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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 12 U.S.C. § 4546 Prohibition of public disclosure of proprietary information us united_states_code code_section 12 BANKS AND BANKING 46 GOVERNMENT SPONSORED ENTERPRISES 4546 12 U.S.C. § 4546 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip /us/usc/t12/s4546 data/legal/raw/us/code/title-12/usc12.xml 2dd86bd486a78f27dd2bdf9ea126d5d14fbe6d476866a1620218a1e8385c5f92 e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa f702a4c3adec302e87147930cf18ad5f260a3800fec5ed7f556f114915b3ac17 2026-07-04 official
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12 U.S.C. § 4546 - Prohibition of public disclosure of proprietary information

Text

(a) In general Subject to subsection (d), the Director may, by regulation or order, provide that certain information shall be treated as proprietary information and not subject to disclosure under section 4543 of this title, section 1723a(n)(3) of this title, or section 1456(f)(3) of this title.

(b) Protection of information on housing activities The Director shall not provide public access to, or disclose to the public, any information required to be submitted by an enterprise under section 1723a(n) of this title or section 1456(f) of this title that the Director determines is proprietary.

(c) Nondisclosure pending consideration This section may not be construed to authorize the disclosure of information to, or examination of data by, the public or a representative of any person or agency pending the issuance of a final decision under this section.

(d) Mortgage information Subject to privacy considerations, as described in section 304(j) of the Home Mortgage Disclosure Act of 1975 (12 U.S.C. 2803(j)), the Director shall, by regulation or order, provide that certain information relating to single family mortgage data of the enterprises shall be disclosed to the public, in order to make available to the public—

(1) the same data from the enterprises that is required of insured depository institutions under the Home Mortgage Disclosure Act of 1975 [12 U.S.C. 2801 et seq.]; and

(2) information collected by the Director under section 4544(b)(6) of this title.

(Pub. L. 102550, title XIII, § 1326, Oct. 28, 1992, 106 Stat. 3955; Pub. L. 110289, div. A, title I, §§ 1122(a)(1), 1127, July 30, 2008, 122 Stat. 2689, 2695.)

Notes

Editorial Notes

References in TextThe Home Mortgage Disclosure Act of 1975, referred to in subsec. (d)(1), is title III of Pub. L. 94200, Dec. 31, 1975, 89 Stat. 1125, which is classified principally to chapter 29 (§ 2801 et seq.) of this title. For complete classification of this Act to the Code, see Short Title note set out under section 2801 of this title and Tables.

Amendments2008—Pub. L. 110289, § 1122(a)(1), substituted “Director” for “Secretary” wherever appearing in subsecs. (a) and (b). Subsec. (a). Pub. L. 110289, § 1127(1), substituted “Subject to subsection (d), the Director” for “The Director”. Subsec. (d). Pub. L. 110289, § 1127(2), added subsec. (d).