republic-os/legislation/us/states/va/2026/hb-808.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Insurance; unfair claim settlement practices, modification of loss estimate.	Insurance; unfair claim settlement practices; modification of loss estimate. Prohibits an insurer, when reducing a loss estimate of $3,000 or more, from altering or amending an insurance adjuster's estimate of damages, photographic report data, or narrative report without meeting certain requirements including providing the policyholder with a detailed explanation as to why any change that has the effect of reducing the loss estimate was made.	us/states/va	Virginia General Assembly	2026	HB 808	Virginia HB 808 (2026)	bill		enacted	Dan I. Helmer	7	33	7	2026-01-13	2026-04-13	openstates	ocd-bill/a34e7a86-ef41-477b-bdf8-9a083fbc573d	https://lis.virginia.gov/bill-details/20261/HB808	44ca0de3ff550d4ac7a5b9e1be7a9baef95063a7c7877f2e197e9f42d5220c60	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-va

Virginia HB 808 (2026) — Insurance; unfair claim settlement practices, modification of loss estimate.

Insurance; unfair claim settlement practices; modification of loss estimate. Prohibits an insurer, when reducing a loss estimate of $3,000 or more, from altering or amending an insurance adjuster's estimate of damages, photographic report data, or narrative report without meeting certain requirements including providing the policyholder with a detailed explanation as to why any change that has the effect of reducing the loss estimate was made.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced (filed) — source
2. Chaptered (committee substitute) — source
3. Commerce and Labor Substitute (committee substitute) — source
4. Engrossed (committee substitute) — source
5. Labor and Commerce Amendment (committee substitute) — source
6. Subcommittee #1 Subcommittee Amendment (committee substitute) — source
7. Enrolled (enrolled) — source

Votes

• Subcommittee recommends reporting with amendment(s) — 8–0 (pass) · lower
• H VOTE: — 96–0 (pass) · lower
• Passage R — 33–7 (pass) · upper
• H VOTE: — 98–0 (pass) · lower
• Constitutional reading dispensed (on 2nd reading) — 37–0 (pass) · upper
• Reported from Labor and Commerce with amendment(s) — 20–0 (pass) · lower
• Reported from Commerce and Labor with substitute — 12–3 (pass) · upper

Sponsors

• Dan I. Helmer — primary (person)
• Mark C. Downey — cosponsor (person)
• May Nivar — cosponsor (person)
• Nicole Cole — cosponsor (person)
• Phil M. Hernandez — cosponsor (person)
• Stacey Annie Carroll — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2026-01-13 Prefiled and ordered printed; Offered 01-14-2026 26100346D filing, introduction
• 2026-01-13 Referred to Committee on Labor and Commerce referral-committee
• 2026-01-22 Assigned HCL sub: Subcommittee #1 referral-committee
• 2026-02-02 Fiscal Impact Statement from State Corporation Commission (HB808)
• 2026-02-10 Subcommittee recommends reporting with amendment(s) (8-Y 0-N)
• 2026-02-10 House subcommittee offered
• 2026-02-12 Reported from Labor and Commerce with amendment(s) (20-Y 0-N) committee-passage
• 2026-02-15 Read first time reading-1
• 2026-02-16 Read second time reading-2
• 2026-02-16 committee amendments agreed to amendment-passage
• 2026-02-16 Engrossed by House as amended
• 2026-02-17 Read third time and passed House (97-Y 0-N 0-A) passage, reading-3
• 2026-02-18 Constitutional reading dispensed (on 1st reading)
• 2026-02-18 Referred to Committee on Commerce and Labor referral-committee
• 2026-03-09 Senate committee offered
• 2026-03-09 Reported from Commerce and Labor with substitute (12-Y 3-N) committee-passage
• 2026-03-09 Committee substitute printed 26109104D-S1 substitution
• 2026-03-10 Rules suspended
• 2026-03-10 Constitutional reading dispensed (on 2nd reading) (37-Y 0-N 0-A)
• 2026-03-10 Passed by for the day (Voice Vote)
• 2026-03-11 Read third time reading-3
• 2026-03-11 Commerce and Labor Substitute agreed to
• 2026-03-11 Engrossed by Senate - committee substitute substitution
• 2026-03-11 Passed Senate with substitute (33-Y 7-N 0-A) passage
• 2026-03-12 Senate substitute agreed to by House (98-Y 0-N 0-A) substitution
• 2026-03-30 Enrolled enrolled
• 2026-03-30 Bill text as passed House and Senate (HB808ER) passage
• 2026-03-30 Signed by President passage
• 2026-03-31 Signed by Speaker passage
• 2026-03-31 Enrolled Bill communicated to Governor on March 31, 2026 enrolled, executive-receipt
• 2026-03-31 Governor's Action Deadline 11:59 p.m., April 13, 2026 executive-receipt
• 2026-04-13 Approved by Governor-Chapter 672 (effective 7/1/2026) executive-signature
• 2026-04-13 Acts of Assembly Chapter text (CHAP0672)

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/a34e7a86-ef41-477b-bdf8-9a083fbc573d. Confidence: reported (aggregated from official Virginia legislature records).