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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Consumer finance companies; additional charges. Consumer finance companies; additional charges. Provides that, for the purposes of the prohibition on additional charges by consumer finance companies, exceptions to such prohibition include (i) charges for guaranteed asset protection waivers for the protection and benefit of the borrower in connection with any loan and (ii) charges for guaranteed asset protection insurance for the protection and benefit of the borrower in connection with any loan. us/states/va Virginia General Assembly 2026 HB 1309 Virginia HB 1309 (2026)
bill
enacted
Jason S. Ballard
3 26 6 2026-01-16 2026-04-08 openstates ocd-bill/105e4e73-64df-4e84-97ef-04c36d87e7e7 https://lis.virginia.gov/bill-details/20261/HB1309 5ebd96373605e3ee7a2052c2ded3b28f7bba41e7e1fea1f72cfe58bfa0d478de 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-va

Virginia HB 1309 (2026) — Consumer finance companies; additional charges.

Consumer finance companies; additional charges. Provides that, for the purposes of the prohibition on additional charges by consumer finance companies, exceptions to such prohibition include (i) charges for guaranteed asset protection waivers for the protection and benefit of the borrower in connection with any loan and (ii) charges for guaranteed asset protection insurance for the protection and benefit of the borrower in connection with any loan.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. Introduced (filed) — source
  2. Chaptered (committee substitute) — source
  3. Enrolled (enrolled) — source

Votes

  • Passage R — 390 (pass) · upper
  • Subcommittee recommends reporting — 80 (pass) · lower
  • H VOTE: — 960 (pass) · lower
  • Constitutional reading dispensed (on 2nd reading) — 390 (pass) · upper
  • Reported from Labor and Commerce — 200 (pass) · lower
  • Reported from Commerce and Labor — 121 (pass) · upper

Sponsors

  • Jason S. Ballard — primary (person)
  • Virgil Thornton — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2026-01-16 Presented and ordered printed 26105258D introduction
  • 2026-01-16 Referred to Committee on Labor and Commerce referral-committee
  • 2026-01-25 Fiscal Impact Statement from State Corporation Commission (HB1309)
  • 2026-01-27 Assigned HCL sub: Subcommittee #1 referral-committee
  • 2026-02-10 Subcommittee recommends reporting (8-Y 0-N)
  • 2026-02-12 Reported from Labor and Commerce (20-Y 0-N) committee-passage
  • 2026-02-15 Read first time reading-1
  • 2026-02-16 Read second time and engrossed reading-2
  • 2026-02-17 Read third time and passed House Block Vote (97-Y 0-N 0-A) passage, reading-3
  • 2026-02-18 Constitutional reading dispensed (on 1st reading)
  • 2026-02-18 Referred to Committee on Commerce and Labor referral-committee
  • 2026-03-02 Reported from Commerce and Labor (12-Y 1-N) committee-passage
  • 2026-03-04 Rules suspended
  • 2026-03-04 Constitutional reading dispensed (on 2nd reading) (39-Y 0-N 0-A)
  • 2026-03-04 Passed by for the day (Voice Vote)
  • 2026-03-05 Read third time reading-3
  • 2026-03-05 Passed Senate (39-Y 0-N 0-A) passage
  • 2026-03-12 Enrolled enrolled
  • 2026-03-12 Bill text as passed House and Senate (HB1309ER) passage
  • 2026-03-12 Signed by Speaker passage
  • 2026-03-12 Signed by President passage
  • 2026-03-14 Enrolled Bill communicated to Governor on March 14, 2026 enrolled, executive-receipt
  • 2026-03-14 Governor's Action Deadline 11:59 p.m., April 13, 2026 executive-receipt
  • 2026-04-06 Fiscal Impact Statement from State Corporation Commission (HB1309)
  • 2026-04-08 Approved by Governor-Chapter 464 (effective 7/1/2026) executive-signature
  • 2026-04-08 Acts of Assembly Chapter text (CHAP0464)

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/105e4e73-64df-4e84-97ef-04c36d87e7e7. Confidence: reported (aggregated from official Virginia legislature records).