Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
4.7 KiB
type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
| type | title | description | jurisdiction | legislature | session | identifier | citation | classification | subjects | status | primary_sponsors | version_count | action_count | vote_count | first_action | last_action | source | source_identifier | source_url | source_hash | vintage | source_snapshot | retrieved_at | confidence | tags | |||||
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| Bill | Consumer finance companies; additional charges. | Consumer finance companies; additional charges. Provides that, for the purposes of the prohibition on additional charges by consumer finance companies, exceptions to such prohibition include (i) charges for guaranteed asset protection waivers for the protection and benefit of the borrower in connection with any loan and (ii) charges for guaranteed asset protection insurance for the protection and benefit of the borrower in connection with any loan. | us/states/va | Virginia General Assembly | 2026 | HB 1309 | Virginia HB 1309 (2026) |
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enacted |
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3 | 26 | 6 | 2026-01-16 | 2026-04-08 | openstates | ocd-bill/105e4e73-64df-4e84-97ef-04c36d87e7e7 | https://lis.virginia.gov/bill-details/20261/HB1309 | 5ebd96373605e3ee7a2052c2ded3b28f7bba41e7e1fea1f72cfe58bfa0d478de | 2026-07-01 | https://data.openstates.org/daily/2026-07-01/public.pgdump | 2026-07-06 | reported |
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Virginia HB 1309 (2026) — Consumer finance companies; additional charges.
Consumer finance companies; additional charges. Provides that, for the purposes of the prohibition on additional charges by consumer finance companies, exceptions to such prohibition include (i) charges for guaranteed asset protection waivers for the protection and benefit of the borrower in connection with any loan and (ii) charges for guaranteed asset protection insurance for the protection and benefit of the borrower in connection with any loan.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
Votes
- Passage R — 39–0 (pass) · upper
- Subcommittee recommends reporting — 8–0 (pass) · lower
- H VOTE: — 96–0 (pass) · lower
- Constitutional reading dispensed (on 2nd reading) — 39–0 (pass) · upper
- Reported from Labor and Commerce — 20–0 (pass) · lower
- Reported from Commerce and Labor — 12–1 (pass) · upper
Sponsors
- Jason S. Ballard — primary (person)
- Virgil Thornton — cosponsor (person)
Timeline
The legislative action history — every referral, reading, and vote.
- 2026-01-16 Presented and ordered printed 26105258D
introduction - 2026-01-16 Referred to Committee on Labor and Commerce
referral-committee - 2026-01-25 Fiscal Impact Statement from State Corporation Commission (HB1309)
- 2026-01-27 Assigned HCL sub: Subcommittee #1
referral-committee - 2026-02-10 Subcommittee recommends reporting (8-Y 0-N)
- 2026-02-12 Reported from Labor and Commerce (20-Y 0-N)
committee-passage - 2026-02-15 Read first time
reading-1 - 2026-02-16 Read second time and engrossed
reading-2 - 2026-02-17 Read third time and passed House Block Vote (97-Y 0-N 0-A)
passage, reading-3 - 2026-02-18 Constitutional reading dispensed (on 1st reading)
- 2026-02-18 Referred to Committee on Commerce and Labor
referral-committee - 2026-03-02 Reported from Commerce and Labor (12-Y 1-N)
committee-passage - 2026-03-04 Rules suspended
- 2026-03-04 Constitutional reading dispensed (on 2nd reading) (39-Y 0-N 0-A)
- 2026-03-04 Passed by for the day (Voice Vote)
- 2026-03-05 Read third time
reading-3 - 2026-03-05 Passed Senate (39-Y 0-N 0-A)
passage - 2026-03-12 Enrolled
enrolled - 2026-03-12 Bill text as passed House and Senate (HB1309ER)
passage - 2026-03-12 Signed by Speaker
passage - 2026-03-12 Signed by President
passage - 2026-03-14 Enrolled Bill communicated to Governor on March 14, 2026
enrolled, executive-receipt - 2026-03-14 Governor's Action Deadline 11:59 p.m., April 13, 2026
executive-receipt - 2026-04-06 Fiscal Impact Statement from State Corporation Commission (HB1309)
- 2026-04-08 Approved by Governor-Chapter 464 (effective 7/1/2026)
executive-signature - 2026-04-08 Acts of Assembly Chapter text (CHAP0464)
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/105e4e73-64df-4e84-97ef-04c36d87e7e7. Confidence: reported (aggregated from official Virginia legislature records).