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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 12 U.S.C. § 5912 Interoperability standards us united_states_code code_section 12 BANKS AND BANKING 56 REGULATION OF PAYMENT STABLECOINS 5912 12 U.S.C. § 5912 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip /us/usc/t12/s5912 data/legal/raw/us/code/title-12/usc12.xml 7310f9e36492be47b8a1f8bdbaf9b0ab9f91f5f94bef87ae6e075070c2a900c5 e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa 9b9a56e7844cbabc9404a7e34ebc701ef1e7d4a34e2bd8c472b87eddb37c9060 2026-07-04 official
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12 U.S.C. § 5912 - Interoperability standards

Text

The primary Federal payment stablecoin regulators, in consultation with the National Institute of Standards and Technology, other relevant standard-setting organizations, and State bank and credit union regulators, shall assess and, if necessary, may, pursuant to section 553 of title 5, and in a manner consistent with the National Technology Transfer and Advancement Act of 1995 (Public Law 104113), prescribe standards for permitted payment stablecoin issuers to promote compatibility and interoperability with—

(1) other permitted payment stablecoin issuers; and

(2) the broader digital finance ecosystem, including accepted communications protocols and blockchains, permissioned or public.

(Pub. L. 11927, § 12, July 18, 2025, 139 Stat. 459.)

Notes

Delayed Effective Date of SectionFor delayed effective date of section, see Effective Date note below.

Editorial Notes

References in TextThe National Technology Transfer and Advancement Act of 1995, referred to in text, is Pub. L. 104113, Mar. 7, 1996, 110 Stat. 775. For complete classification of this Act to the Code, see Short Title of 1996 Amendment note set out under section 3701 of Title 15, Commerce and Trade, and Tables.

Statutory Notes and Related Subsidiaries

Effective DateSection effective on the earlier of the date that is 18 months after July 18, 2025, or the date that is 120 days after the date on which the primary Federal payment stablecoin regulators issue any final regulations implementing Pub. L. 11927, see section 20 of Pub. L. 11927, set out as a note under section 5901 of this title.