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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 12 U.S.C. § 1461 Short title us united_states_code code_section 12 BANKS AND BANKING 12 SAVINGS ASSOCIATIONS 1461 12 U.S.C. § 1461 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip /us/usc/t12/s1461 data/legal/raw/us/code/title-12/usc12.xml db894bc9db1e4ccdbf87875a372102be621bf327ae96d70c6cf68c249a938884 e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa 7d5f29b41bf014012bed7887a5fea88b6a6d6a1a934ee928140fa495fdc25555 2026-07-04 official
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12 U.S.C. § 1461 - Short title

Text

This chapter may be cited as the “Home Owners Loan Act.”

(June 13, 1933, ch. 64, § 1 (part), 48 Stat. 128; Pub. L. 10173, title III, § 301, Aug. 9, 1989, 103 Stat. 277.)

Notes

Editorial Notes

Codification Section is comprised of the first sentence of section 1 of act June 13, 1933. The remainder of section 1 of the Act included a table of contents for the Act.

Amendments1989—Pub. L. 10173 amended section generally, striking out “of 1933” after “Act”.

Statutory Notes and Related Subsidiaries

Effective Date of 1989 AmendmentPub. L. 10173, title III, § 305(c), Aug. 9, 1989, 103 Stat. 352, provided that: “The amendments made by section 301 [amending this chapter] relating to civil penalties shall apply with respect to violations committed and activities engaged in after the date of the enactment of this Act [Aug. 9, 1989], except that the increased maximum civil penalties of $5,000 and $25,000 per violation or per day may apply to such violations or activities committed or engaged in before such date with respect to an institution if such violations or activities— “(1) are not already subject to a notice issued by the appropriate Federal banking agency or the Board (initiating an administrative proceeding); and “(2) occurred after the completion of the last report of examination of the institution by the appropriate Federal banking agency (as defined in section 3 of the Federal Deposit Insurance Act [12 U.S.C. 1813]) occurring before the date of the enactment of this Act.”

Short Title of 1998 AmendmentPub. L. 105164, § 1, Mar. 20, 1998, 112 Stat. 32, provided that: “This Act [enacting section 1786a of this title, amending sections 1464 and 1818 of this title, and enacting provisions set out as a note under section 1811 of this title] may be cited as the Examination Parity and Year 2000 Readiness for Financial Institutions Act.”

Short Title of 1991 AmendmentPub. L. 102242, title IV, § 436, Dec. 19, 1991, 105 Stat. 2381, provided that: “This subtitle [subtitle G (§§ 436441) of title IV of Pub. L. 102242, amending sections 1464 and 1467a of this title] may be cited as the Qualified Thrift Lender Reform Act of 1991.”

Short Title of 1982 AmendmentPub. L. 97320, title III, § 301, Oct. 15, 1982, 96 Stat. 1496, provided that: “This title [enacting section 1701j3 of this title, amending sections 1425a, 1426, 1428a, 1430, 1464, 1725, 1730a, 1841, and 3503 of this title, enacting provisions set out as a note under section 3503 of this title, and repealing provisions set out as a note under section 461 of this title] may be cited as the Thrift Institutions Restructuring Act.”