republic-os/legislation/us/states/va/2026/sb-693.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Motor vehicle insurance; unfair discrimination based on individual's consumer credit info., report.	Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from refusing to insure, refusing to continue to insure, or limiting the amount or extent of motor vehicle insurance coverage, or charge an individual a different rate for the same motor vehicle insurance coverage, solely because of such individual's consumer credit information or credit-based insurance score. The bill also directs the State Corporation Commission's Bureau of Insurance to study the use by insurers of an insured's or applicant's consumer credit information or credit-based insurance score in connection with underwriting motor vehicle insurance polices and to submit a report of its findings and recommendations by October 1, 2027.	us/states/va	Virginia General Assembly	2026	SB 693	Virginia SB 693 (2026)	bill		enacted	Emily M. Jordan	6	41	11	2026-01-14	2026-04-13	openstates	ocd-bill/7dd991d9-1fe4-4e23-b973-7a9918967f71	https://lis.virginia.gov/bill-details/20261/SB693	d1a908eeaf87a4eb4dca51215f28416557289a96f18f700c038a1aa89fb19373	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-va

Virginia SB 693 (2026) — Motor vehicle insurance; unfair discrimination based on individual's consumer credit info., report.

Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from refusing to insure, refusing to continue to insure, or limiting the amount or extent of motor vehicle insurance coverage, or charge an individual a different rate for the same motor vehicle insurance coverage, solely because of such individual's consumer credit information or credit-based insurance score. The bill also directs the State Corporation Commission's Bureau of Insurance to study the use by insurers of an insured's or applicant's consumer credit information or credit-based insurance score in connection with underwriting motor vehicle insurance polices and to submit a report of its findings and recommendations by October 1, 2027.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Introduced (filed) — source
2. Commerce and Labor Substitute (committee substitute) — source
3. House Amendments (committee substitute) — source
4. Labor and Commerce Amendment (committee substitute) — source
5. Subcommittee #1 Subcommittee Amendment (committee substitute) — source
6. Enrolled (enrolled) — source

Votes

• Tabled in Labor and Commerce — 14–6 (pass) · lower
• Concur House Amendments R — 39–0 (pass) · upper
• Passage R — 33–2 (pass) · upper
• Reconsider R — 37–0 (pass) · upper
• Reported from Labor and Commerce with amendment(s) — 19–2 (pass) · lower
• Subcommittee recommends reporting with amendment(s) — 7–1 (pass) · lower
• Reconsidered by Labor and Commerce — 18–2 (pass) · lower
• Passage R — 36–1 (pass) · upper
• H VOTE: — 91–7 (pass) · lower
• Constitutional reading dispensed R — 40–0 (pass) · upper
• Reported from Commerce and Labor with substitute — 11–2 (pass) · upper

Sponsors

• Emily M. Jordan — primary (person)
• Angelia Williams Graves — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2026-01-14 Prefiled and ordered printed; Offered 01-14-2026 26105327D filing, introduction
• 2026-01-14 Referred to Committee on Commerce and Labor referral-committee
• 2026-01-26 Senate committee offered
• 2026-01-26 Senate committee offered
• 2026-01-26 Reported from Commerce and Labor with substitute (11-Y 2-N 2-A) committee-passage
• 2026-01-27 Committee substitute printed 26106231D-S1 substitution
• 2026-01-28 Rules suspended
• 2026-01-28 Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A)
• 2026-01-28 Passed by for the day Block Vote (Voice Vote)
• 2026-01-28 Passed by for the day
• 2026-01-29 Read second time reading-2
• 2026-01-29 Commerce and Labor Substitute agreed to
• 2026-01-29 Engrossed by Senate (Voice Vote)
• 2026-01-29 Engrossed by Senate - committee substitute substitution
• 2026-01-30 Read third time and passed Senate (33-Y 2-N 1-A) passage, reading-3
• 2026-01-30 Reconsideration of passage agreed to by Senate (33-Y 2-N 1-A)
• 2026-01-30 Read third time and passed Senate (36-Y 1-N 1-A) passage, reading-3
• 2026-02-04 Placed on Calendar
• 2026-02-04 Read first time reading-1
• 2026-02-04 Referred to Committee on Labor and Commerce referral-committee
• 2026-02-19 Fiscal Impact Statement from State Corporation Commission (SB693)
• 2026-02-19 Tabled in Labor and Commerce (14-Y 6-N) deferral
• 2026-02-24 Removed from the Table by Labor and Commerce (18-Y 2-N)
• 2026-02-24 Assigned HCL sub: Subcommittee #1 referral-committee
• 2026-02-24 House subcommittee offered
• 2026-02-24 Subcommittee recommends reporting with amendment(s) (7-Y 1-N)
• 2026-02-26 Reported from Labor and Commerce with amendment(s) (19-Y 2-N) committee-passage
• 2026-03-02 Read second time reading-2
• 2026-03-03 Read third time reading-3
• 2026-03-03 committee amendments agreed to amendment-passage
• 2026-03-03 Engrossed by House as amended
• 2026-03-03 Passed House with amendments (91-Y 7-N 0-A) passage
• 2026-03-05 House Amendments agreed to by Senate (39-Y 0-N 0-A) amendment-passage
• 2026-03-11 Enrolled enrolled
• 2026-03-11 Bill text as passed Senate and House (SB693ER) passage
• 2026-03-11 Signed by President passage
• 2026-03-12 Signed by Speaker passage
• 2026-03-14 Enrolled Bill communicated to Governor on March 14, 2026 enrolled, executive-receipt
• 2026-03-14 Governor's Action Deadline 11:59 p.m., April 13, 2026 executive-receipt
• 2026-04-06 Fiscal Impact Statement from State Corporation Commission (SB693)
• 2026-04-13 Approved by Governor-Chapter 902 (effective 7/1/2026) executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/7dd991d9-1fe4-4e23-b973-7a9918967f71. Confidence: reported (aggregated from official Virginia legislature records).