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Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 -> 59,740; repo total 105,704 records. Deterministic (byte-identical rerun, verified on Title 42's 8,356 sections); make check green. make legal-us-code default now covers every title. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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| LegalText | 25 U.S.C. § 1481 | Loan guaranties and insurance | us | united_states_code | code_section | 25 | INDIANS | 17 | FINANCING ECONOMIC DEVELOPMENT OF INDIANS AND INDIAN ORGANIZATIONS | 1481 | 25 U.S.C. § 1481 | current | 119-100 | 2026-06-26 | official | https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc25@119-100.zip | /us/usc/t25/s1481 | data/legal/raw/us/code/title-25/usc25.xml | b71f39b3d2a192a050cf1476e042abe4b0e4aa741ee50e7006cdba77d8d7adf0 | d4661d83bff6862be548ac8e843ba61e942ed983aade7cf83cb7dbc3dcd08168 | 8a638cf76e4585513a1bb00aaf0454e144af86dc7415d84453e85a3fca8c74e7 | 2026-07-04 | official |
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25 U.S.C. § 1481 - Loan guaranties and insurance
Text
(a) In general In order to provide access to private money sources which otherwise would not be available, the Secretary may—
(1) guarantee not to exceed 90 per centum of the unpaid principal and interest due on any loan made to any organization of Indians having a form or organization satisfactory to the Secretary, and to individual Indians; or
(2) insure loans under an agreement approved by the Secretary whereby the lender will be reimbursed for losses in an amount not to exceed 15 per centum of the aggregate of such loans made by it, but not to exceed 90 per centum of the loss on any one loan.
(b) Eligible borrowers The Secretary may guarantee or insure loans under subsection (a) to both for-profit and nonprofit borrowers.
(Pub. L. 93–262, title II, § 201, Apr. 12, 1974, 88 Stat. 79; Pub. L. 98–449, § 4, Oct. 4, 1984, 98 Stat. 1725; Pub. L. 109–221, title IV, § 401(a), May 12, 2006, 120 Stat. 341.)
Notes
Editorial Notes
Amendments2006—Pub. L. 109–221, § 401(a)(1), (2), (4), inserted section catchline, designated existing provisions as subsec. (a) and inserted heading, substituted “the Secretary may— “(1) guarantee” for “Secretary is authorized (a) to guarantee”, and added subsec. (b). Pub. L. 109–221, § 401(a)(3), which directed substitution of “members; or “(2) insure” for “members; and (b) in lieu of such guaranty, to insure”, was executed by making the substitution for “and (b) in lieu of such guaranty, to insure” to reflect the probable intent of Congress and the amendment by Pub. L. 98–449. See 1984 Amendment note below. 1984—Pub. L. 98–449 struck out “who are not members of or eligible for membership in an organization which is making loans to its members” before “; and (b)”.