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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 15 U.S.C. § 1692b Acquisition of location information us united_states_code code_section 15 COMMERCE AND TRADE 41 CONSUMER CREDIT PROTECTION 1692b 15 U.S.C. § 1692b current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip /us/usc/t15/s1692b data/legal/raw/us/code/title-15/usc15.xml 8d1f7394fb87c1f7cb918b516d7bb6c2b994729ffbbbc456320523402f595ae1 6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059 34a528db65fedf1b67d3c6ec57a547550cb40e726c46427e1b3547c6d75d014e 2026-07-04 official
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15 U.S.C. § 1692b - Acquisition of location information

Text

Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall—

(1) identify himself, state that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer;

(2) not state that such consumer owes any debt;

(3) not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information;

(4) not communicate by post card;

(5) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt; and

(6) after the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has knowledge of, or can readily ascertain, such attorneys name and address, not communicate with any person other than that attorney, unless the attorney fails to respond within a reasonable period of time to communication from the debt collector.

(Pub. L. 90321, title VIII, § 804, as added Pub. L. 95109, Sept. 20, 1977, 91 Stat. 876.)

Notes

Statutory Notes and Related Subsidiaries

Effective DateSection effective upon the expiration of six months after Sept. 20, 1977, see section 819 of Pub. L. 90321, as added by Pub. L. 95109, set out as a note under section 1692 of this title.