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LegalText 15 U.S.C. § 6807 Relation to State laws us united_states_code code_section 15 COMMERCE AND TRADE 94 PRIVACY 6807 15 U.S.C. § 6807 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc15@119-100.zip /us/usc/t15/s6807 data/legal/raw/us/code/title-15/usc15.xml 86a9fd1ed94a84985839b35f2c10d64a6310a78a79c1621793417983db7ec35a 6982338d990ef19d6b52bff6825089bdd6d0ee1233d9382673faf533decd5059 ddee6326ce57ce6b05fe141a3bc2a8def2893cb6aa35c41a9628d55eba14a20f 2026-07-04 official
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15 U.S.C. § 6807 - Relation to State laws

Text

(a) In general This subchapter and the amendments made by this subchapter shall not be construed as superseding, altering, or affecting any statute, regulation, order, or interpretation in effect in any State, except to the extent that such statute, regulation, order, or interpretation is inconsistent with the provisions of this subchapter, and then only to the extent of the inconsistency.

(b) Greater protection under State law For purposes of this section, a State statute, regulation, order, or interpretation is not inconsistent with the provisions of this subchapter if the protection such statute, regulation, order, or interpretation affords any person is greater than the protection provided under this subchapter and the amendments made by this subchapter, as determined by the Bureau of Consumer Financial Protection, after consultation with the agency or authority with jurisdiction under section 6805(a) of this title of either the person that initiated the complaint or that is the subject of the complaint, on its own motion or upon the petition of any interested party.

(Pub. L. 106102, title V, § 507, Nov. 12, 1999, 113 Stat. 1442; Pub. L. 111203, title X, § 1093(6), July 21, 2010, 124 Stat. 2097.)

Notes

Editorial Notes

References in TextThis subchapter, referred to in text, was in the original “this subtitle”, meaning subtitle A (§§ 501510) of title V of Pub. L. 106102, Nov. 12, 1999, 113 Stat. 1436, which is classified principally to this subchapter. For complete classification of subtitle A to the Code, see Tables.

Amendments2010—Subsec. (b). Pub. L. 111203 substituted “Bureau of Consumer Financial Protection” for “Federal Trade Commission”.

Statutory Notes and Related Subsidiaries

Effective Date of 2010 AmendmentAmendment by Pub. L. 111203 effective on the designated transfer date, see section 1100H of Pub. L. 111203, set out as a note under section 552a of Title 5, Government Organization and Employees.