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LegalText 12 U.S.C. § 5219b Public availability of information of Making Home Affordable Program us united_states_code code_section 12 BANKS AND BANKING 52 EMERGENCY ECONOMIC STABILIZATION 5219b 12 U.S.C. § 5219b current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip /us/usc/t12/s5219b data/legal/raw/us/code/title-12/usc12.xml aec57cffb9453ead3de1766ad02d5d440b8f56e4ebdda39277e6cf2ab4e5cbd2 e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa fa8eb09ad8e7da39baf59885dcaa65aa1a86d28fb8228beea3fdc77b1c137e86 2026-07-04 official
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12 U.S.C. § 5219b - Public availability of information of Making Home Affordable Program

Text

(a) Revisions to Program guidelines The Secretary of the Treasury (in this section referred to as the “Secretary”) shall revise the guidelines for the Home Affordable Modification Program of the Making Home Affordable initiative of the Secretary of the Treasury, authorized under the Emergency Economic Stabilization Act of 2008 (Public Law 110343) [12 U.S.C. 5201 et seq.], to provide that the data being collected by the Secretary from each mortgage servicer and lender participating in the Program is made public in accordance with subsection (b).

(b) Public availability Data shall be made available according to the following guidelines:

(1) Not more than 14 days after each monthly deadline for submission of data by mortgage servicers and lenders participating in the Program, reports shall be made publicly available by means of a World Wide Web site of the Secretary, and by submitting a report to the Congress, that shall includes the following information:

(A) The number of requests for mortgage modifications under the Program that the servicer or lender has received.

(B) The number of requests for mortgage modifications under the Program that the servicer or lender has processed.

(C) The number of requests for mortgage modifications under the Program that the servicer or lender has approved.

(D) The number of requests for mortgage modifications under the Program that the servicer or lender has denied.

(2) Not more than 60 days after each monthly deadline for submission of data by mortgage servicers and lenders participating in the Program, the Secretary shall make data tables available to the public at the individual record level. The Secretary shall issue regulations prescribing—

(A) the procedures for disclosing such data to the public; and

(B) such deletions as the Secretary may determine to be appropriate to protect any privacy interest of any mortgage modification applicant, including the deletion or alteration of the applicants name and identification number.

(Pub. L. 111203, title XIV, § 1483, July 21, 2010, 124 Stat. 2203.)

Notes

Editorial Notes

References in TextThe Emergency Economic Stabilization Act of 2008, referred to in subsec. (a), is div. A of Pub. L. 110343, Oct. 3, 2008, 122 Stat. 3765, which is classified principally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under section 5201 of this title and Tables.

Codification Section was enacted as part of the Mortgage Reform and Anti-Predatory Lending Act, and also as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act, and not as part of the Emergency Economic Stabilization Act of 2008 which comprises this chapter.

Statutory Notes and Related Subsidiaries

Effective DateSection effective on the date on which final regulations implementing such section take effect, or on the date that is 18 months after the designated transfer date if such regulations have not been issued by that date, see section 1400(c) of Pub. L. 111203, set out as an Effective Date of 2010 Amendment note under section 1601 of Title 15, Commerce and Trade.