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LegalText 12 U.S.C. § 2810 Disclosure by Secretary; commencement, scope, etc. us united_states_code code_section 12 BANKS AND BANKING 29 HOME MORTGAGE DISCLOSURE 2810 12 U.S.C. § 2810 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip /us/usc/t12/s2810 data/legal/raw/us/code/title-12/usc12.xml 5958264875ad1e6269b173fa6c3c1c12b03cc75067a1d9e2a63c18f00c499b8f e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa d49749d7da846aea0c2b8576bd8435c7a977612a5f191034b3558fb91c4712ae 2026-07-04 official
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12 U.S.C. § 2810 - Disclosure by Secretary; commencement, scope, etc.

Text

Beginning with data for calendar year 1980, the Secretary shall make publicly available data in the Secretarys possession for each mortgagee which is not otherwise subject to the requirements of this chapter and which is not exempt pursuant to section 2805(b) of this title (and for each mortgagee making mortgage loans exempted under section 2803(g) of this title), with respect to mortgage loans approved (or for which completed applications are received) by the Secretary for insurance under title I or II of the National Housing Act [12 U.S.C. 1702 et seq., 1707 et seq.]. Such data to be disclosed shall consist of data comparable to the data which would be disclosed if such mortgagee were subject to the requirements of section 2803 of this title. Disclosure statements containing data for each such mortgagee for a primary metropolitan statistical area, metropolitan statistical area, or consolidated metropolitan statistical area that is not comprised of designated primary metropolitan statistical areas shall, at a minimum, be publicly available at the central depository of data established pursuant to section 2803(f) of this title for such primary metropolitan statistical area, metropolitan statistical area, or consolidated metropolitan statistical area that is not comprised of designated primary metropolitan statistical areas. The Secretary shall also compile and make publicly available aggregate data for such mortgagees by census tract, and tables indicating aggregate lending patterns, in a manner comparable to the information required to be made publicly available in accordance with section 2809 of this title.

(Pub. L. 94200, title III, § 311, as added Pub. L. 96399, title III, § 340(c), Oct. 8, 1980, 94 Stat. 1658; amended Pub. L. 98181, title I [title VII, § 701(a)], Nov. 30, 1983, 97 Stat. 1266; Pub. L. 100242, title V, § 565(a)(3), Feb. 5, 1988, 101 Stat. 1945; Pub. L. 10173, title XII, § 1211(c)(2)(D), Aug. 9, 1989, 103 Stat. 525.)

Notes

Editorial Notes

References in TextThe National Housing Act, referred to in text, is act June 27, 1934, ch. 847, 48 Stat. 1246. Titles I and II of the Act are classified generally to subchapters I (§ 1702 et seq.) and II (§ 1707 et seq.), respectively, of chapter 13 of this title. For complete classification of this Act to the Code, see section 1701 of this title and Tables.

Amendments1989—Pub. L. 10173 inserted “(or for which completed applications are received)” after “approved”. 1988—Pub. L. 100242 inserted “(and for each mortgagee making mortgage loans exempted under section 2803(g) of this title)” after “section 2805(b) of this title”. 1983—Pub. L. 98181 substituted “primary metropolitan statistical area, metropolitan statistical area, or consolidated metropolitan statistical area that is not comprised of designated primary metropolitan statistical areas” for “standard metropolitan statistical areas” in two places.

Statutory Notes and Related Subsidiaries

Effective Date of 1989 AmendmentAmendment by Pub. L. 10173 applicable to each calendar year beginning after Dec. 31, 1989, see section 1211(k) of Pub. L. 10173, set out as a note under section 2802 of this title.

Effective Date of 1988 AmendmentAmendment by Pub. L. 100242 applicable to the portion of calendar year 1988 that begins Aug. 19, 1988, and to each calendar year beginning after Dec. 31, 1988, see section 565(a)(4) of Pub. L. 100242, as amended, set out as a note under section 2802 of this title.