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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 15 U.S.C. § 1692n Relation to State laws us united_states_code code_section 15 COMMERCE AND TRADE 41 CONSUMER CREDIT PROTECTION 1692n 15 U.S.C. § 1692n current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip /us/usc/t15/s1692n data/legal/raw/us/code/title-15/usc15.xml 48b81345bd34768d926d7a73f6e975de0820f546dace94eb5efefae4685b7164 6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059 1f45838e9662c9f59bab39c79a3b396025c19ed05ac5ab45df96f02a05972735 2026-07-04 official
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15 U.S.C. § 1692n - Relation to State laws

Text

This subchapter does not annul, alter, or affect, or exempt any person subject to the provisions of this subchapter from complying with the laws of any State with respect to debt collection practices, except to the extent that those laws are inconsistent with any provision of this subchapter, and then only to the extent of the inconsistency. For purposes of this section, a State law is not inconsistent with this subchapter if the protection such law affords any consumer is greater than the protection provided by this subchapter.

(Pub. L. 90321, title VIII, § 816, as added Pub. L. 95109, Sept. 20, 1977, 91 Stat. 883.)

Notes

Statutory Notes and Related Subsidiaries

Effective DateSection effective upon the expiration of six months after Sept. 20, 1977, see section 819 of Pub. L. 90321, as added by Pub. L. 95109, set out as a note under section 1692 of this title.