • 2025-01-30 Referred to Committee on Commerce and Labor referral-committee
  • 2025-02-17 Reported from Commerce and Labor with substitute (13-Y 2-N) committee-passage
  • 2025-02-17 Committee substitute printed 25107566D-S1 substitution
  • 2025-02-18 Rules suspended
  • 2025-02-18 Fiscal Impact Statement from Department of Planning and Budget (HB1725)
  • 2025-02-18 Constitutional reading dispensed (on 2nd reading) (40-Y 0-N)
  • 2025-02-18 Passed by for the day
  • 2025-02-19 Read third time reading-3
  • 2025-02-19 Reading of substitute waived
  • 2025-02-19 Commerce and Labor Substitute agreed to
  • 2025-02-19 Engrossed by Senate - committee substitute substitution
  • 2025-02-19 Passed Senate with substitute (27-Y 13-N) passage
  • 2025-02-20 Senate substitute agreed to by House (53-Y 44-N) substitution
  • 2025-03-07 Enrolled enrolled
  • 2025-03-07 Bill text as passed House and Senate (HB1725ER) passage
  • 2025-03-07 Fiscal Impact Statement from Department of Planning and Budget (HB1725)
  • 2025-03-07 Signed by Speaker passage
  • 2025-03-10 Signed by President passage
  • 2025-03-11 Enrolled Bill communicated to Governor on March 11, 2025 enrolled, executive-receipt
  • 2025-03-11 Governor's Action Deadline 11:59 p.m., March 24, 2025 executive-receipt
  • 2025-03-24 Governor's recommendation received by House executive-veto-line-item
  • 2025-03-24 Governor's substitute printed (HB1725H2)
  • 2025-04-02 House rejected Governor's recommendation (33-Y 63-N) veto-override-passage
  • 2025-04-02 Motion to pass in enrolled form rejected (51-Y 45-N) enrolled
  • 2025-04-02 Communicated to Governor
  • 2025-04-02 Governor's Action Deadline 11:59 p.m., May 2, 2025 executive-receipt
  • 2025-05-02 Approved by Governor-Chapter 692 (Effective 07/01/26) executive-signature
  • 2025-05-02 Acts of Assembly Chapter text (CHAP0692)

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/bfed4343-cc11-4c04-888c-51ce0ec63297. Confidence: reported (aggregated from official Virginia legislature records).